When it comes to whole life insurance, oftentimes you want to know: “How much coverage can I qualify for?”

Once you know how much you can qualify for, you’ll probably think one of two things…

Either: “Why wouldn’t I get the maximum?” 

Or “Why would I possibly need that much?”

In this episode I’ll show you how to easily estimate your maximum insurability. I’ll also explain when you’d want to secure the maximum, and when it might actually be in your best interest to NOT get as much as you possibly can.

Listen now!

Show highlights include:

• The surprising reason why you don’t want the highest death benefit on your whole life policy. (0:54)
• 2 IBC benefits of term life so you can grow your system without paying too much or wasting time on more underwriting. (1:51)
• Behind the scenes: How insurance companies determine your maximum insurability. And how you can drive your max even higher than normal. (2:19)
• How “HELOC hysteria” led to an industry crackdown, and what it means for you if you plan to use 25% or more of your income on your IBC system. (3:51)
• Why max insurability isn’t always your top concern. (5:01)
• The “tomorrow” question that makes figuring out how much death benefit you want easier to calculate. (8:19)
• How to keep your maximum insurability climbing as you age (instead of losing ground like most people do). (8:52)

Reach out to me:

[email protected]

https://www.linkedin.com/in/valerie-laroque-lacp-b569509

Infinite Banking Mastery (infinitebankingnorthwest.com)