If you want to learn how high earners legally multiply their money and keep more of it, watch the free training here. It breaks down the exact tax and wealth strategies most people never get access to. https://www.cofieldspeaks.com/optinxdx5e5vf?el=video2121825

Most people don’t have an income problem. They have a spending problem that quietly kills long term wealth.

Timecodes

00:00 The Hidden Cost of Everyday Spending

01:21 The Opportunity Cost Most People Ignore

02:39 Amazon Purchases vs Owning Amazon Stock

04:41 Upgrading iPhones vs Owning Apple

07:20 Status Spending and the Wealth Delay

10:13 The Tesla Example That Changes Everything

12:44 Spend First or Invest First

13:31 Why Opportunity Cost Changes Every Decision

14:48 Trading Money vs Trading Your Life

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Want to learn more from Larry Jones? Join his Stock Up University by clicking the link below. Use code "money" for a special discount! 👇

https://stock-up-u.teachable.com/

Financial success isn’t random — it’s the predictable result of clear decisions, long-term thinking, and avoiding the traps that most people fall into. Larry Jones ( @STOCKUPwithLarryJones ) breaks down the exact principles that helped him turn setbacks into wealth: understanding valuations, using retirement accounts strategically, building consistency with ETFs, avoiding lifestyle inflation, and keeping emotions out of investing.

But this conversation also reveals the darker side of money — the patterns that keep people stuck no matter how much they earn. If you’ve ever felt behind or unsure of what to do next, Larry’s insights cut through the noise and show where most people go wrong.

Timecodes

00:00 Intro Mindset Rich vs Poor

02:01 How Larry Started From Zero in 2020

03:31 Where He Thinks the Market Goes in 2026

04:41 Swing Trades vs Long-Term Investing

06:25 The 1700 Percent Trade Story

08:21 How He Turned Profits Into Tax-Free Wealth

09:50 Breaking Down Backdoor and Mega Backdoor Roths

12:34 Taxes, Wealth, and Thinking Long-Term

14:42 Lifestyle Choices That Actually Build Wealth

17:07 Why Anyone Can Still Win in the Market

22:58 The Blueprint to Your First 1 Million

27:33 Why Side Hustles Matter More Than People Think

30:34 How to Use Opportunity Funds the Right Way

32:37 Understanding Market Cycles the Smart Way

33:48 What Being a Melanin Millionaire Means

35:51 How to Get Started With Larry’s Framework

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Boutique hotels are the most overlooked asset in real estate right now. Here’s how outdated mom-and-pop properties get transformed into real cash-flow machines.

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Chapters

00:00 Why Big Hotels Are Losing Travelers

00:28 Why Rich Chose Boutique Hotels

01:19 How Regular Investors Buy Hotels

02:04 Seller Financing Explained Simply

03:12 Why He Pivoted From Airbnbs

04:16 The First Boutique Hotel Deal

05:06 Doubling Revenue With Better Systems

06:02 The Baby Boomer Hotel Opportunity

07:33 How Airbnb Regulations Create Hotel Demand

08:50 The Levers That Increase Hotel Revenue

09:14 How AI Boosts Hotel Income

10:07 The AI Concierge Model

11:01 The Subscribe CTA Moment

11:51 How Boutique Hotels Compete With Big Brands

12:41 Influencer Stays As a Growth Strategy

13:34 Using Data to Improve the Guest Experience

14:22 Additional Revenue Streams in Hotels

15:35 Amenity Fees and Pricing Power

16:27 Forcing Appreciation Through Operations

17:22 Unlocking Manager Units for Extra Income

18:38 Removing On-Site Managers to Increase NOI

19:30 How Rich’s Hotel Fund Works

20:18 The Hotel Investing Community

21:35 The Tax Benefits of Hotel Ownership

22:54 The Risks of Hotel Investing

23:51 How the Community Sources Deals

24:51 Exit Strategy and Long-Term Plan

26:56 Why Boutique Hotels Are a Wealth Vehicle

33:33 What Being a Melanin Millionaire Means

34:29 How to Find and Follow Rich Somers

35:16 Rich’s Favorite Hotel To Stay At

Book a strategy session with the team: https://www.cofieldspeaks.com/optinxdx5e5vf?el=video2112625

If you want to win in 2026, you need the right plan. This video breaks down the mistakes to avoid and the shifts to make before the next cycle hits.

Timecodes

00:00 Start

00:42 Why Most Investors Lose by Default

01:28 The Two Rules of Wealth

02:05 How Accounts Shape Your Wealth

03:10 IRA vs Roth IRA Explained Simply

04:32 The Biggest IRA Mistake People Make

05:46 How a 401k Really Works

07:26 How to Maximize Your Employer Match

08:40 The Solo 401k Advantage

10:05 How Business Owners Can Save 70k in Taxes

11:24 Why Entrepreneurs Need Their Own Retirement Plan

12:36 Borrowing From vs Borrowing Against Investments

14:15 The Line of Credit Strategy That Changes Everything

15:39 How to Invest Without Triggering Taxes

17:02 Interest Rate Arbitrage Explained

18:20 Why Billionaires Never Sell Their Assets

19:17 What Ordinary Investors Can Learn From Elon Musk

20:05 Understanding the Rules of the Wealth Game

21:21 Why Money Is Neutral Until You Use It

22:12 Inside the Index Strategy

23:30 Why ETFs Work

24:19 Bet More on the Winners

25:30 Stock Breakdown: Palantir

26:22 Stock Breakdown: Oracle

27:35 Why Your Money Should Be Working Harder Than You

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Join us on November 22nd as we host out 1 Day Workshop from 10am - 5pm EST as we teach you not only how to build wealth but to save on taxes 👇

https://www.joinwealthworkshop.com/register-now?el=video1112025

If you’ve ever felt like certain rooms, relationships, or opportunities were out of reach… this conversation will shift your perspective. Golf isn’t just a sport. It’s one of the most overlooked access points for Black professionals to build wealth, network with intention, and open doors that traditional paths can’t.

Timecodes

00:00 The Story Behind Eastside Golf

03:10 How Earl First Got Into Golf

05:00 What Golf Opens Up for Your Career

07:00 Changing the Mindset Around Golf

09:00 How Golf Expanded Earl’s Opportunities

12:00 From Golf Pro to Working in the Mayor’s Office

14:30 Building HBCU Week and Increasing Access

17:30 Making Golf Culturally Relevant

19:30 Why Representation in Golf Matters

21:00 The Birth of Eastside Golf

24:00 Creating a New Lane in Golf Culture

27:00 The Jordan Brand Collaboration Story

30:00 High-Level Partnerships and Brand Growth

33:00 Giving Back and Supporting HBCUs

36:00 Community Day and Expanding Access

39:00 Why Golf Is More Affordable Than People Think

41:00 Breaking Stereotypes in Golf

44:00 Building Loyalty Through Customer Care

47:00 The Power of Relationships in Business

50:00 What’s Next for Eastside Golf

52:00 Final Lessons for Entrepreneurs

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Want to learn the same tax-free wealth strategies used by high-net-worth clients?

Join the 5-Day Wealth Workshop.

https://www.joinwealthworkshop.com/register-now?el=video1111325

Most people see the highlight reel of entrepreneurship, but almost no one talks about the real price you pay on the way to building an 8-figure company. In this episode, we break down the pressure, responsibility, sacrifices, and tough conversations that come with leveling up from entrepreneur to true business owner. If you’ve ever wondered what success actually costs, this is the conversation you’ve been missing.

Timecodes

00:00 The Real Difference: Entrepreneur vs Business Owner

00:36 The Weight Behind Success

01:14 What It Actually Costs

02:08 The Highlight Reel Illusion

02:55 Low Lights You Never See

03:45 Shifting from Information to Implementation

04:41 Dark Seasons of Entrepreneurship

05:27 Payroll Pressure & Responsibility

06:42 The Realities of Leading a Team

07:04 Becoming a True Business Owner

08:17 Pressure, Standards & Seriousness

09:00 Building Real Infrastructure

10:08 Thinking Long-Term vs Short-Term

11:40 Partnerships Aren’t 50/50

12:33 When Your Team Depends on You

13:23 Value, Fulfillment & Appreciation

14:04 Your Business Only Grows as You Do

14:51 Missing Goals & Real Accountability

16:03 When Money Isn’t the Motivation

17:10 Contentment vs Chasing More

19:47 Freedom, Margin & Early Wins

21:17 Purpose Over Potential

22:31 The Dragons You Don’t Expect

23:50 The Hardest Part Is the Beginning

25:07 Fighting Bigger Battles with Better Tools

26:30 Why Partnership Matters

27:16 Your Gifts Fuel Others

28:06 How to Sustain a Partnership

29:25 Tough Conversations You Must Have

31:10 Why Partnerships Break

32:20 The Power of Alignment

33:06 Vulnerability in Leadership

35:02 There Is No 50/50

36:17 Carrying More When They Can’t

37:14 The Pressure of Being “The Strong One”

38:52 When Gratitude Turns Into Entitlement

41:02 The 3 Buckets Rule

43:20 Helping vs Hurting Someone

44:12 Why Most People Can’t Handle More

45:18 Winning the Game of Contentment

46:32 Setting Targets Before You Lose Yourself

47:19 What’s Being Squeezed Is YOU

48:37 The Real Price of “Success”

50:14 Why Some People Aren’t Willing to Pay It

51:34 Money Doesn’t Remove Problems

52:24 Getting Past Survival Mode

55:42 What This Journey Really Costs

56:09 Do You Actually Want This?

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Join us on November 22nd as we host out 1 Day Workshop from 10am - 5pm EST as we teach you not only how to build wealth but to save on taxes 👇

https://www.joinwealthworkshop.com/register-now?el=video1110625

Most investors are using their accounts the wrong way, and it’s costing them thousands in lost growth and unnecessary taxes. In this video, we’re honored to film live from the floor of the New York Stock Exchange to show you how the wealthy actually use their investment accounts to access money without selling a single share.

Timecodes

00:00 You’re Using Your Investment Account Wrong

01:12 The Hidden Cost of Doing It Wrong

02:46 Why Most Investors Lose Without Realizing It

04:05 The Truth About “Long-Term” Investing

05:42 How the Wealthy Actually Use Their Accounts

07:10 Borrowing Against Assets: The Strategy Explained

08:53 Accessing Cash Without Selling Investments

10:26 The Tax Advantage Nobody Talks About

12:04 Real Example: How the Rich Stay Liquid

13:47 Why Advisors Don’t Teach You This

15:18 The Common Myths About Investment Accounts

16:40 How to Use This Strategy Safely

18:02 Building Wealth Without Losing Control

19:10 Stop Playing the Wrong Game

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Stop letting the IRS take more than it should. Join the 5-Day Wealth Workshop and learn the same tax strategies top entrepreneurs use to keep up to 100% of their income. Join the wealth work shop 👇

https://www.joinwealthworkshop.com/register?el=video2103125&utm_source=direct_to_ticket&utm_medium=yt

He’s helped entrepreneurs access over $100 million in funding — without relying on the banks. In this conversation, Herman Dolcine breaks down how AI is rewriting the rules of business credit, why banks are quietly cutting limits, and what you can do right now to make your business “bankable” in the age of AI lending. Watch before you apply for your next loan.

Chapters

00:00 The Great Pivot

00:27 The $100M Man Returns

01:39 Why Banks Are Tightening Up

03:14 Credit Line Cuts Everywhere

05:06 Think Like a Bank

06:13 How AI Is Changing Funding Forever

07:29 Build a Bankable Business Profile

08:36 Take the Bank on a Date

10:10 How to Get More Capital Without New Banks

11:03 The Mistakes That Burned the Play

13:02 The AI Funding Blueprint

15:08 Fix Your Credit with AI

17:22 You Won’t Do It Anyway

18:22 How the Wealthy Borrow Cheaper

21:06 The Billionaire’s Lesson on Taxes & Leverage

23:17 Live Off the Drip

25:22 The Same Game Works at Every Level

26:35 The Elon Musk Playbook

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Stop letting the IRS take more than it should. Join the 5-Day Wealth Workshop and learn the same tax strategies top entrepreneurs use to keep up to 100% of their income. Join the wealth work shop 👇

https://www.joinwealthworkshop.com/register?el=video2102425&utm_source=direct_to_ticket&utm_medium=yt

Most investors think they’re diversified — but they’re not. The truth is, a handful of companies are carrying the entire market, and if you don’t own them, you’re falling behind. This video exposes why the S&P 500 keeps most people average, and what you can do before the end of 2025 to actually win.

Chapters

00:00 The Diversification Lie Everyone Believes

01:12 Why Most Investors Stay Average

02:40 The Truth About The S&P 500

04:03 How A Few Stocks Drive Everything

05:28 The Illusion Of “Safety” In Index Funds

07:06 What The Top 5 Stocks Are Actually Doing

08:51 How The Core-Satellite Strategy Works

10:37 The Difference Between Passive And Smart Investing

12:20 Why Concentration Beats Diversification

14:05 The Real Risk Of Following The Crowd

16:03 How To Build A Winning Portfolio In 2025

18:12 The 5 Stocks Leading The Market Boom

20:16 What Most People Still Don’t Understand

22:04 Why 2025 Could Change Everything

24:02 Final Thoughts And Action Plan

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This Is Your Chance To Shortcut Your Wealth-Building Journey By 10-20 Years 👇

https://www.joinwealthworkshop.com/register?el=video1101725&utm_source=direct_to_ticket&utm_medium=yt

Most people master business but never master themselves. In this conversation with Marcus Rosier, we break down how unchecked ego, emotional wounds, and comfort can quietly destroy your growth—even when your bank account says you’re winning. Watch this before success makes you soft.

Chapters

00:00 Who Is Marcus Rosier

02:14 Why Most Entrepreneurs Never Evolve Past Their Trauma

06:42 Building Success Without Losing Yourself

10:25 The Trap of Performing for Validation

14:10 When Business Growth Hides Personal Brokenness

18:37 Why Self-Awareness Is the Real Wealth

23:05 How Marcus Rebuilt His Identity from Scratch

28:20 Discipline vs. Comfort – The War Within

33:56 The Illusion of Balance and the Cost of Overworking

38:19 Why Money Exposes, Not Fixes, Character

43:02 The Difference Between Purpose and Productivity

48:10 Breaking Generational Patterns of Weakness

53:45 Why You Can’t Heal What You Hide

58:12 Final Thoughts – Building From Wholeness, Not Hustle

01:03:27 Closing – How to Connect with Marcus Rosier