Learn more in the 100% free, 5 day, email based Ultimate Military Credit Cards Course.

Spencer and Jamie continue to answer frequently asked questions about military travel rewards cards.

Learn how to get your annual fee waived on the most popular card for military servicemembers.

Head to MilitaryMoneyManual.com to see the best credit card offers for military this month.

Cards mentioned in this episode include:

• Amex Platinum
• Amex Gold
• Chase Sapphire Reserve
• Chase Sapphire Preferred

Compare the Amex Platinum vs the Chase Sapphire Reserve or the Chase Sapphire Preferred vs the Chase Sappire Reserve.

Questions from this episode:

• How to get military spouse annual fees waived on Amex and Chase military credit cards
• How to use the MLA database
• Spouse referral links
• Do contracted ROTC and military service academies (Air Force Academy, West Point Military Academy, Annapolis Naval Academy) get their Amex and Chase annual fees waived?
• The optimal order to open military credit cards in
• No annual fee cards to age your account
• Why you should open Chase cards before American Express
• Are credit card bonuses once per lifetime?
• What to do with your annual fee waived cards when you leave the military?
• What should you do if you get an Amex SCRA denial letter?
• Which credit card should you start with?
• Can you use points and miles to upgrade government purchased travel or hotels?

Learn more about military travel rewards cards in the Ultimate Military Credit Cards Course!

Questions we cover in this episode:

• What are military travel rewards cards?
• Why do banks and credit card companies waive annual fees on credit cards for active duty, Title 10 Guard/Reserve, and military spouses?
• Do all banks and credit card companies do this? (Credit cards that waive annual fees for military)
• What about credit card debt?
• What about your credit score?
• Do miles and points have an expiration date?

Everything you need to know about the military Thrift Savings Plan. The TSP is one of the most under-utilized military benefits. It's a fantastic "401k-ish" retirement savings account that allows you to unlock massive military tax advantages. The Roth TSP allows you access the triple-tax benefit of military pay: tax free in, tax free growth, and tax free out in retirement.

Learn how much to contribute to your TSP to receive the full 5% BRS match.

Learn how to get your annual fees waived in my 100% free, 5 day course available at The Ultimate Military Credit Cards Course.

The Military Money Manual podcast is all about achieving financial freedom while you serve in the military.

Spencer is an active duty Air Force officer and founder of militarymoneymanual.com, the most popular military travel hacking and military financial independence blog on the Internet.

He is the author of The Military Money Manual: A Practical Guide to Financial Freedom the new personal finance and investing book specifically for military cadets, midshipmen, officers, and enlisted.

Jamie is also an active duty officer and passionate about helping people pay down debt,

Together the duo have over 25 years of active duty experience, 8 PCSs, and 6 deployments.

Join us every Monday as we have a conversation about travel hacking, TSP investing,