Jen Smith is a personal finance expert and the co-host of the top-rated Frugal Friends Podcast. After she graduated from college, she and her husband buckled down and paid off $78,000 of debt in just two years. 

They also made extreme lifestyle shifts that she doesn’t recommend anymore. She tried to side-hustle her way out of debt. She stopped spending on almost everything altogether, which wasn’t the answer. Why? Because she was miserable. 

She knew she had to find a middle ground between spending frivolously and spending nothing. For the last five years, the “Frugal Friends” podcast has become a journey to find how to get the things you love without going broke. 

She’s on a mission to help people spend in alignment with their values, empowering them to live for today while saving for tomorrow. Listen in for some great takeaways about Jen’s journey to eradicate her debt and how she helps others eliminate theirs.

You will want to hear this episode if you are interested in...

• Learn more about Jen Smith and her journey [2:15] 
• Why Jen and her co-host launched Frugal Friends [7:18] 
• Is being “frugal” the same as being cheap? [10:26] 
• Frugality = being efficient with time and money [13:19]
• Get your copy of “Financial Planning Made Personal” [16:24]
• You can value nice things and still be frugal [18:32] 
• Why finding your own core values is important [20:37] 
• Budgets are the diets of the financial industry [22:03]
• The purpose of Frugal Friends “Bill of the week” [25:37] 
• Jen’s advice for those interested in podcasting [28:44] 
• What Jen did today that put her in the mindset for success [30:08] 

Resources & People Mentioned

• Get your copy of “Financial Planning Made Personal”
• The ONE Thing by Gary Keller

Connect with Jen Smith

• The website
• On Instagram
• On Linkedin
• On Twitter
• On Facebook
• On YouTube

Connect With Mitlin Financial

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Guests on the Mitlin Money Mindset Show are not affiliated with CWM, LLC, and opinions expressed herein may not be representative of CWM, LLC. CWM, LLC is not responsible for the guest's content linked on this site.

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