Money Minute

In this episode, social impact entrepreneur and Co-Founder & CEO of Yardsworth, Matt Lucido shares his expertise about the following:

1. Tell us about Senate Bill 9, also known as the HOME Act, and how it works?
2. How much can a homeowner make selling their yard?
3. The origin of Yardsworth-the story about how this company came about.
4. What determines how much someone can make, and what are the eligibility requirements?
5. Success stories-the positive impact of helping homeowners sell their backyard.

Matt Lucido is a social impact entrepreneur and investor. He is currently the Co-founder & CEO of Yardsworth, an online real estate marketplace for buying & selling backyard land. In 2014, he was recognized by the LA Business Journal as one of the “Twenty in their 20s.” He holds an MBA from the University of Southern California and a Bachelor's Degree from the University of Virginia, where he lettered on the Virginia Baseball team, founded a non-profit to benefit children of cancer patients, and co-founded a restaurant. He has since held strategy and finance roles at the Honest Company and CapNet Financial. More recently, Matt was a Principal & Investor at Wavemaker Partners, an $800b AUM Venture Capital Firm. He is a 3x Founder with 1 exit. He is also a member of the Jonathan Club in Los Angeles.

To learn more, visit:
https://www.linkedin.com/in/margueritacheng/

Listen to more episodes on Mission Matters:
https://missionmatters.com/author/Marguerita-Chen

In the episode, Richard Yoon, Founder of Luci, a gamified personal finance app (think DuoLingo + budgeting and other personal finance goals), shares his passion for making personal finance fun and simple. He also answers the following questions:

• What are your and your team's backgrounds?
• What is Luci?
• Why did you start Luci?
• How is Luci different from other budgeting apps?
• What's the current status of the app?

Passionate about simplifying financial freedom, Richard Yoon founded Luci, a gamified personal finance app that makes learning and building positive personal finance habits fun. Richard brings 7+ years of tech and startup experience, having helped grow Honey as an early employee, which Paypal acquired for $4b. From his Wall Street days as a bond trader, investment banker, and quant/algo trader at Goldman Sachs, Richard combines financial expertise with an innovative mindset to empower individuals to have fun while taking control of their finances.

To learn more about Luci App,visit:

Website: https://spaceluci.com/

Apple Podcasts: https://apps.apple.com/us/app/luci-soon-science-inc/id1608114955

To learn more, visit:
https://www.linkedin.com/in/margueritacheng/

Listen to more episodes on Mission Matters:
https://missionmatters.com/author/Marguerita-Chen

During this episode, Christian Simmons, Certified Educator in Personal Finance and financial writer with Annuity.org answers the following questions:

• What are some of the best ways to save for retirement?
• How much does the average person need to save to retire comfortably?
• What can someone do to catch up for retirement planning?
• Where will your money go once you are in retirement? 
• What are the biggest expenses to be aware of?
• How do you handle health care and finding the best Medicare option for yourself in retirement?

Christian Simmons is a Certified Educator in Personal Finance and financial writer who has been with Annuity.org since 2021. His areas of expertise include retirement income planning and Medicare.

To learn more about Christian,visit:
https://www.linkedin.com/in/christian-simmons/

https://www.quora.com/profile/Christian-Simmons-84

To learn more, visit:
https://www.linkedin.com/in/margueritacheng/

Listen to more episodes on Mission Matters:
https://missionmatters.com/author/Marguerita-Chen

In this episode, Josh Thompson, COO of Kordis answers the following questions:

1. What's the difference between a fractional CFO and a full-time CFO?
2. What does a CFO do that an accountant doesn't?
3. When is the right time to hire a CFO?
4. How do bookkeeping and accounting work? Why does a business need both?
5. What makes Kordis different from other fractional CFO offerings?

Josh Thompson served for 20 years as a military finance and healthcare leader before retiring in the summer of 2022. He's board certified as a Fellow in the American College of Healthcare Executives and has managed P&L's as large as $2.2B and been CFO and CEO of several hospitals.  He's currently the COO and managing partner of Kordis which is a fractional CFO advisory and accounting firm where he helps business owners of all sizes better understand their financials.  He's a proud dad to 3 teens and husband to his wife Amy for 20 years.

To learn more about Josh, visit:

Web: www.kordis.io
Twitter (X): twitter.com/josherau
Linkedin: linkedin.com/in/josherau

To learn more, visit:
https://www.linkedin.com/in/margueritacheng/

Listen to more episodes on Mission Matters:
https://missionmatters.com/author/Marguerita-Chen

In this episode, Isabelle discusses the concept of doing "business for good" and the United Nations 17 Goals for sustainable development to build an inclusive and resilient future for people and the planet. 

Isabelle will answer the following questions:

1. How to become a consultant/coach/freelancer with limited financial risks? 
2. What she has learned about entrepreneurs starting a business in her work as a consultant?
3. How to create a business that can have impact at the same time and feel a sense of purpose?
4. How can we create a mindset of abundance for ourselves?

Isabelle Bart is the founder of Impact Innovator, and is passionate about empowering individuals of all backgrounds to create innovative and impactful enterprises. She coaches entrepreneurs to become the best holistic leader they can be in all areas of their life. She speaks on entrepreneurial mindset, abundance, and doing “business for good”. As a cancer survivor, she knows that the toughest moments in life can turn into blessings to reinvent our future.

Isabelle’s experience includes working for the Small Business Administration at the University of California Irvine Beal Applied Innovation, providing strategic consulting services to startups, and leading an impact accelerator. She teaches ideation processes to early stage founders to help them build successful and scalable companies.

She has also done extensive work in the nonprofit and NGO sector, as the managing director for Academies for Social Entrepreneurship, which promotes the development of social enterprises to address social & environmental problems. 

She was named one of the “Top 100 Women in Social Enterprise” by Euclid Network in 2023 and nominated by Orange County Business Journal for the “Women in business” 2022 award.

She is the co-author of The Change -  Insights into Self Empowerment Book published in 2023. 

Isabelle holds a Masters in Business Administration from ESSEC Business School in Paris, France.

To learn more about Isabelle Bart, visit:

Web: https://impactinnovator.co/
Linkedin: https://www.linkedin.com/in/isabellebart/
Instagram: https://www.instagram.com/impactinnovator/
Facebook: https://www.facebook.com/isabelle.bart.908

To learn more, visit:
https://www.linkedin.com/in/margueritacheng/

Listen to more episodes on Mission Matters:
https://missionmatters.com/author/Marguerita-Chen

In this episode, Certified Annuity Specialist® Jennifer Schell demystifies annuities and answers the following questions:

1. What are the different types of annuities?
2. How might an annuity fit into a person’s overall retirement plan?
3. Why do you think annuities have become more popular in the last few years?
4. Why should especially women be aware of annuities and their benefits?
5. What should women know about long-term care insurance?

Jennifer Schell is a Certified Annuity Specialist® and award-winning writer focused on demystifying annuities and other financial topics. Her expertise has been featured in prominent publications including Yahoo! News and CNET, and in 2023, her Guide to Financial Literacy for First-Generation Americans and Immigrants was recognized with a Platinum Award from the DotCOMM awards. Jennifer is proud to be a member of both the National Association for Fixed Annuities and the National Association of Insurance and Financial Advisors.

To learn more about Jennifer, visit:

Website: https://www.annuity.org/

Twitter: https://twitter.com/Annuity_Org

Facebook: https://www.facebook.com/AnnuityOrg/

YouTube: https://www.youtube.com/channel/UC8NgGEphxswXI1j8w66c3lA

To learn more, visit:
https://www.linkedin.com/in/margueritacheng/

Listen to more episodes on Mission Matters:
https://missionmatters.com/author/Marguerita-Cheng

During this episode, Lawrence answers the following questions:

1. How Important Mindset is on the Path to Wealth?
2. How to achieve millionaire status while making less than $70,000?
3. How does Tax Planning play an important role in Building Wealth?
4. Why Cash Flow is king?
5. What strategies can help boost your retirement income today?

Lawrence Delva-Gonzalez is the owner of The Neighborhood Finance Guy, sharing tips on Budgeting, Cash Flow, Investing, and Building Wealth. Along with his wife, he proved that it’s possible to go from zero assets and over $120,000 of student loan debt to millionaires in less than 10 years. The best part is that he shares all the tips on the way.

To learn more about Lawrence, visit:
www.theneighborhoodfinanceguy.com

https://www.instagram.com/theneighborhoodfinanceguy

To learn more, visit:
https://www.linkedin.com/in/margueritacheng/

Listen to more episodes on Mission Matters:
https://missionmatters.com/author/Marguerita-Cheng

In this episode, Joy addresses the following questions:

1. Why longevity and why caregiving never ends.
2. Why younger and older caregivers require different planning.
3. How to start a dialogue with Boomer parents.
4. What exactly is  Aging in place?
5. Why caregiving is different for solo agers

Joy Loverde  has a reputation for being a path carver and visionary.

She is a keynote speaker, consultant, and author of the best-seller The Complete Eldercare Planner and Who Will Take Care of Me When I’m Old? She has been quoted in the Wall Street Journal, TIME, Money, New York Times, and Psychology Today among many others. Interviews include the TODAY Show, Good Morning America, and NPR.

Critics hail her work as “illuminating, eye-opening, and required reading for everyone over 40.”  

Visit her website at https://elderindustry.com

To learn more about Joy, visit:

Email: [email protected]

Website:  https://elderindustry.com

LinkedIn: linkedin.com/in/joyloverde

Facebook: facebook/joyloverde

Instagram: instagram.com/joyloverde

Pinterest: www.pinterest.com/joyloverde

YouTube: www.youtube.com/channel/UCZRzSTIqbNFJFL7k2SCU7qA

To learn more, visit:
https://www.linkedin.com/in/margueritacheng/

Listen to more episodes on Mission Matters:
https://missionmatters.com/author/Marguerita-Cheng

In this episode, Tony shares insights from his newest book: "The Get Ready! Blueprint: A 52-Week Guide to Changing the Way You Think About Money.

He address the following questions:

• Why is mindset important to how we think about money?
• Why is it important to empower people rather than telling them what to do?
• Why are weekly actions items helpful? 
• How can we know what information is useful?
• Why should someone think about their goals before they think about a product? 

Tony Steuer, CLU, LA, CPFFE is an internationally recognized financial preparedness advocate, podcaster, and award winning author. His newest book, The Get Ready! Blueprint: A 52-Week Guide to Changing the Way You Think About Money, presents The Get Ready Method, which he created to empower people to take control of their money while providing a framework for integrating financial products, financial advice and advisors.

The Get Ready Method provides a framework for integrating financial products, financial advice and advisors. He is also an Advisor at Paperwork and Dingo Technologies. Meanwhile, he is a member of the ThinkAdvisor’s LUMINARIES Class of 2022 as a Finalist in Thought Leadership & Education. He served as a long term member of The California Department of Insurance Curriculum Board as well.

Steuer shares his trailblazing thought leadership on financial wellness as a contributor for ForbesAdvisor, expert content reviewer for Nerdwallet, and a guest/contributor for ABC’s Seven on Your Side, Cheddar TV, New York Times, the Washington Post, Fast Company, Chicago Tribune, CNBC, and Fox Business News. His podcast, Get Ready Money Podcast, is another way to absorb his expertise.

Steuer’s books, including The Get Ready Blueprint, Get Ready! A Step-By-Step Planner for Maintaining Your Financial First Aid Kit, Insurance Made Easy, Questions and Answers on Life Insurance, The Questions and Answers on Life Insurance Workbook, The Questions and Answers on Disability Insurance Workbook and The Questions and Answers on Insurance Planner, have won numerous awards, including four awards for Excellence in Financial Literacy Education. His books are used in college courses, financial planning certification courses, insurance agency training and financial planning firm resource libraries.

Financial Preparedness Advocate & Author (check out my books here)
https://www.tonysteuer.com/books/

Let’s change the way we think about money!
www.tonysteuer.com

To learn more, visit:
https://www.linkedin.com/in/margueritacheng/

Listen to more episodes on Mission Matters:
https://missionmatters.com/author/Marguerita-Cheng

In this episode, Amy Salo, CFP®, CAP®, CExP™ Managing Partner, General Agent, Registered Principal with Forest Hills Financial Group shares her passion for the financial services industry, the people she serves, and the potential for her team of advisors and clients to ensure the next generation lives better than the last.  

She answers the following questions:

1. Why are women needed in this industry?
2. Why is this a great opportunity for women?
3. What skills are needed to succeed as a financial advisor?
4. How does the compensation work?
5. Do you have any tips for working in a male dominated world?

To learn more about Amy, visit:

Website social handles

https://www.linkedin.com/in/asalo/

https://www.linkedin.com/company/forest-hills-financial-group/

https://www.fhfg.com/

To learn more, visit:
https://www.linkedin.com/in/margueritacheng/

Listen to more episodes on Mission Matters:
https://missionmatters.com/author/Marguerita-Cheng