#99: In this episode of Money Noticias, host Sunem welcomes Dr. Ana Romero back to discuss the financial implications of becoming a parent. Dr. Ana shares her personal experiences and insights on navigating the complexities of parenthood while managing finances, emphasizing the need for open communication with partners and the impact of family dynamics on financial decisions. 

If you have been enjoying our podcast and would like to support our work, you can buy us a coffee. We appreciate you =)

• Buy us a coffee

Connect with Ana

• Instagram @brewingdinero

Connect with us!

• Instagram
• Website 

Other Episodes You Will Enjoy

• Becoming a Doctor and Building Wealth as a First-Gen Latina with Ana Romero Morales | Brewing Dinero
• How to Become Debt-Free and Build Wealth as a First-Generation Couple with Yazmin and Tijani | How We Are Doing It

Want to begin getting your money right? Download our free money guide and training today!

6 Strategies to Take Control of Your Debt Guide

Interested in receiving 1:1 or gifting someone tailored support to help you/them start investing?

90-minute Investing Clarity Session

Support the show

#98: In this [solo] episode of the Money Noticias Podcast, hosts Israel and Sunem discuss the implications of the recent election results, particularly Trump's inauguration, and how listeners can financially prepare for the upcoming administration.

Connect with us!

• Instagram
• Website 

Other Episodes You Will Enjoy

• How to Take Control Of Your Debt
• Making Your Money Work Hard for You
• Why Budgets are Financial Boundaries
• How to Get Out of Credit Card Debt: Strategies for Beginners with Lauren Rosalanko | PointsforChange

Want to begin getting your money right? Download our free money guide and training today!

6 Strategies to Take Control of Your Debt Guide

Interested in receiving 1:1 or gifting someone tailored support to help you/them start investing?

90-minute Investing Clarity Session

Support the show

#97: In this episode of Money Noticias Podcast, host Israel and Sunem are joined by Dannielle. Dannielle is a born and raised Jersey girl, daughter to Ecuadorian immigrant parents, and the first in her family to graduate from college. In 2017, Dannielle discovered the 'financial independence, retire early' movement and started her personal finance journey. Since then she's been sharing her money journey online, a journey that has taken her from debt-free in 26 months to hitting her first 100k.

Episode Takeaways

• Dannielle provides tips for financially preparing for layoffs, including prioritizing cash savings and leveraging available resources.
• Navigating unemployment can be emotionally and mentally exhausting, and it's important to take breaks and prioritize self-care.
• Becoming work optional involves exploring hobbies and interests outside of work and finding a balance between saving and enjoying life in the present.
• Financial goals can shift over time, and it's important to reassess and prioritize based on current circumstances and desires.
• Advice for first-gen professionals navigating unemployment: hang in there, remember that rejections are not personal, and use the experience as an opportunity for self-discovery and growth

Connect with Dannielle 

• Instagram
• Youtube
• Substack

Connect with us!

• Instagram
• Website 

Other Episodes You Will Enjoy

• How to Take Control Of Your Debt
• How to Diversify Your Investments with Index Funds
• Why We Are Our Own Financial Security
• How to Navigate Layoffs and Unemployment

Want to begin getting your money right? Download our free money guide and training today!

6 Strategies to Take Control of Your Debt Guide

Interested in receiving 1:1 or gifting someone tailored support to help you/them start investing?

90-minute Investing Clarity Session

Support the show

#96: In this episode, we dive deep into how not to go broke during the holidays. We share practical strategies to help you navigate the season without falling into the trap of consumerism

Episode Takeaways

• It's easy to go broke during the holidays due to consumerism.
• Understanding love languages can help in choosing meaningful gifts.
• Setting financial boundaries is crucial to avoid overspending.
• Creative gift-giving can be more meaningful than expensive gifts.
• Starting a holiday sinking fund can alleviate financial stress.

Connect with us!

• Instagram
• Website 

Other Episodes You Will Enjoy

• How to Set and Uphold Financial Boundaries
• How to Make Credit Cards Work For You, Travel for Free, and Save Money with Daniel Bruan
• How to Financially Prepare for the Holidays

Apps that will pay you to shop

• Rakuten Referral 
• Honey Referral

Want to begin getting your money right? Download our free money guide and training today! 

• 6 Strategies to Take Control of Your Debt Guide

Interested in receiving 1:1, tailored support to help you reach your financial goals and gain financial security? 

• Apply to Money Coaching

Support the show

#95: In this episode of Money Noticias podcast, Israel Tovar interviews Pablo Delgado, the founder of Abundancia Mindset, about his personal finance journey and his move to London.

Born in Zacatecas, Mexico, and raised in Houston, Texas, Pablo now resides in London. He and his sisters were the first in their family to attend college, and he holds a Master's Degree in Information System Security. With over 12 years of experience in the Cyber Security Industry, he began his career at the young age of 17. Throughout his 20s, he faced the challenge of being in debt, a situation that took eight years to overcome, through this he started "Abundancia Mindset" as a way to educate others in personal finance. Currently, he is pursuing the F.I.R.E. movement, aiming to become work-optional by his mid-40s. Among his accomplishments is the establishment of a real estate data business, which he hopes will accelerate his path to early retirement. 

Episode Takeaways

• Quality of life is more important than standard of living, and it involves finding a balance between work, personal values, and financial well-being.
• Moving abroad can provide new opportunities and experiences, but it's important to consider the cultural differences and adjust expectations accordingly.
• Decolonizing the mindset is important when it comes to travel, as many people are influenced by social media and overlook the beauty and richness of their own countries.
• Job hopping can be a valuable strategy for increasing income and advancing professionally.
• Side hustles can accelerate debt payoff and savings goals.

Connect with Pablo

• Instagram

Connect with us!

• Instagram
• Website 

Other Episodes You Will Enjoy

• How to Take Control Of Your Debt
• How to Diversify Your Investments with Index Funds
• Why We Are Our Own Financial Security
• How to Navigate Layoffs and Unemployment

Want to begin getting your money right? Download our free money guide and training today!

6 Strategies to Take Control of Your Debt Guide

Interested in receiving 1:1 or gifting someone tailored support to help you/them start investing?

90-minute Investing Clarity Session

Support the show

#94: In this solo episode of Money Noticias Podcast, hosts Sunem and Israel Tovar discuss how first-generation individuals can become millionaires through financial independence, education, and strategic investing. They share personal experiences and insights on the importance of putting oneself first, building assets, and the various investment strategies available, including stock market investing and real estate. The conversation emphasizes the revolutionary impact of achieving financial success as first-gen individuals and the journey towards it.

Episode Takeaways

• Investing in yourself leads to higher earning potential.
• Building assets is crucial for wealth accumulation.
• Investing in the stock market is accessible for many.
• Real estate can be a viable asset but requires careful planning.
• Becoming a millionaire is not just about the money, but the options it provides.
• The journey to financial independence is as important as the destination.

Connect with us!

• Instagram
• Website 

Other Episodes You Will Enjoy

• Are You Paying the First-Gen Tax?
• How to Overcome Generational Poverty and Build Wealth with Viv | OverGenPoverty
• How to Unlock Your Freedom by Pursuing Financial Independence
• How to Redefine Success through Intentional Living and Slow FI with Jessica | The Fioneers
• Making Your Money Work Hard for You

Want to begin getting your money right? Download our free money guide and training today!

6 Strategies to Take Control of Your Debt Guide

Interested in receiving 1:1 or gifting someone tailored support to help you/them start investing?

90-minute Investing Clarity Session

Support the show

#93: In this episode of Money Noticias Podcast, host Sunem is joined by Lauren Rosalanko, a millennial navigating her way through Brooklyn. Lauren has always been passionate - okay, nerdy - about numbers which led her to major in finance, work in wealth management, and learn everything she could about making the most of her money and personal situation. In early 2023, she quit her job to pursue her dream -  creating her website to share personal finance info to women in an approachable way. Lauren believes money can be used for good - from empowering you to make your own choices to fueling your favorite local businesses and a life you want to lead. 

Episode Takeaways

• Credit card debt is a major issue in the US, with high interest rates contributing to the increasing debt.
• Budgeting is essential for managing finances and avoiding credit card debt.
• Consolidating credit card debt with a personal loan can be a helpful strategy to lower interest rates and simplify payments.
• Setting long-term goals and visualizing the benefits of being debt-free can provide motivation to tackle credit card debt. Know your spending habits and find your 'why' for becoming debt-free.
• Use credit cards strategically to accumulate rewards and travel for free.

Connect with Lauren

• Instagram
• LinkedIn
• Youtube

Connect with us!

• Instagram
• Website 

Other Episodes You Will Enjoy

• How Nathalia Paid Off $18,000 in Credit Card Debt | ChapinaBuildingWealth
• How to Take Control Of Your Debt
• How to Travel More While Meeting Your Financial Goals
• How to Take Your Dream Vacation by Travel Hacking with Lizbet | lizbettalksmoney

Want to begin getting your money right? Download our free money guide and training today!

6 Strategies to Take Control of Your Debt Guide

Interested in receiving 1:1 or gifting someone tailored support to help you/them start investing?

90-minute Investing Clarity Session

Support the show

#92: In this episode of the Money Noticias podcast, hosts Israel and Sunem discuss the importance of understanding credit cards, emotional spending, and thorough research before applying for a credit card. They emphasize the need for self-awareness in spending habits, the impact of interest rates, and strategies for responsible credit card use. The conversation also highlights the benefits of leveraging credit cards for travel rewards and maintaining a good credit score.

Connect with us!

• Instagram
• Website 

Other Episodes You Will Enjoy

• How to Take Control Of Your Debt
• How to Make Credit Work For You
• Why Budgets are Financial Boundaries
• How to Make Credit Cards Work For You, Travel for Free, and Save Money with Daniel Bruan

Want to begin getting your money right? Download our free money guide and training today!

6 Strategies to Take Control of Your Debt Guide

Interested in receiving 1:1 or gifting someone tailored support to help you/them start investing?

90-minute Investing Clarity Session

Support the show

#91: In this episode of Money Noticias Podcast, host Israel and Sunem are joined by Jenny and Kevin, two Mexicans from Chicago who decided to migrate "back" to the motherland. Both of their families migrated from Mexico to the United States before they were born. In 2021, with dual citizenship and the urge to feel closer to their roots, they moved to Mexico, living nomadically for the first two years before settling in Mexico City. Now, with life’s many twists and turns, they are looking to move on from Mexico City as they figure out where in Mexico they want to make a permanent home.

Episode Takeaways

• Moving to a different country takes financial planning and saving.
• Taking calculated risks can lead to financial success. Jenny and Kevin took out their retirement savings to invest in a plot of land in Puerto Escondido, which has since doubled in value.
• Having a clear vision and goals for the future can guide financial decisions. 
• Leveraging credit card rewards and travel hacking can make travel more affordable.
• Being intentional with spending and prioritizing experiences over material things can lead to a more fulfilling life.
• Obtaining dual citizenship with your heritage country can provide more freedom and opportunities.

Connect with Jenny & Kevin

• Instagram
• Youtube

Connect with us!

• Instagram
• Website 

Other Resources

• Are You Paying the First-Gen Tax?
• How to get your Mexican Citizenship | Prepare for your dual citizenship as a Mexican-American Pt. 1
• How to Financially Prepare for Moving Abroad: Lessons from Mexico City

Want to begin getting your money right? Download our free money guide and training today!

6 Strategies to Take Control of Your Debt Guide

Interested in receiving 1:1, tailored support to help you start investing?

90-minute Investing Clarity Session

Support the show

#90: In this episode of the Money Noticias podcast, hosts Israel and Sunem Tavar dive into the important discussion of whether to pay off debt or invest.

Episode Takeaways:

• Debt vs. Investing: Consider the interest rates of your debt compared to historical stock market returns (around 10% annually) to make informed financial decisions.
• Emotional Impact: Personal finance is personal; your mental and emotional well-being should influence whether you prioritize paying off debt or investing.
• Dual Approach: You can do both—pay off debt and invest simultaneously. Balance your financial strategy based on your unique situation.
• Real-Life Example: Ms. Torres' scenario illustrates that investing can yield higher returns than paying off low-interest debt, but personal feelings about debt should also be considered.
• Learning from Experience: Reflect on your financial journey; mistakes can provide valuable lessons for future decisions about debt and investing.

Connect with us!

• Instagram
• Website 

Other Episodes You Will Enjoy

• How to Diversify Your Investments with Index Funds
• How to Advocate For Yourself When Getting Loans
• How to Stop Being Afraid of Student Debt and Have a Plan to Tackle It
• How to Take Control Of Your Debt

Want to begin getting your money right? Download our free money guide and training today!

6 Strategies to Take Control of Your Debt Guide

Interested in receiving 1:1 or gifting someone tailored support to help you/them start investing?

90-minute Investing Clarity Session

Support the show