One of the last taboos in a modern relationship is talking about money.

While many people like to pretend that love conquers all, or that a positive attitude will overcome all obstacles, the fact is that money issues are a leading factor in divorce — especially among young couples. A 2013 study found that money issues played a significant role in 40% of divorces.

But why? In a consumer society like ours, why do we not like to talk about money in a relationship? And, perhaps more importantly, how can we keep this tendency from negatively impacting our relationships?

Kathleen Burns Kingsbury’s title is incorrectly cited in the video as financial psychologist. Kingsbury’s title is wealth psychology expert.

0:00 Money in relationships

1:08 Why some couples don’t talk about money

2:15 How to get aligned on money

3:58 Avoiding financial abuse

4:25 Your words matter

5:08 Your history matters too