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There are lots of ways to give money: cash, gift cards, gelt, collectible currency, stock, tips. We'll discuss what you need to know this Hanukkah, Christmas, Kwanzaa, end of year season. 

A listener recomended the Early Learning in Mississippi Collaborative. The Early Collaborative Act of 2013 provides funding to local communities to establish, expand, and support successful early childhood education and development services.  http://www.mississippifirst.org/education-policy/pre-kindergarten/early-learning-mississippi/

U. S. Mint collectables https://catalog.usmint.gov/shop/gift-ideas.html

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Experts Nancy and Ryder from New Perspectives https://www.newper.com/ , and host Kevin discuss why we give, where we give, and what we give to charities. 

The Annual Report on Charitable Giving by the Secretary of State's office is on their website: http://sos.ms.gov along with links to the American Institue of Philanthropy, Charity Navigator, Guide Star and other websites that can give you information about recognized charities in Mississippi.

Ryder mentioned the Mississippi Public Service Commission is where you go to register a residential or cellular phone number for the Do Not Call List http://www.psc.state.ms.us/

Ryder's 5 steps for setting up a Donor Advised Fund:

1. Open an account online
2. Fund the account with cash or stock
3. Invest the funds within the account
4. Direct to which charity the proceeds should be donated
5. Designate a beneficiary charity or administrator for after you are gone. 

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Tips on the best practices for holiday shopping from host Kevin Farrell and answers to your personal finance questions from expert Nancy Lottridge-Anderson. https://www.newper.com/people

• Start early tracking prices
• Know sale prices before you head to the stores
• Use price and coupon tools
• Use loyalty programs
• Ask friends to help
• Budget your money
• Ask about return policy

https://www.consumerreports.org/shopping-retail/top-10-black-friday-shopping-tips/

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Get Covered Mississippi! representatives, Michael and Lottie Minor, were guests on Money Talks. The Navigators for http://healthcare.gov explained how to sign up beginning November 1st, 2018. http://www.getcoveredms.org/

Marketplace Application Checklist 2018 https://marketplace.cms.gov/outreach-and-education/marketplace-application-checklist.pdf

MS Affordable Care Act Enrollment Assisters by County  http://www.getcoveredms.org/yahoo_site_admin/assets/docs/Walk_In_Locations_by_County_2018-19.301210333.pdf

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We love our pets but they cost a lot! Here's some idea of the costs associated with our furry friends.

• Aquition fees: adoption or breeder costs
• First time costs
  • spay / neutering
  • initial exams
  • collar and leashes
  • litter box
  • scrating post
  • crate
  • dog training
  • fenced in backyard
• Annual costs
  • vaccines
  • flea control
  • heartworm provention
  • dental care
  • litter
  • toys and treats
  • health insurance
  • grooming
  • pet sitting / kennel services

For those who have lottery fever: our August 29th, 2017 gave some advice on how to handle your windfall http://www.mpbonline.org/blogs/money-talks/2017/08/29/money-talks-lottery-advice/

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Stephanie Bullock Project Coordinator for Complete 2 Compete,explains about the state wide initiative designed to help Mississippi adults, who have earned college credit but do not have a degree, better their lives by completing  a degree program. 

Complete 2 Compete website: http://www.msc2c.org/  phone number: (833) C2C - 4EDU  or (833) 222 - 4338

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