Money Unleashed

When it comes to building your financial plan, growth and protection go hand in hand. A recent survey from MetLife found that a majority of retirement plan sponsors are concerned about the ablity of retirees and those closing in on retirement to handle market volatility. Chris Hoffman discusses the importance of creating a strategy to protect your financial assets in less than favorable conditions.

Visit UnleashYourMoney.com and sign up for your complimentary 401(k) X-Ray. Call 404-341-6767 to schedule your time to speak with the Hoffman Financial Group.

Planning for retirement has many important factors and decisions. When you leave the workforce is just one of those. But what if you don't really see yourself retiring in the traditional sense? Chris Hoffman shares how to take control of a job situation and find career fulfillment for those who may still have the desire to continue pursuing their passions later in life.

Plus, you'll hear a message that Warren Buffett shared about investing in 1985 that still rings true today. Chris will delve into the importance of managing the emotional component when it comes to your financial decisions.

Visit UnleashYourMoney.com and sign up for your complimentary 401(k) X-Ray. Call 404-341-6767 to schedule your time to speak with the Hoffman Financial Group.

For sports teams, a "Magic Number" helps indicate when they've done enough winning to advance to the next stage. In retirement, it’s that number you want to hit so you can step away from the working world and get to all those things you’d like to be doing. Chris Hoffman discusses the rising costs of retirement and the importance a full financial plan in order to cover both the wants and needs.

Plus, Chris delves into the benefits of Roth accounts when saving for retirement in order to help mitigate some of the tax burden which could take a serious bite out of our retirement savings.

Visit UnleashYourMoney.com and sign up for your complimentary 401(k) X-Ray. Call 404-341-6767 to schedule your time to speak with the Hoffman Financial Group.

As people change jobs time and again, they may have previous retirement savings accounts that get left behind, sidelined, or simply forgotten about. Chris Hoffman discusses the need for active portfolio management and why it is critical to take charge of those accounts in order to make sure they continue working as we save for retirement. He discusses some of the available options to handle these accounts and take action. 

Chris also discusses the effects of inflation in the present and future and how the Hoffman Financial Group factors the inflation rate into their clients' individual plans, as well as the importance of having a distribution plan and tax strategies in your comprehensive financial plan.

Visit UnleashYourMoney.com and sign up for your complimentary 401(k) X-Ray. Call 404-341-6767 to schedule your time to speak with the Hoffman Financial Group.

Chris Hoffman discusses the complexity of retirement planning and the importance of working with a financial advisor. It highlights the limitations of relying on employers for financial planning and emphasizes the need for personalized strategies. The hosts address common hesitations about engaging an advisor, such as cost and perceived complexity. They offer complimentary portfolio x-rays and retirement plans to the next 10 callers to demonstrate the ease of designing a comprehensive retirement plan. Visit Money Unleashed to learn more and sign up to get your 401(k) X-Ray. Call 404-341-6767.See omnystudio.com/listener for privacy information.

In this conversation, Chris Hoffman discusses the importance of stress testing a portfolio and running a portfolio X-ray to assess its performance under different market scenarios. He explains how the stress test can help identify potential areas of risk and volatility in the portfolio. Chris also highlights the need for a comprehensive financial plan that includes income planning, tax strategies, growth targets, and protection measures. He emphasizes the importance of working with a financial advisor to build a solid foundation for retirement and navigate market fluctuations. Visit Money Unleashed to learn more and sign up to get your 401(k) X-Ray. Call 404-341-6767.See omnystudio.com/listener for privacy information.

Retirement planning is often perceived as more complicated than it needs to be, but working with a financial advisor can help break it down into manageable steps. Many people rely on their employer for retirement planning, but this may not be the best option as employer plans often have limited options and lack comprehensive strategies. Engaging a financial advisor is crucial, especially for individuals with significant assets, as they can provide personalized advice and help navigate complex financial decisions. Cost should not be a deterrent, as advisor fees are typically 1% per year with no additional transactional costs. It is important for individuals to overcome hesitations and seek professional guidance to ensure a secure retirement. Visit Money Unleashed to learn more and sign up to get your 401(k) X-Ray. Call 404-341-6767.See omnystudio.com/listener for privacy information.

Chris Hoffman discusses the importance of stress testing a portfolio and running a portfolio X-ray to assess its performance under different market scenarios. He explains how the stress test analyzes individual assets and asset classes to identify potential areas of vulnerability. Chris also highlights the value of understanding the maximum drawdown and how it can impact income generation. Additionally, he emphasizes the need for a comprehensive financial plan that includes growth targets, income planning, tax strategies, and protection measures. Visit Money Unleashed to learn more. Call 404-341-6767.See omnystudio.com/listener for privacy information.

The conversation covers various topics related to retirement planning and financial management. The main themes include the importance of having a strong team, the need to plan for healthcare expenses in retirement, the benefits of health savings accounts (HSAs), the significance of asset allocation, and the qualities to look for in a financial advisor. The conversation provides recommendations and insights on each of these topics. Visit Money Unleashed to learn more and sign up to get your 401(k) X-Ray. Call 404-341-6767.See omnystudio.com/listener for privacy information.

Eric Johnson discusses important considerations for individuals who are five years away from retirement. They emphasize the need for a financial review and creating a comprehensive plan for retirement. They also discuss the importance of replacing your paycheck in retirement and the various strategies to generate income without drawing down your portfolio. The conversation touches on topics such as Medicare, Social Security, required minimum distributions (RMDs), and estate planning. They also highlight the significance of planning for how to spend your time in retirement. Visit Money Unleashed to learn more and sign up to get your 401(k) X-Ray. Call 404-341-6767.See omnystudio.com/listener for privacy information.