The Ramsey Show

More Debt Always Equals More Risk


Listen Later

📈⁠⁠⁠⁠⁠⁠ ⁠Are you on track with the Baby Steps? Get a Free Personalized Plan⁠⁠⁠⁠⁠⁠⁠


Dave Ramsey and Dr. John Delony answer your questions and discuss:

  • "How do I help my grandma get into an apartment without co-signing?"
  • "How do I best use unlimited overtime?"
  • "Where should I keep the inheritance my dad left for my children?"
  • "We disagree on who should pay for my mom's plane ticket when she comes to visit"
  • "Can we afford a boat?"
  • "How do we follow the Baby Steps while putting my husband through school?"
  • "Should I invest in real estate before paying off debt?"
  • "How do I break the cycle of living paycheck-to-paycheck?"
  • "What is a reasonable financial goal after paying off my house?"
  • "Am I wrong to feel like my in-laws are enabling my wife?"
  • "How can I get ahead in today's economy?"
  • "Is it okay to stop tithing to pay off debt?"
  • "Should we prioritize a $400k remodel over paying off the mortgage?"
  • "I have a $3m net worth but I struggle to spend anything"
  • "My husband lost his job 7 months ago and we haven't gotten back on our feet"
  • Next Steps:

    ✔️⁠⁠⁠⁠⁠⁠ ⁠Help us make the show better. Please take this short survey.⁠⁠⁠⁠⁠⁠⁠

    📞 Have a question for the show? Call 888-825-5225 weekdays from 2–5 p.m. ET or⁠⁠⁠⁠⁠⁠ ⁠send us an email.⁠⁠⁠⁠⁠⁠⁠

    📱 ⁠⁠Get episodes early in the free Ramsey Network app!⁠⁠ 

    💵⁠⁠⁠⁠⁠⁠ ⁠Start your free budget today. Download the EveryDollar app!⁠⁠⁠⁠⁠⁠

    📖 Your Total Money Makeover starts here.

    🧠 Explore our high school personal finance and new economics curriculum.

    🏠 Find a Ramsey Trusted Real Estate Agent


    Connect with our Sponsors:

    • Stop paying more and start shopping smarter at ⁠⁠⁠⁠⁠⁠ALDI⁠⁠⁠⁠⁠⁠
    • Get 10% off your first month of⁠⁠⁠⁠⁠⁠ BetterHelp⁠⁠⁠⁠⁠⁠
    • Go to ⁠⁠⁠⁠⁠⁠Boost Mobile⁠⁠⁠⁠⁠⁠ to switch today!
    • Learn more about⁠⁠⁠⁠⁠⁠ Christian Healthcare Ministries⁠⁠⁠⁠⁠⁠
    • Get started today with⁠⁠⁠⁠⁠⁠ Churchill Mortgage⁠⁠⁠⁠⁠⁠
    • Get 20% off when you join ⁠⁠⁠⁠⁠⁠DeleteMe⁠⁠⁠⁠⁠⁠
    • Go to⁠⁠⁠⁠⁠⁠ FAIRWINDS Credit Union⁠⁠⁠⁠⁠⁠ for an exclusive account bundle!
    • Find top Health Insurance Plans at ⁠⁠⁠⁠⁠⁠Health Trust Financial⁠⁠⁠⁠⁠⁠
    • Use code RAMSEY to save 20% at ⁠⁠⁠⁠⁠⁠Mama Bear Legal Forms⁠⁠⁠⁠⁠⁠
    • Visit⁠⁠⁠⁠⁠⁠ NetSuite⁠⁠⁠⁠⁠⁠ today to learn more
    • For more information, go to ⁠⁠⁠⁠⁠⁠SimpliSafe⁠⁠⁠⁠⁠⁠
    • Use promo code RAMSEY for 18% off at ⁠⁠⁠⁠⁠⁠The Nokbox⁠⁠⁠⁠⁠⁠
    • Get started with ⁠⁠⁠⁠⁠⁠YRefy⁠⁠⁠⁠⁠⁠ or call 844-2-RAMSEY
    • Visit⁠⁠⁠⁠⁠⁠ Zander Insurance⁠⁠⁠⁠⁠⁠ for your free instant quote today! 

    • Explore more from Ramsey Network:

      💸 ⁠⁠⁠⁠⁠⁠The Ramsey Show Highlights⁠⁠⁠⁠⁠⁠

      🧠 ⁠⁠⁠⁠⁠⁠The Dr. John Delony Show⁠⁠⁠⁠⁠⁠

      🍸 ⁠⁠⁠⁠⁠⁠Smart Money Happy Hour⁠⁠⁠⁠⁠⁠

      💡 ⁠⁠⁠⁠⁠⁠The Rachel Cruze Show⁠⁠⁠⁠⁠⁠

      💰 ⁠⁠⁠⁠⁠⁠George Kamel⁠⁠⁠⁠⁠⁠

      🪑 ⁠⁠⁠⁠⁠⁠Front Row Seat with Ken Coleman⁠⁠⁠⁠⁠⁠

      📈 ⁠⁠⁠⁠⁠⁠EntreLeadership⁠⁠⁠⁠⁠⁠


      ⁠⁠⁠⁠⁠⁠Ramsey Solutions Privacy Policy⁠⁠⁠⁠⁠

      Learn more about your ad choices. Visit megaphone.fm/adchoices

      ...more
      View all episodesView all episodes
      Download on the App Store

      The Ramsey ShowBy Ramsey Network

      • 4.5
      • 4.5
      • 4.5
      • 4.5
      • 4.5

      4.5

      37,785 ratings


      More shows like The Ramsey Show

      View all
      Money Guy Show by Brian Preston and Bo Hanson

      Money Guy Show

      3,248 Listeners

      EntreLeadership by Ramsey Network

      EntreLeadership

      4,421 Listeners

      Ramsey Everyday Millionaires by Ramsey Network

      Ramsey Everyday Millionaires

      3,680 Listeners

      The Clark Howard Podcast by Clark Howard

      The Clark Howard Podcast

      5,463 Listeners

      Front Row Seat with Ken Coleman by Ramsey Network

      Front Row Seat with Ken Coleman

      2,630 Listeners

      The Rachel Cruze Show by Ramsey Network

      The Rachel Cruze Show

      3,750 Listeners

      Borrowed Future by Ramsey Network

      Borrowed Future

      6,497 Listeners

      The Personal Finance Podcast by Andrew Giancola

      The Personal Finance Podcast

      1,432 Listeners

      The Iced Coffee Hour by Graham Stephan/Jack Selby

      The Iced Coffee Hour

      802 Listeners

      The Ramsey Show Highlights by Ramsey Network

      The Ramsey Show Highlights

      835 Listeners

      The Dr. John Delony Show by Ramsey Network

      The Dr. John Delony Show

      7,621 Listeners

      The Table with Anthony ONeal by The Neatness Network

      The Table with Anthony ONeal

      2,046 Listeners

      The Fine Print with George Kamel by Ramsey Network

      The Fine Print with George Kamel

      778 Listeners

      Smart Money Happy Hour with Rachel Cruze and George Kamel by Ramsey Network

      Smart Money Happy Hour with Rachel Cruze and George Kamel

      3,269 Listeners

      Financial Coaching for Women: How To Budget, Manage Money, Pay Off Debt, Save Money, Paycheck Plans by Vanessa and Shana | Budget Besties | Bougie On A Budget | Dave Ramsey Fans

      Financial Coaching for Women: How To Budget, Manage Money, Pay Off Debt, Save Money, Paycheck Plans

      307 Listeners

      Real Estate the Ramsey Way by Ramsey Network

      Real Estate the Ramsey Way

      198 Listeners