BetterWealth with Caleb Guilliams

My Thoughts On Roth IRA and Roth 401K


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The underlying framework of knowing where to invest your money is first knowing your desired outcome. 

In today's Better Wealth Episode, I continue my series of episodes “Where Should I Invest My Money” as I discuss the framework of how to analyze the best places to invest your money. In the last episode we discussed how to identify and compare different assets. Listen as I define the Roth IRA and the Roth 401K and then take you through the framework of evaluating these two accounts. 

  1. Safe (Low Risk): Your money suffers little to no risk of loss.
  2. Liquidity: Your money is accessible for emergencies or opportunities.
  3. Growth: Your money multiples at a competitive rate of return.
  4. Passive Cash-Flow: Your money produces income on it’s own. 
  5. Leverageable: You can use your money as collateral.
  6. Private: Your money grows without restrictions and has creditor protection.
  7. Tax Deductible:You can subtract any money you put into the account from your taxable income.
  8. Grows Tax-Free: Your money grows without being taxed.
  9. Tax-Free Distribution: You can access your money without paying taxes on it. 
  10.  Protection/Legacy: You are provided for in the event of tragedy and are self completing.
  11.  No Contribution Limits: You have no limits on how much you can fund in the asset. 

Episode Links & Resources: 

Episode #279: The 11 Attributes of a Perfect Investment

Episode #284: Should I Invest In My 401K


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BetterWealth with Caleb GuilliamsBy BetterWealth Media

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