With not much known about the Coronavirus, it has spread from person to person in several countries and become a global health concern. Many people have questions ranging from how do I protect myself from it to will it lead to an economic downturn? Could the Coronavirus cause more than a pullback in the market? Other topics:

• Is the Coronavirus a viable reason to rebalance your portfolio?

• The Roth conversion 5 year rule

• A slew of 401k and IRA questions

• Keeping your immune system healthy

Got an estate planning question? Michelle Lerman joins me for a discussion on how estate planning just changed under the SECURE Act.

The US stock market looks great right now, but as always things ebb and flow. In the long run, the US has great demographics. Always remember that market dips and corrections shake out the weak investors. Other topics include:

• Should this couple forfeit pretax 401k contributions in favor of a Roth 401k?

• Estate planning and the SECURE Act

• Improving your sleep

• Social security scams

Last year bonds and stocks rallied to the amazement of many. Today the market is facing a small pullback that many “analysts” will overanalyze. Is this something to fret over or is this simply rebalancing season? The important questions right now are what is causing this pullback and can it get deeper? Other topics:

• Do 2020 predictions carry any weight?

• Selling your Aussie rental property

• Should you roll your 401k over to an IRA

• Can diet increase or decrease your risk of cancer

Today I discuss both headwinds and tail winds for the stock market this year such as the new trade deal with China and the implementation of the USMCA. Other topics include:

• 2020 market concerns

• S&P 500 envy and how balanced portfolios can win over the long run

• How the Secure Act affects your retirement and estate planning

• A recent ski/snowboard trip to Japan

A new year means new tax numbers. Retirement planning has seen some major changes over the last 3 years, and it’s likely you will need to revise your plan. Do you know if you are truly ready to retire? Today I update the readiness tests. Topics:

• Linear cash flow model

• Major market corrections & retesting risk tolerance

• What accounts to draw from first?

• Three years worth of safe money

• Monte Carlo simulation

• Long term care

• Practicing retirement

New Year, New You. It’s the promise we’ve all made to try and better ourselves. Today I challenge you to stop making these financial mistakes. Topics:

• Ignoring risk in your portfolio

• Sector diversification

• Falling for the sales pitch

• Creating retirement income budget

• Intermittent fasting & bulletproof coffee

The New Year is here and for many of us financial responsibility is this year’s resolution. This podcast is your 2020 checklist for getting your finances in order and your retirement plan on track. Topics include:

• Prioritizing your planned savings

• Adjusting your paycheck

• Health savings accounts

• Investing in 2020

• Tax issues you didn’t know about

• Heart disease and reducing your cortisol levels

On December 23rd Trump signed the SECURE Act into law. The passing of this act acknowledges that people are drastically underprepared for retirement and will need to be able to work longer and save more. New RMD rules and losing the stretch IRA are just two new changes coming to your retirement plan. Today I tell you all about the SECURE Act and all the ways it can change your retirement plan.

Last year all the headlines wanted to talk about were 2019 recession, inverted yield curves and negative interest rates –only to end up 28.74%. By the time these topics make the news it’s usually too late. If you’re reacting to news headlines, it’s time to get help with your portfolio. Also:

• How often is a stock market negative vs. positive?

• More aggressive investors & the risks

• Admitted vs. observation

• Long term care by the numbers

• Don’t go another year without a financia