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Two weeks on from what we're calling the worst budget for property investors in our lifetimes, we sit down to unpack exactly what changed and what you need to do about it.

The government has removed negative gearing on existing properties, overhauled capital gains tax with a new indexation method, introduced a 30% minimum tax and changed how trusts and family distributions work. On top of that, the RBA has hit investors with three back-to-back rate rises. Borrowing power has been smashed, and the rules of the property game have flipped almost overnight.

In this episode we go deep on the three major changes, the 1% capital-growth "break-even" rule between new and existing property, who the relative winners and losers are (hint: SMSFs and yield-focused assets just got more attractive), and why borrowing capacity is dropping by hundreds of thousands of dollars for many investors.

But here's the big message: this is noise. Your individual plan still matters most and uncertainty like this is often a golden window of opportunity for decisive buyers.

Chapters
00:00 - 00:38 Introduction
00:38 - 02:12 The Worst Budget for Investors
02:12 - 03:54 Two Weeks to Digest It
03:54 - 05:59 Negative Gearing Changes Explained
05:59 - 08:24 Should You Buy New?
08:24 - 10:42 Grandfathering & Transition Rules
10:42 - 14:12 The New CGT Indexation Method
14:12 - 18:03 The 30% Minimum Tax Trap
18:03 - 20:08 Why SMSFs Just Won
20:08 - 23:40 Borrowing Power Gets Smashed
23:40 - 26:29 The Big Shift to Yield
26:29 - 28:03 Sell-Down & PPOR Strategy
28:03 - 30:54 They Smashed Your Home Value
30:54 - 32:26 What You Should Do Now
32:26 - 34:06 Final Takeaway

#PropertyInvesting #NegativeGearing #AustralianProperty #RealEstateAustralia #PropertyMarket

This video is provided by Confidence Finance Pty Ltd (ACL 488313) & Flint Trademark Pty Ltd. This is general information only and not personal advice. Please seek credit advice from us directly and independent tax, legal or financial advice where appropriate.

Reach out to us at www.australianpropertytalk.com.au