On the Balance Sheet®

Live from the 2023 DCG Annual Conference, join Vin and Zach as they cover the key issues being discussed on stage. They are joined on the ground by three conference attendees (George Kelly of Liberty Bay CU, MA; Jon Schmaderer of TriCounty Bank, NE; Karyn Hale of Union Bank, VT) who sit down for an open forum on the opportunities / threats to their businesses, the outlook for their balance sheets over the next year, and key conference takeaways.

For more insights and ideas, visit DCG at DarlingConsulting.com or follow us on LinkedIn.

Live from DCG’s 39th Annual Conference, Vin and Zach are joined by Chris Low, Chief Economist at FHN Financial. Chris has a long and strong track record forecasting rates, and the three explore an array of topics including: Chris’ latest rate forecast, the magic behind another hike (or two) from the Fed,  soft landing skepticism, and a Mini-Minsky Moment.

For more insights and ideas, visit DCG at DarlingConsulting.com or follow us on LinkedIn.

In episode 5, Planters Bank (KY) Chief Executive Officer Elizabeth McCoy joins the show. Elizabeth, Vin, and Zach delve into her journey growing Planters Bank over the past two decades, what she believes community banks do best, her fascinating time serving the Federal Reserve Bank of St. Louis where she is currently a board member, and her “I'm not in Kansas anymore" moment.

For more insights and ideas, visit DCG at DarlingConsulting.com or follow us on LinkedIn.

• The unique business model Geoffrey’s team is building out
• The need for speed
• Advice for others exploring the de novo space
• Why the inverted rate environment may counter-intuitively be a good thing.

For more insights and ideas, visit DCG at DarlingConsulting.com or follow us on LinkedIn.

Join Vin, Zach, and DCG Managing Director Frank Farone in a timely discussion with internationally-renowned economist Dr. Lacy Hunt, Chief Economist of Hoisington Investment Management Company.  The four discuss: 

• How we have entered a Minsky Moment
• Bond investors “looking the wrong way down a one-way street”
• The longer-term implications of the debt overhang on the term structure of interest rates
• The current yield curve as a “cause and a symptom” 
• The outlook for bank lending, credit, and profitability

For more insights and ideas, visit DCG at DarlingConsulting.com or follow us on LinkedIn.

In this month’s episode, Vin, Zach, and DCG Managing Director Mike Mitchell speak with Amey Sgrignoli, CEO of Belco Community Credit Union in Harrisburg, Pa – recently named one of the "Most Powerful Women in Credit Unions" by American Banker.

 Amey chronicles her professional journey, which started in the “trenches” and transitioned into a leadership role at a $900 million credit union. She discusses innovation in the credit union space, how she balances growth with intentionality around safety and soundness, and why Belco will only consider member service in combination with the employee experience when building strategy. Lastly, she shares her perspectives on the current operating environment and what excites her moving forward.

For more insights and ideas, visit DCG at DarlingConsulting.com or follow us on LinkedIn.

In the first episode of season 2, Vin and Zach sit down with DCG President and CEO Matt Pieniazek to discuss his predictions for the new year. The three delve into subjects including identifying the critical issues for banks and credit unions to get right in 2023, what leading ALCOs are focusing on to operate as profit centers, lessons on deposits and lending from DCG’s predictive models, and why institutions must change their conversations or risk falling behind.

For more insights and ideas, visit DCG at DarlingConsulting.com or follow us on LinkedIn.

In episode #10, Vin and Zach dive into an engaging conversation with BJ Goetz, President & CEO of Middletown Valley Bank in Maryland. BJ discusses how a hyperfocus on customers drove the bank’s evolution from a $140 million rural institution into a publicly traded $900 million “technology company that handles people’s money” in just over a decade. He chronicles his journey from teller to Chief Executive Officer, his experiences delving into the capital markets, perspectives on value creation, and why mentoring associates is one of the things that excites him the most about moving into the bank’s next decade of growth.

For more insights and ideas, visit DCG at DarlingConsulting.com or follow us on LinkedIn.

In a riveting episode #9, Leader Bank (MA) President Jay Tuli joins the show. 

Jay, along with Vin, Zach, and DCG Principal Mike Carney, explores Leader Bank’s path since opening its doors 20 years ago. The group probes Leader Bank’s culture of experimentation and continuous innovation, how to get the best talent and delight customers, and “modern banking with a human touch.”

For more insights and ideas, visit DCG at DarlingConsulting.com or follow us on LinkedIn.

In episode #8, Kennebec Savings Bank (Augusta, ME) President & CEO Andrew Silsby joins Vin, Zach, and DCG Executive Director Keith Reagan.

The group delves into an assortment of interesting topics, ranging from Andrew’s deep background in banking and his thoughts on management trainee programs and developing future leaders, what it truly means to be a community bank, deposit growth and pricing, and Maine’s mini Fenway Park.

For more insights and ideas, visit DCG at DarlingConsulting.com or follow us on LinkedIn.