Contractor Cuts

Part 2 - Pay Yourself Right: Buckets, Pay Types, and Staying Profitable with Profit First


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We lay out a simple, construction-specific system for paying yourself with discipline using a three-account waterfall, then dive into owner pay, distributions, and the rules that keep taxes protected and jobs funding themselves. We share red flags to watch and a weekly cadence to build healthy reserves and reduce stress.

• profit first adapted for construction cash flow
• three core accounts with weekly sweep rhythm
• strict rules for taxes, COGS, and personal pay
• owner wages versus owner distributions clarified
• milestone versus guaranteed distributions compared
• pricing structure that funds labor and profit
• equipment treated as overhead, usage billed on jobs
• red flags on margin, overhead creep, and low reserves
• tight-cash playbook to freeze draws and cut burn
• weekly and monthly finance cadences that compound

Go to ProSstruct360.com and contact us to set up a call with me
Contractorcuts.com. Let’s set up a call and we’ll see you guys next week


If you're doing $350K–$2M a year in revenue, coaching pays for itself. A 5% efficiency gain alone covers the cost — and that's before we even talk about growth. 

We help contractors stop losing money on crews, change orders, and inefficient operations — and start scaling. 

Ready to have the conversation? Set up a free call at contractorcuts.com

Contractor Cuts is a weekly podcast for contractors who want to build a better business — covering sales, operations, hiring, finances, and everything in between.

🔗 Book a free call: contractorcuts.com 

🔗 ProStruct360 software + coaching: prostruct360.com

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Contractor CutsBy ProStruct360

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