Summary:
How can you reduce your balances and raise your credit score? Credit expert Paul Oster comes on the show to discuss this. As a result of the pandemic and the holidays, many adults have increased their credit balances significantly. It is highly important to analyze bills to minimize this debt, and closely track your spending. Tune in to hear more about how you can avoid credit card debt and make positive changes within your spending.

Highlights:
-Holiday spending returned to somewhat normal levels
-Close to 50% of adults with a credit card debt increased these balances, not just over the holidays, but over the course of the pandemic
-The number 1 priority for people should be minimizing credit card debt
-It can be extremely beneficial to minimize subscriptions
-Most consumers spend little or no time minimizing their credit card statements
-Your credit score is either going to cost or save you money every month
-Get copies of your credit report frequently to keep up to date with spending

Useful Links:
Financial Survival Network
Better Qualified
Student Loan Forgiveness with Paul Oster
Paul Oster – Millennials Messing Up with Too Little Credit?