Welcome to Property People! Today, we're hosting Immanuel Ezekiel – an award-winning property developer, angel investor, author, and public speaker. In this interview, Immanuel sheds light on his humble beginnings, defying the odds and buying his first property at 19, creative finance strategies and how he scaled his successful career.

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This episode is sponsored by Merryoaks.

Merryoaks provides growth-based property finance advisory for investors and developers with the aim of helping you fund your next project and be part of your ongoing growth to bigger, better, and more aspirational deals.

Find out more about Merryoaks here: https://zurl.co/DXAi8

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🗣️ Hosted by Saam Lowni 🗣️

Saam has a rounded view of the market gained from 20 years of experience. His knowledge spans residential and commercial property development, sales, lettings, management and finance. Saam launched Property People in 2018 as a way to connect with property investors and developers across the country and share valuable information and stories.

Saam has been a founding member of a Property Finance Provider, which grew its fund from £0 to £300m and is on course to fund 1000 homes across the UK. Following this, Saam launched Merryoaks Property Finance in 2021 as a way of applying his experience to provide bespoke property finance to property investors & developers.

🔗 Connect with Saam on LinkedIn: https://www.linkedin.com/in/saamlowni/ 
📲 Follow Saam on Instagram: https://www.instagram.com/saamlowni/

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#propertyinvesting #propertytips #propertyeducation #propertyinvestor #landlord #investingtips #realestate #ukproperty #propertydeveloper #propertydevelopment #propertybusiness #propertywealth #propertyinvestor #propertydeveloper #hmo #hmobusiness #servicedaccommodation #commercialproperty

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🗣️ HOSTED BY: Saam Lowni

Saam has 20 years of experience in residential & commercial property, sales, lettings, management and finance. Saam was a founding member of a Property Finance Provider which grew its fund from £0 to £300m. He also founded Merryoaks Property Finance in 2021 to provide bespoke property finance to investors & developers and launched Property People in 2018 to connect with investors and developers across the country to share valuable information and stories.

🔗 Saam's LinkedIn
📲 Saam's Instagram
📲 Property People on Instagram

📣 GUESTS & SPONSORSHIP 📣

Are you a property professional with something interesting to share? Would you like to sponsor an episode and get your business in front of our audience of property investors & developers?

Email y...

Welcome to another episode of Property People. Today we’re joined by Toby Spanier an award-winning property investor. His story is quite powerful, from his childhood beginnings where he was labelled as "backwards" to climbing the corporate ladder and eventually building a legacy through property. Stay tuned to hear all about his story. 


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This episode is sponsored by Merryoaks.

Merryoaks provides growth-based property finance advisory for investors and developers with the aim of helping you fund your next project and be part of your ongoing growth to bigger, better, and more aspirational deals.

Find out more about Merryoaks here: https://www.merryoaks.com/

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🗣️ Hosted by Saam Lowni 🗣️

Saam has a rounded view of the market gained from 20 years of experience. His knowledge spans residential and commercial property development, sales, lettings, management and finance. Saam launched Property People in 2018 as a way to connect with property investors and developers across the country and share valuable information and stories.

Saam has been a founding member of a Property Finance Provider, which grew its fund from £0 to £300m and is on course to fund 1000 homes across the UK. Following this, Saam launched Merryoaks Property Finance in 2021 as a way of applying his experience to provide bespoke property finance to property investors & developers.

🔗 Connect with Saam on LinkedIn: https://www.linkedin.com/in/saamlowni/ 
📲 Follow Saam on Instagram: https://www.instagram.com/saamlowni/

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📣 GUESTS & SPONSORSHIP 📣

Are you a property professional with something interesting to share? Or maybe you'd like to sponsor an episode and get your business in front of our growing audience of property investors & developers?

Get in touch with [email protected]

🔥GET MORE VALUABLE PROPERTY CONTENT!🔥

Subscribe to our channel to never miss a conversation with a property pro!🧠

Get the latest property industry insights and convos in your inbox every month📩

📲 Follow Property People on Instagram.📲👇


🗣️ HOSTED BY: Saam Lowni

Saam has 20 years of experience in residential & commercial property, sales, lettings, management and finance. Saam was a founding member of a Property Finance Provider which grew its fund from £0 to £300m. He also founded Merryoaks Property Finance in 2021 to provide bespoke property finance to investors & developers and launched Property People in 2018 to connect with investors and developers across the country to share valuable information and stories.

🔗 Saam's LinkedIn
📲 Saam's Instagram
📲 Property People on Instagram

📣 GUESTS & SPONSORSHIP 📣

Are you a property professional with something interesting to share? Would you like to sponsor an episode and get your business in front of our audience of property investors & developers?

Email y...

What does it really take to scale a £1B+ property business?

Join us this week as Saam Lowni chats with Michael Dean, co-founder of Avamore Capital, to talk about the journey of building credibility, raising money, and navigating the messy side of the property finance industry.

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📲 Follow Property People on Instagram: https://www.instagram.com/propertypeoplemedia

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This episode is sponsored by Avamore Capital.

Avamore is a specialist non-bank lender focused on bridging and development finance. Since 2015, they’ve funded £1 billion in loans and supported UK developers with various property projects. Their team has also been recognised at the British Specialist Lending Awards for their work and service.

Find out more about Avamore Capital here: https://avamorecapital.com/

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🗣️ Hosted by Saam Lowni 🗣️

Saam has a rounded view of the market gained from 20 years of experience. His knowledge spans residential and commercial property development, sales, lettings, management and finance. Saam launched Property People in 2018 as a way to connect with property investors and developers across the country and share valuable information and stories.

Saam has been a founding member of a Property Finance Provider, which grew its fund from £0 to £300m and is on course to fund 1000 homes across the UK. Following this, Saam launched Merryoaks Property Finance in 2021 as a way of applying his experience to provide bespoke property finance to property investors & developers.

🔗 Connect with Saam on LinkedIn: https://www.linkedin.com/in/saamlowni/ 
📲 Follow Saam on Instagram: https://www.instagram.com/saamlowni/

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📣 GUESTS & SPONSORSHIP 📣

Are you a property professional with something interesting to share? Or maybe you'd like to sponsor an episode and get your business in front of our growing audience of property investors & developers?

Get in touch with [email protected]

🔥GET MORE VALUABLE PROPERTY CONTENT!🔥

Subscribe to our channel to never miss a conversation with a property pro!🧠

Get the latest property industry insights and convos in your inbox every month📩

📲 Follow Property People on Instagram.📲👇


🗣️ HOSTED BY: Saam Lowni

Saam has 20 years of experience in residential & commercial property, sales, lettings, management and finance. Saam was a founding member of a Property Finance Provider which grew its fund from £0 to £300m. He also founded Merryoaks Property Finance in 2021 to provide bespoke property finance to investors & developers and launched Property People in 2018 to connect with investors and developers across the country to share valuable information and stories.

🔗 Saam's LinkedIn
📲 Saam's Instagram
📲 Property People on Instagram

📣 GUESTS & SPONSORSHIP 📣

Are you a property professional with something interesting to share? Would you like to sponsor an episode and get your business in front of our audience of property investors & developers?

Email y...

Jake Cowell started out fitting kitchens with his dad. From there, he moved into selling £100K+ luxury kitchens across the UK, and now runs a property development and investment company with his wife Lucy under Innova Property.

In this episode, Jake shares the moments that shaped their journey, how they won HMO Property Investors of the Year, and how they’ve raised millions in private investment through social media.

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MORE CONTENT ON INSTAGRAM! 🧠

📲 Follow Property People on Instagram: https://www.instagram.com/propertypeoplemedia

_______________________________________

This episode is sponsored by Merryoaks.

Merryoaks provides growth-based property finance advisory for investors and developers with the aim of helping you fund your next project and be part of your ongoing growth to bigger, better, and more aspirational deals.

Find out more about Merryoaks here: https://www.merryoaks.com/

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🗣️ Hosted by Saam Lowni 🗣️

Saam has a rounded view of the market gained from 20 years of experience. His knowledge spans residential and commercial property development, sales, lettings, management and finance. Saam launched Property People in 2018 as a way to connect with property investors and developers across the country and share valuable information and stories.

Saam has been a founding member of a Property Finance Provider, which grew its fund from £0 to £300m and is on course to fund 1000 homes across the UK. Following this, Saam launched Merryoaks Property Finance in 2021 as a way of applying his experience to provide bespoke property finance to property investors & developers.

🔗 Connect with Saam on LinkedIn: https://www.linkedin.com/in/saamlowni/ 
📲 Follow Saam on Instagram: https://www.instagram.com/saamlowni/

🔥GET MORE VALUABLE PROPERTY CONTENT!🔥

Subscribe to our channel to never miss a conversation with a property pro!🧠

Get the latest property industry insights and convos in your inbox every month📩

📲 Follow Property People on Instagram.📲👇


🗣️ HOSTED BY: Saam Lowni

Saam has 20 years of experience in residential & commercial property, sales, lettings, management and finance. Saam was a founding member of a Property Finance Provider which grew its fund from £0 to £300m. He also founded Merryoaks Property Finance in 2021 to provide bespoke property finance to investors & developers and launched Property People in 2018 to connect with investors and developers across the country to share valuable information and stories.

🔗 Saam's LinkedIn
📲 Saam's Instagram
📲 Property People on Instagram

📣 GUESTS & SPONSORSHIP 📣

Are you a property professional with something interesting to share? Would you like to sponsor an episode and get your business in front of our audience of property investors & developers?

Email y...

In this episode of Property People, Saam Lowni sits down with Jamie York, an investor, trader, and the brains behind a group of property businesses now generating over £10 million a year. But his journey didn't start off smooth, from botching the electrics on his first house to losing £1.5 million on a deal, Jamie opens up about the side of property many people don’t talk about.
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MORE CONTENT ON INSTAGRAM! 🧠

📲 Follow Property People on Instagram:   / propertypeoplemedia 

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This episode is sponsored by Merryoaks.

Merryoaks provides growth-based property finance advisory for investors and developers with the aim of helping you fund your next project and be part of your ongoing growth to bigger, better, and more aspirational deals.

Find out more about Merryoaks here: https://www.merryoaks.com/

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🗣️ Hosted by Saam Lowni 🗣️

Saam has a rounded view of the market gained from 20 years of experience. His knowledge spans residential and commercial property development, sales, lettings, management and finance. Saam launched Property People in 2018 as a way to connect with property investors and developers across the country and share valuable information and stories.

🔗 Connect with Saam on LinkedIn:   / saamlowni   
📲 Follow Saam on Instagram:   / saamlowni  

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🔥GET MORE VALUABLE PROPERTY CONTENT!🔥

Subscribe to our channel to never miss a conversation with a property pro!🧠

Get the latest property industry insights and convos in your inbox every month📩

📲 Follow Property People on Instagram.📲👇


🗣️ HOSTED BY: Saam Lowni

Saam has 20 years of experience in residential & commercial property, sales, lettings, management and finance. Saam was a founding member of a Property Finance Provider which grew its fund from £0 to £300m. He also founded Merryoaks Property Finance in 2021 to provide bespoke property finance to investors & developers and launched Property People in 2018 to connect with investors and developers across the country to share valuable information and stories.

🔗 Saam's LinkedIn
📲 Saam's Instagram
📲 Property People on Instagram

📣 GUESTS & SPONSORSHIP 📣

Are you a property professional with something interesting to share? Would you like to sponsor an episode and get your business in front of our audience of property investors & developers?

Email y...

In this no-filter episode of Property People, Susannah Cole gives one of her most honest interviews yet. From becoming a multimillionaire to meeting Rihanna (unknowingly 😅), Susannah shares her journey through the highs and lows of property investment, surviving cancer, attempts to be cancelled, media backlash and everything in between.

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Timestamps

02:30 – How Suzannah did 217 property deals in 4.5 years
12:45 – Buying in Bristol
23:00 – Section 24 and taxes
42:00 – Surviving 4 cancers
55:00 – Handling criticism and public pressure

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MORE CONTENT ON INSTAGRAM! 🧠

📲 Follow Property People on Instagram: https://www.instagram.com/propertypeoplemedia

_______________________________________

This episode is sponsored by Merryoaks.

Merryoaks provides growth-based property finance advisory for investors and developers with the aim of helping you fund your next project and be part of your ongoing growth to bigger, better, and more aspirational deals.

Find out more about Merryoaks here: https://www.merryoaks.com/

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🗣️ Hosted by Saam Lowni 🗣️

Saam has a rounded view of the market gained from 20 years of experience. His knowledge spans residential and commercial property development, sales, lettings, management and finance. Saam launched Property People in 2018 as a way to connect with property investors and developers across the country and share valuable information and stories.

Saam has been a founding member of a Property Finance Provider, which grew its fund from £0 to £300m and is on course to fund 1000 homes across the UK. Following this, Saam launched Merryoaks Property Finance in 2021 as a way of applying his experience to provide bespoke property finance to property investors & developers.

🔗 Connect with Saam on LinkedIn: https://www.linkedin.com/in/saamlowni/ 
📲 Follow Saam on Instagram: https://www.instagram.com/saamlowni/

🔥GET MORE VALUABLE PROPERTY CONTENT!🔥

Subscribe to our channel to never miss a conversation with a property pro!🧠

Get the latest property industry insights and convos in your inbox every month📩

📲 Follow Property People on Instagram.📲👇


🗣️ HOSTED BY: Saam Lowni

Saam has 20 years of experience in residential & commercial property, sales, lettings, management and finance. Saam was a founding member of a Property Finance Provider which grew its fund from £0 to £300m. He also founded Merryoaks Property Finance in 2021 to provide bespoke property finance to investors & developers and launched Property People in 2018 to connect with investors and developers across the country to share valuable information and stories.

🔗 Saam's LinkedIn
📲 Saam's Instagram
📲 Property People on Instagram

📣 GUESTS & SPONSORSHIP 📣

Are you a property professional with something interesting to share? Would you like to sponsor an episode and get your business in front of our audience of property investors & developers?

Email y...

In this episode, 3x Property Awards winner Mariam Radi, takes us through her inspiring property journey. From starting out as a lawyer in Manchester then moving to London, and winning The Property Investor Awards' Deal of the Year. Mariam works on some great projects, including a 15-bed HMO under some pretty unique circumstances. It’s a story of resilience and navigating challenges in the property world.

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Timestamps

00:00 – Introduction
21:20 – Breaking into property
26:54 – Mariam's first big property deal
43:33 – Funding projects
51:30 – Sourcing deals
01:04:24 – Skills to succeed in property development

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MORE CONTENT ON INSTAGRAM! 🧠

📲 Follow Property People on Instagram: https://www.instagram.com/propertypeoplemedia

_______________________________________

This episode is sponsored by Merryoaks.

Merryoaks provides growth-based property finance advisory for investors and developers with the aim of helping you fund your next project and be part of your ongoing growth to bigger, better, and more aspirational deals.

Find out more about Merryoaks here: https://www.merryoaks.com/

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🗣️ Hosted by Saam Lowni 🗣️

Saam has a rounded view of the market gained from 20 years of experience. His knowledge spans residential and commercial property development, sales, lettings, management and finance. Saam launched Property People in 2018 as a way to connect with property investors and developers across the country and share valuable information and stories.

Saam has been a founding member of a Property Finance Provider, which grew its fund from £0 to £300m and is on course to fund 1000 homes across the UK. Following this, Saam launched Merryoaks Property Finance in 2021 as a way of applying his experience to provide bespoke property finance to property investors & developers.

🔗 Connect with Saam on LinkedIn: https://www.linkedin.com/in/saamlowni/ 
📲 Follow Saam on Instagram: https://www.instagram.com/saamlowni/

🔥GET MORE VALUABLE PROPERTY CONTENT!🔥

Subscribe to our channel to never miss a conversation with a property pro!🧠

Get the latest property industry insights and convos in your inbox every month📩

📲 Follow Property People on Instagram.📲👇


🗣️ HOSTED BY: Saam Lowni

Saam has 20 years of experience in residential & commercial property, sales, lettings, management and finance. Saam was a founding member of a Property Finance Provider which grew its fund from £0 to £300m. He also founded Merryoaks Property Finance in 2021 to provide bespoke property finance to investors & developers and launched Property People in 2018 to connect with investors and developers across the country to share valuable information and stories.

🔗 Saam's LinkedIn
📲 Saam's Instagram
📲 Property People on Instagram

📣 GUESTS & SPONSORSHIP 📣

Are you a property professional with something interesting to share? Would you like to sponsor an episode and get your business in front of our audience of property investors & developers?

Email y...

In this episode of the Property People Podcast, our host Saam sits down with Michael McQuade, a property expert with over 20 years of experience in the industry. Michael shares his journey from starting his own surveying practice in Central London to building a successful commercial property development business. Stay tuned for practical tips on growing a business, finding your passion and making the most of your strengths.

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Timestamps: 
00:00 - Introduction
13:25 - Leaving corporate
23:27 - The importance of culture in business
36:16 - Transitioning into commercial real estate
53:55 - Mentorship
1:04:28 - The future of property
1:05:08 - Michael’s best advice

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MORE CONTENT ON INSTAGRAM! 🧠

📲 Follow Property People on Instagram: https://www.instagram.com/propertypeoplemedia

_______________________________________

This episode is sponsored by Merryoaks.

Merryoaks provides growth-based property finance advisory for investors and developers with the aim of helping you fund your next project and be part of your ongoing growth to bigger, better, and more aspirational deals.

Find out more about Merryoaks here: https://www.merryoaks.com/

_____________________________________

🗣️ Hosted by Saam Lowni 🗣️

Saam has a rounded view of the market gained from 20 years of experience. His knowledge spans residential and commercial property development, sales, lettings, management and finance. Saam launched Property People in 2018 as a way to connect with property investors and developers across the country and share valuable information and stories.

Saam has been a founding member of a Property Finance Provider, which grew its fund from £0 to £300m and is on course to fund 1000 homes across the UK. Following this, Saam launched Merryoaks Property Finance in 2021 as a way of applying his experience to provide bespoke property finance to property investors & developers.

🔗 Connect with Saam on LinkedIn: https://www.linkedin.com/in/saamlowni/ 
📲 Follow Saam on Instagram: https://www.instagram.com/saamlowni/

🔥GET MORE VALUABLE PROPERTY CONTENT!🔥

Subscribe to our channel to never miss a conversation with a property pro!🧠

Get the latest property industry insights and convos in your inbox every month📩

📲 Follow Property People on Instagram.📲👇


🗣️ HOSTED BY: Saam Lowni

Saam has 20 years of experience in residential & commercial property, sales, lettings, management and finance. Saam was a founding member of a Property Finance Provider which grew its fund from £0 to £300m. He also founded Merryoaks Property Finance in 2021 to provide bespoke property finance to investors & developers and launched Property People in 2018 to connect with investors and developers across the country to share valuable information and stories.

🔗 Saam's LinkedIn
📲 Saam's Instagram
📲 Property People on Instagram

📣 GUESTS & SPONSORSHIP 📣

Are you a property professional with something interesting to share? Would you like to sponsor an episode and get your business in front of our audience of property investors & developers?

Email y...

In this episode, Saam chats to Hamza Anwar.

Hamza has run a number of successful lettings agencies across the North West of England with a combined portfolio of over 600 managed properties.

After a life-changing family event, Hamza decided to sell his lettings agencies and become a property developer. Since then he’s delivered a variety of deals from single lets, blocks of flats and hotels. He’s also created a collection of stylish, modern homes and serviced apartments for young professionals in the heart of Blackpool.

Watch the full episode to learn more about Hamza’s inspiring property story.
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This episode is sponsored by XP Surveys, who provide accurate measured and topographical surveys for residential and commercial properties.

The most sought-after Architects and Property Developers start their client journeys on the foundation of the right data. Fully referenced, accurate, and timely surveys, enhance your client experience, speed up their decision making, and improve your productivity. XP Surveys not only knows how to conduct the right measured building and/or topographical surveys to meet your technical needs, we know how to deliver them to best support your client relationships.

➡️ Learn more about XP Surveys here.
🕹️ Try XP’s Instant Quoting Tool here.

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🔥GET MORE VALUABLE PROPERTY CONTENT!🔥

Subscribe to our channel to never miss a conversation with a property pro!🧠

Get the latest property industry insights and convos in your inbox every month📩

📲 Follow Property People on Instagram.📲👇


🗣️ HOSTED BY: Saam Lowni

Saam has 20 years of experience in residential & commercial property, sales, lettings, management and finance. Saam was a founding member of a Property Finance Provider which grew its fund from £0 to £300m. He also founded Merryoaks Property Finance in 2021 to provide bespoke property finance to investors & developers and launched Property People in 2018 to connect with investors and developers across the country to share valuable information and stories.

🔗 Saam's LinkedIn
📲 Saam's Instagram
📲 Property People on Instagram

📣 GUESTS & SPONSORSHIP 📣

Are you a property professional with something interesting to share? Would you like to sponsor an episode and get your business in front of our audience of property investors & developers?

Email y...

In this episode, Saam speaks to Piragash Sivanesan - Head of Structured Real Estate at Shawbrook Bank.

Shawbrook Bank is a UK Challenger Bank. The Structured Real Estate Team look at property development deals over £5m focusing on income producing and bridging loans across residential and commercial assets.

Watch the episode to discover how property finance lenders analyse risk vs reward and what every property developer should know when trying to secure large sums of funding.

🔥THE ULTIMATE PROPERTY & BUSINESS EVENT!🔥

We’re proud to be sponsoring The Property & Entrepreneur Summit 2024 which is bringing together the industry's top experts in property, business strategy, personal development, and social media for a day filled with insights, networking, and growth.

Join 400+ property pros—sourcers, investors, landlords, and entrepreneurs—at the must-attend summit for property expertise and business growth!

👉GET YOUR TICKET!

This episode is sponsored by PLMD Group.

PLMD Group is made up of PLMD Development, PLMD Estate Management and PLMD Capital.

PLMD Group provide expertise in real estate development combined with asset management. With more than 70 Build to Rent(BTR) properties and £20M+ assets under management, their extensive knowledge of local planning policies have resulted in a strong track record turning liabilities into valuable assets.

PLMD also help UK & overseas investors looking for value-add properties and ground-up green developments in the UK residential market, build to rent sector in London & its suburbs.

The group delivers value through a fusion of experience, innovative design, imagination, hands-on management and sustainable resources.

Find out more about PLMD Group here.

🔥GET MORE VALUABLE PROPERTY CONTENT!🔥

Subscribe to our channel to never miss a conversation with a property pro!🧠

Get the latest property industry insights and convos in your inbox every month📩

📲 Follow Property People on Instagram.📲👇


🗣️ HOSTED BY: Saam Lowni

Saam has 20 years of experience in residential & commercial property, sales, lettings, management and finance. Saam was a founding member of a Property Finance Provider which grew its fund from £0 to £300m. He also founded Merryoaks Property Finance in 2021 to provide bespoke property finance to investors & developers and launched Property People in 2018 to connect with investors and developers across the country to share valuable information and stories.

🔗 Saam's LinkedIn
📲 Saam's Instagram
📲 Property People on Instagram

📣 GUESTS & SPONSORSHIP 📣

Are you a property professional with something interesting to share? Would you like to sponsor an episode and get your business in front of our audience of property investors & developers?

Email y...