Several years ago, PoliceOne reported on the retirement of an 84-year-old lieutenant who had served 61 years with the Montgomery County Police Department. This was an extreme case to be sure, but there are many officers who overstay their time in the ranks for a variety of reasons—they may fear losing their entire identity, they may have not planned for the financial realities of retirement, or they may just not realize that the time to move on has come and gone. In this podcast segment, Jim and Doug discuss the need for officers to know when it's time to pull the pin, and how to plan for that day's eventual arrival.