In this Finance Friday edition of Wealth Coffee Chats, we dive into the latest interest rate movements, lender behaviour, and what the lead-up to Christmas means for anyone trying to secure finance. With rate cuts now unlikely for the rest of the year—and mixed predictions for 2025—Alex breaks down what banks are really signalling through their fixed-rate pricing.

With Christmas just weeks away, lenders and solicitors are heading into their busiest season, meaning turnaround times are blowing out. If you need finance approved before the break, you’ll need to act now. This episode also covers the essential documents required, new refinancing products, and how borrowers can potentially access equity quickly under simplified assessment rules.

Episode Highlights:

Whether you're purchasing, refinancing, or just planning ahead, this episode gives you the timing, tools, and insights needed to stay ahead of the holiday slowdown.