Foreclosures spiked in October, and it ties directly back to the worsening affordability crisis. Homeowners who stretched to buy during the high-price, high-rate era are now getting crushed by rising insurance premiums, property taxes, and the inability to refinance. Monthly costs are blowing past what many budgets can handle, and the jump in foreclosures is the clearest sign yet that the market is buckling under real affordability pressure. In this livestream, we are digging into what these foreclosure numbers actually mean, how they connect to today’s unaffordable housing landscape, and what this could signal for buyers, sellers, and anyone trying to get into a home next year.

➡️To Get A Personal Referral For A Realtor Visit https://www.kristinasmallhorn.com/nee...For A Collaboration Video For Your Affordable Housing Option Or Comp. https://www.kristinasmallhorn.com/req...

ARE YOU A REALTOR Needing a YouTube Channel The WORKS?To Get Traction For Your Real Estate Channel Join The Course:https://sales.realestatevideogeeks.co...
➡️Link for your unique 7-day free trial with a $35 monthly fee is - https://www.foreclosure.com/special.h....
PODCASTS ARE OPINIONS EXPRESSED BY LICENSED REAL ESTATE AGENTS IN DIFFERENT REAL ESTATE MARKETS. DO NOT BASE YOUR HOME PURCHASE OR SALE ON THE OPINIONS EXPRESSED IN THIS STREAM. ALWAYS CONSULT YOUR LOCAL REALTOR FOR YOUR MARKET CONDITIONS.

Builders are becoming increasingly aggressive in selling new homes, offering record incentives such as massive price cuts and mortgage rate buy-downs, which are narrowing the premium new homes typically carry over existing homes. With inventory up and buyers struggling under high rates, builders are responding by delivering smaller homes and townhomes, offering perks such as finished basements or even free cars, and lowering list prices, bringing the gap between new and resale home pricing down to historically low levels.

➡️To Get A Personal Referral For A Realtor Visit https://www.kristinasmallhorn.com/nee...For A Collaboration Video For Your Affordable Housing Option Or Comp. https://www.kristinasmallhorn.com/req...
ARE YOU A REALTOR Needing a YouTube Channel? The WORKS?To Get Traction For Your Real Estate Channel, Join The Course:https://sales.realestatevideogeeks.co...

➡️Link for your unique 7-day free trial with a $35 monthly fee is - https://www.foreclosure.com/special.h....
PODCATS ARE OPINIONS EXPRESSED BY LICENSED REAL ESTATE AGENTS IN DIFFERENT REAL ESTATE MARKETS. DO NOT BASE YOUR HOME PURCHASE OR SALE ON THE OPINIONS EXPRESSED IN THIS STREAM. ALWAYS CONSULT YOUR LOCAL REALTOR FOR YOUR MARKET CONDITIONS.

The Federal Reserve just sounded the alarm, warning that the housing market is showing “substantial deterioration” that could trigger job losses and wider economic fallout. In this livestream, we’ll break down what the Fed’s warning really means, how it could impact home prices, mortgage rates, and your job security, and what to watch for next in the housing market.
➡️To Get A Personal Referral For A Realtor Visit https://www.kristinasmallhorn.com/nee...For A Collaboration Video For Your Affordable Housing Option Or Comp. https://www.kristinasmallhorn.com/req...
ARE YOU A REALTOR Needing a YouTube Channel? The WORKS?To Get Traction For Your Real Estate Channel, Join The Course:https://sales.realestatevideogeeks.co...

POCASTS ARE OPINIONS EXPRESSED BY LICENSED REAL ESTATE AGENTS IN DIFFERENT REAL ESTATE MARKETS. DO NOT BASE YOUR HOME PURCHASE OR SALE ON THE OPINIONS EXPRESSED IN THIS STREAM. ALWAYS CONSULT YOUR LOCAL REALTOR FOR YOUR MARKET CONDITIONS.

Housing market foreclosures are quietly rising across the country, and some regions are being particularly hard hit. In today's livestream, we break down the new data showing where foreclosure filings are surging, why Florida and parts of the South are seeing the biggest spikes, and what rising insurance costs, HOA fees, and mortgage rates have to do with it. I’ll show you which cities are flashing early warning signs, what this trend means for homebuyers and investors, and whether it’s the start of another housing correction or just a temporary bump.

➡️To Get A Personal Referral For A Realtor Visit https://www.kristinasmallhorn.com/nee...For A Collaboration Video For Your Affordable Housing Option Or Comp. https://www.kristinasmallhorn.com/req...

ARE YOU A REALTOR Needing a YouTube Channel That WORKS?To Get Traction For Your Real Estate Channel, Join The Course:https://sales.realestatevideogeeks.co...

➡️Link for your unique 7-day free trial with a $35 monthly fee is - https://www.foreclosure.com/special.h....
PODCASTS ARE OPINIONS EXPRESSED BY LICENSED REAL ESTATE AGENTS IN DIFFERENT REAL ESTATE MARKETS. DO NOT BASE YOUR HOME PURCHASE OR SALE ON THE OPINIONS EXPRESSED IN THIS STREAM. ALWAYS CONSULT YOUR LOCAL REALTOR FOR YOUR MARKET CONDITIONS.

What’s really driving the housing market? In today's livestream, we pull back the curtain on the dark side of real estate, from corporate investors and rigged systems to hidden forces that push homeownership further out of reach for everyday Americans. This isn’t just about supply and demand; it’s about manipulation, money, and power shaping where you live and what you pay.

To Get A Personal referral for A Realtor, Visit https://www.kristinasmallhorn.com/nee...For A Collaboration Video For Your Affordable Housing Option Or Comp. https://www.kristinasmallhorn.com/req...

Visit My Website: kristinasmallhorn.com

The U.S. housing market is divided. In the South and West, homes are abundant for sale, prices are dropping, and sellers are offering incentives to attract buyers. In the Northeast and Midwest, there aren’t enough homes, prices keep going up, and buyers compete for what little is available. Mortgage rates are much higher than before, around 6 to 7 percent, so most homeowners don’t want to sell and lose their low rates. This keeps supply tight in many places. Even though sales are expected to grow in 2025, houses are more expensive than ever for the average family, so buyers and investors have to be smart, move quickly in competitive areas, and look for bargains where inventory is piling up.

➡️To Get A Personal Referral For A Realtor Visit https://www.kristinasmallhorn.com/nee...For A Collaboration Video For Your Affordable Housing Option Or Comp. https://www.kristinasmallhorn.com/req...

ARE YOU A REALTOR Needing a YouTube Channel The WORKS?To Get Traction For Your Real Estate Channel Join The Course:https://sales.realestatevideogeeks.co...
➡️Link for your unique 7-day free trial with a $35 monthly fee is - https://www.foreclosure.com/special.h....PODCASTS ARE OPINIONS EXPRESSED BY LICENSED REAL ESTATE AGENTS IN DIFFERENT REAL ESTATE MARKETS. DO NOT BASE YOUR HOME PURCHASE OR SALE ON THE OPINIONS EXPRESSED IN THIS STREAM. ALWAYS CONSULT YOUR LOCAL REALTOR FOR YOUR MARKET CONDITIONS.

Zillow is facing a new class-action lawsuit accusing the company of rigging the housing market with hidden fees and deceptive practices. We’ll break down what this lawsuit means, how Zillow’s Flex program works, and why it could shake up real estate commissions nationwide.

➡️To Get A Personal Referral For A Realtor Visit https://www.kristinasmallhorn.com/nee...For A Collaboration Video For Your Affordable Housing Option Or Comp. https://www.kristinasmallhorn.com/req...
ARE YOU A REALTOR Needing a YouTube Channel The WORKS?To Get Traction For Your Real Estate Channel Join The Course:https://sales.realestatevideogeeks.co...

➡️Link for your unique 7-day free trial with a $35 monthly fee is - https://www.foreclosure.com/special.h....

PODCASTS ARE OPINIONS EXPRESSED BY LICENSED REAL ESTATE AGENTS IN DIFFERENT REAL ESTATE MARKETS. DO NOT BASE YOUR HOME PURCHASE OR SALE ON THE OPINIONS EXPRESSED IN THIS STREAM. ALWAYS CONSULT YOUR LOCAL REALTOR FOR YOUR MARKET CONDITIONS.

Mortgage rates just hit their lowest point in almost a year at 6.35%. With the Fed ready to cut rates, the big question is—how low can they go? Join us as we break down what this means for buyers and the housing market.

➡️To Get A Personal Referral For A Realtor Visit https://www.kristinasmallhorn.com/nee...For A Collaboration Video For Your Affordable Housing Option Or Comp. https://www.kristinasmallhorn.com/req...

ARE YOU A REALTOR Needing a YouTube Channel That WORKS?To Get Traction For Your Real Estate Channel, Join The Course:https://sales.realestatevideogeeks.co...

➡️Link for your unique 7-day free trial with a $35 monthly fee is - https://www.foreclosure.com/special.h....
PODCASTS ARE OPINIONS EXPRESSED BY LICENSED REAL ESTATE AGENTS IN DIFFERENT REAL ESTATE MARKETS. DO NOT BASE YOUR HOME PURCHASE OR SALE ON THE OPINIONS EXPRESSED IN THIS STREAM. ALWAYS CONSULT YOUR LOCAL REALTOR FOR YOUR MARKET CONDITIONS.

The Trump administration is considering declaring a national housing emergency as affordability reaches a 40-year low, with nearly half of renters facing cost burden. Treasury Secretary Scott Bessent says the White House is exploring ways to lower closing costs and push for uniform building and zoning codes, while a Senate bill also seeks to boost supply through zoning reforms. The National Association of Realtors is backing bold action, warning the nation is short nearly 5 million homes. Trump campaigned on cutting regulations and bringing mortgage rates down, but so far rates remain above 6.5 percent.

➡️To Get A Personal Referral For A Realtor Visit https://www.kristinasmallhorn.com/need-a-referralFor A Collaboration Video For Your Affordable Housing Option Or Comp. https://www.kristinasmallhorn.com/request-a-collaboration

ARE YOU A REALTOR Needing a YouTube Channel The WORKS?To Get Traction For Your Real Estate Channel Join The Course:https://sales.realestatevideogeeks.com/join

➡️Link for your unique 7-day free trial with a $35 monthly fee is - https://www.foreclosure.com/special.html?px=eFNYOWhnTE4wZFE&rsp=3315.PODCASTS ARE OPINIONS EXPRESSED BY LICENSED REAL ESTATE AGENTS IN DIFFERENT REAL ESTATE MARKETS. DO NOT BASE YOUR HOME PURCHASE OR SALE ON THE OPINIONS EXPRESSED IN THIS STREAM. ALWAYS CONSULT YOUR LOCAL REALTOR FOR YOUR MARKET CONDITIONS.

Homebuyers finally have some power back! During the chaotic pandemic housing boom in 2021, almost no sellers were dropping their prices—only about 11 out of 100 homes had a price cut. Fast forward to June 2025, and now over a quarter of sellers are reducing their prices to attract buyers. That’s a massive shift. Price cuts don’t always mean values are crashing, but when the number keeps climbing year after year, it’s a clear sign the market is cooling. In the Northeast and Midwest, sellers are holding steadier, but in boom areas like the Sunbelt and Mountain West, reality is hitting hard, and discounts are everywhere.

ARE YOU A REALTOR Needing a YouTube Channel That WORKS?To Get Traction For Your Real Estate Channel, Join The Course:https://sales.realestatevideogeeks.co...

➡️Link for your unique 7-day free trial with a $35 monthly fee is - https://www.foreclosure.com/special.h....

PODCASTS ARE OPINIONS EXPRESSED BY LICENSED REAL ESTATE AGENTS IN DIFFERENT REAL ESTATE MARKETS. DO NOT BASE YOUR HOME PURCHASE OR SALE ON THE OPINIONS EXPRESSED IN THIS STREAM. ALWAYS CONSULT YOUR LOCAL REALTOR FOR YOUR MARKET CONDITIONS.