Ron McMahan, Founder & CEO of Foundation Specialty Finance, as well as experienced principal investor, fund manager and loan originator, is sharing lessons learned on ethical challenges and innovative solutions from over two decades in the industry. 

This episode is for the investor aligned with avoiding predatory practices and making ethical and smart investment decisions in any market.

Ron's career is marked by strategic foresight and collaboration with giants like Goldman Sachs and Fortress Investments. 

His commitment to helping families remain in their homes shines through, with a success rate twice the industry average, and his role in reshaping the landscape of distressed real estate investments is nothing short of legendary.

In this thought-provoking episode, we tackle the ethical challenges within the mortgage lending arena. Ron brings to light the importance of empathy and innovation in restructuring loans, highlighting strategies such as loan modifications and cash-for-keys that offer relief and dignity to struggling homeowners.

Through Ron's transformative approach, there's a powerful message about the essential shift toward sustainable and compassionate practices in managing distressed loans. The very principle that First Lien Capital operates from - which you can read about in Win-Win Revolution: An Insider's Guide to Investing in the Secondary Mortgage Market (https://a.co/d/ao9Cokf).

Connect further with Ron McMahan at https://foundationspecialtyfinance.com or LinkedIn linkedin.com/in/ron-mcmahan-m-s-73063729a.

Join a fund that doesn't just generate returns – it changes lives. Let our expert team maximize your returns while you focus on what matters most. Join our family of successful investors creating a lasting legacy of financial wealth and community impact together. 

Start or elevate your portfolio today. Email [email protected] or go to https://www.firstliencapital.com to invest with us.

To learn more, visit:

https://billbymel.com/

Listen to more episodes on Mission Matters:

https://missionmatters.com/author/bill-bymel/

Alex Goldovsky, the visionary founder and CEO of ProTitleUSA, joins us for a fascinating conversation about the sweeping changes AI is bringing to the real estate and finance sectors. Learn the inside secrets of how Alex has transformed his business from a traditional title work provider into multiple cutting-edge companies serving the capital markets.

His ventures, including DocSolutionUSA for document preparation and One Diligence, an AI-based due diligence firm, highlight how technology and creativity are reshaping industry practices.

We ponder the potential of AI to fully automate assignments and transform the industry landscape. By making AI more cost-effective and efficient, we explore how the role of AI is expanding to enhance customer experience, manage loan guidelines, and streamline real estate transactions - highlighting the cutting-edge developments that are leading to a comprehensive overhaul of compliance and risk management, ensuring accuracy and reducing human errors in loan processes.

This episode is not just a glimpse into the future, but an inspiring dialogue that promises to equip you with valuable insights and a fresh perspective on the real estate sector's exciting future.

Connect further with Alex Goldovsky at LinkedIn https://www.linkedin.com/in/alex-goldovsky-550b491/ or one of his companies https://protitleusa.com, https://www.onediligence.com, http://www.docsolution.com.

Unlock elite low risk investment opportunities tailored to your priorities. Let our expert team maximize your returns while you focus on what matters most. Join our family of successful investors creating a lasting legacy of financial wealth and community impact together. 

Start or elevate your portfolio today. Email [email protected] or go to https://www.firstliencapital.com to invest with us.

Stay connected with Bill Bymel and First Lien Capital:
Linktree: https://linktr.ee/billbymel

To learn more, visit:

https://billbymel.com/

Listen to more episodes on Mission Matters:

https://missionmatters.com/author/bill-bymel/

Buckle up for an intriguing adventure through three decades of real estate evolution with Mike Morawski – a true maverick who transformed from a local residential agent to Chief Investment Officer of a successful multi family hedgefund.

Mike pulls back the curtain on his remarkable path from general contracting to managing a $100 million enterprise, revealing the grit, strategy, and resilience that propels success.

What does it really take to thrive in an industry that never stands still? 

Mike's story is a masterclass in adaptability. From navigating market upheavals to pioneering the art of converting struggling office spaces into vibrant apartment communities, he's sharing unfiltered insights about surviving – and ultimately thriving – in the real estate landscape.

You'll discover:
• Unexpected pivot points that can reshape careers
• How strategic networking can be your most powerful asset
• The untapped potential in distressed real estate assets
• Lessons in resilience that extend far beyond property investment

Whether you're a budding real estate professional or a seasoned investor, our discussion proves that success isn't about avoiding storms, but learning to dance in the rain. Get ready for an episode that's part adventure, part masterclass, and entirely inspiring.

Connect further with Mike Morawski at https://mikemorawski.com or LinkedIn https://www.linkedin.com/in/michael-morawski/.

Unlock elite low risk investment opportunities tailored to your priorities. Let our expert team maximize your returns while you focus on what matters most. Join our family of successful investors creating a lasting legacy of financial wealth and community impact together. 

Start or elevate your portfolio today. Email [email protected] or go to https://www.firstliencapital.com to invest with us.

Stay connected with Bill Bymel and First Lien Capital:
Linktree: https://linktr.ee/billbymel

Let's connect: https://calendly.com/billbymel/first-lien-capital-fund2

To learn more, visit:

https://billbymel.com/

Listen to more episodes on Mission Matters:

https://missionmatters.com/author/bill-bymel/

Discover the Finnish-inspired technology that's revolutionizing real estate, with our guest, Brian Charlesworth, co-creator of Sisu, a real estate analytics and transaction management software that's empowering real estate teams and brokerages to exceed their own expectations.

We discuss:
- Sisu's Finnish-inspired ethos of pushing beyond perceived limits and how it turns that philosophy into practical tools for real estate teams.
- Brian's journey from Housemaster Home Inspections to co-creating a tool that is redefining modern real estate management.
- Pre-listing packets and other tools that can increase conversion rates and showcase an agent's value more effectively.

Connect further with Brian Charlesworth at https://sisu.co or LinkedIn https://www.linkedin.com/in/briancharlesworth/.
 
At First Lien Capital, we believe in the power of investing that matters, where profits meet purpose. This year, through our partnership with H.O.M.E.S. Inc., we've contributed over $300,000 to transform the lives of young adults by providing housing, education, and career opportunities.

First Lien Capital's NPL Opportunity Fund is achieving remarkable, consistent, mid-teen returns, year after year with our time-tested strategy of acquiring notes from banks, distressed sponsors, or the federal government, all at significant discounts to both the outstanding debt and the underlying real estate value.

Join a fund that doesn't just generate returns – it changes lives. Act quickly - this fund closes to new investors December 15, 2024.

Our track record speaks for itself:
 
✓ Team with deep expertise in debt markets
✓ 1.5x equity multiple in just 2-3 years
✓ First lien position = maximum security
✓ All Real estate-backed investments
✓ Proven performance across market cycles

Let's connect: https://calendly.com/billbymel/first-lien-capital-fund2

To learn more, visit:

https://billbymel.com/

Listen to more episodes on Mission Matters:

https://missionmatters.com/author/bill-bymel/

This episode is a quick masterclass for anyone interested in understanding market dynamics and the socio-economic forces that shape housing landscapes. 

Through personal anecdotes and historical reflections, we explore how past patterns can illuminate present trends and potentially forecast future downturns. 

Join me as we unravel a century's worth of lessons from Florida's real estate history, beginning with the 1920s frenzy that might have set the stage for the Great Depression and other important factors that shaped the Sunshine State's market over the years. 

Inspired by Christopher Knowlton's book, Bubble in the Sun, we dissect the cyclical nature of this vibrant market, reflecting on personal experiences and observations from cities like Tampa, Orlando, and Miami. 

With stories of investments in Miami's Brickell and Edgewater areas, we discuss the effects of the 40-year recertification requirements following the Surfside collapse on property values, providing a rich perspective on the evolving intricacies of Florida real estate and why history is still a vital teacher.

Tune in to understand how these market cycles impact not just real estate but the broader socio-economic environment for residents and investors alike.

At First Lien Capital, we believe in the power of investing that matters, where profits meet purpose. This year, through our partnership with H.O.M.E.S. Inc., we've contributed over $300,000 to transform the lives of young adults aging out of foster care - providing housing, education, and career opportunities.

This is your opportunity to join a fund that doesn't just generate returns – it changes lives. But act quickly - our First Lien NPL Opportunity Fund closes to new investors on December 15, 2024.

• Consistent mid-teen annual returns
• 1.5x equity multiple in 2-3 years
• First lien position security
• Real estate-backed investments
• Measurable social impact

To learn more, visit:

https://billbymel.com/

Listen to more episodes on Mission Matters:

https://missionmatters.com/author/bill-bymel/

Grab your coffee and join me for an adventure across continents to focus on the rich historical and cultural landscapes of Europe and the Middle East, understanding how diverse traditions, historical contexts, and cultural nuances shape business practices and global finance dynamics.

In this episode we explore the complexities of the European and Middle Eastern debt markets and the efforts of the European Union to harmonize financial regulations among its member countries. 

By examining the transparency variations in secondary loan markets across Europe, the Middle East, and the United States, we uncover the subtle yet profound ways globalization reshapes local business environments.

A pivotal moment in this financial evolution is the new EU directive on non-performing loan sales, effective January 2024. This landmark regulation aims to standardize disclosure obligations, promising to attract investors by bringing unprecedented transparency to banking practices. While implementation varies across member states - reflecting the diversity of legal systems - the directive represents a significant step toward a more integrated financial ecosystem.

The Middle East offers an equally compelling narrative of economic transformation. Countries like the UAE and Saudi Arabia are boldly diversifying beyond oil, creating investment landscapes that challenge traditional perceptions and invite global financial engagement.

These developments are more than mere policy changes - they represent a broader narrative of economic adaptation, where local traditions and global ambitions converge to redefine financial possibilities.

Unlock elite low risk investment opportunities tailored to your priorities. Let our expert team maximize your returns. Join our family of successful investors creating a lasting legacy of financial wealth and community impact together. Email [email protected] or go to https://www.firstliencapital.com.

To learn more, visit:

https://billbymel.com/

Listen to more episodes on Mission Matters:

https://missionmatters.com/author/bill-bymel/

Step inside the innovative world of Stoic Equity Partners, a firm dedicated to acquiring and managing multi-tenant value-add flex industrial properties across the Southeast. In this episode, we dive deep into the significance of these unique commercial spaces and their resilience against the work-from-home revolution.

Join us as Jeremy Friedman, CEO & Co Founder, shares his insider's perspective on the vital role these flex industrial properties play in supporting the thriving small business community. Discover how these spaces, often overlooked, offer a refuge from the tides of remote work, providing the essential infrastructure for entrepreneurs to grow and thrive.

But this conversation doesn't shy away from the challenges facing the industry. We tackle the complex realities of skyrocketing insurance costs in hurricane-prone regions, soaring construction expenses and the cyclical nature of the market. You'll gain a comprehensive understanding of the obstacles and opportunities facing real estate today.

Prepare to be enlightened and inspired as we explore a fresh perspective on a niche that is redefining the future of commercial real estate. This is an episode you won't want to miss, as we uncover the intricacies of the flex industrial market.

Connect further with Jeremy Friedman at https://www.stoicep.com or LinkedIn https://www.linkedin.com/in/jeremy-friedman-stoicep/

Unlock elite low risk investment opportunities tailored to your priorities. Let our expert team maximize your returns while you focus on what matters most. Join our family of successful investors and create a lasting legacy of financial wealth and community impact together. Start or elevate your portfolio today. Email [email protected] or go to https://www.firstliencapital.com.

Stay connected with Bill Bymel and First Lien Capital:
Linktree: https://linktr.ee/billbymel

To learn more, visit:

https://billbymel.com/

Listen to more episodes on Mission Matters:

https://missionmatters.com/author/bill-bymel/

Step into the real estate world where profit meets purpose and affordable housing innovation with Jaymie Beckett, CEO of Housing on Merit, a Los Angeles, CA nonprofit organization that partners in developing affordable housing and building communities.

In this powerful episode, discover how Housing on Merit is rewriting the affordable housing playbook, creating win-win scenarios through strategic partnerships and smart financing. 

Jaymie breaks down how developers can tap into underutilized resources – from tax exemptions to government incentives – while expanding their impact.

Get exclusive insights into:
• How developers can leverage affordable housing initiatives for sustainable growth
• Creative partnership models that benefit both communities and stakeholders
• Real-world strategies for navigating tax incentives and government programs
• Emerging opportunities in the shifting interest rate landscape

Whether you're a developer seeking new opportunities, an investor interested in social impact, or a community advocate passionate about housing solutions, this conversation reveals how innovation in affordable housing isn't just about doing good – it's about doing well while doing good.

Ready to explore how you can be part of the solution? Don't miss Jaymie's invitation to collaborate and create lasting change in communities.

Connect further with Jaymie Beckett at https://housingonmerit.org or LinkedIn https://www.linkedin.com/in/jaymie-beckett-6281772/.

Unlock elite low risk investment opportunities tailored to your priorities. Let our expert team maximize your returns while you focus on what matters most. Join our family of successful investors and create a lasting legacy of financial wealth and community impact together. Start or elevate your portfolio today. Email [email protected] or go to https://www.firstliencapital.com.

Stay connected with Bill Bymel and First Lien Capital:
Linktree: https://linktr.ee/billbymel

To learn more, visit:

https://billbymel.com/

Listen to more episodes on Mission Matters:

https://missionmatters.com/author/bill-bymel/

Andrew Kim, a seasoned expert in real estate investment, pulls back the curtain on contrasting climates of real estate investing in Canada and the U.S. and why Andrew chooses to invest in the more landlord-friendly U.S. market, due to the challenges Canadian landlords face from tenant-friendly laws.

Get an insider's look at SHARE, the game-changing real estate tech company that's democratizing property investment and providing top-tier services that empower investors, transforming how everyday people build wealth through real estate.

In this eye-opening episode, discover:
• Why U.S. markets are becoming the go-to choice for savvy Canadian investors
• How SHARE's innovative platform is leveling the playing field for individual investors
• Strategic approaches to building a diverse, cross-border property portfolio
• Smart ways to align your real estate investments with your wealth-building goals

Join us for this discerning episode of exploring strategies for diversifying and expanding your real estate investments beyond local borders or familiar territories, and tailoring your investment strategies to your personal financial goals.

Connect further with Andrew Kim at https://sharesfr.com or LinkedIn https://www.linkedin.com/in/andrewkim83/.

Unlock elite low risk investment opportunities tailored to your priorities. Let our expert team maximize your returns while you focus on what matters most. Join our family of successful investors and create a lasting legacy of financial wealth and community impact together. Start or elevate your portfolio today. Email [email protected] or go to https://www.firstliencapital.com.

Stay connected with Bill Bymel and First Lien Capital:
Linktree: https://linktr.ee/billbymel

To learn more, visit:

https://billbymel.com/

Listen to more episodes on Mission Matters:

https://missionmatters.com/author/bill-bymel/

Tomorrow is Bid Day! As we gear up for a major HUD auction, amidst the whirlwind of activities and decisions involved in preparing bids, the air is electric with anticipation. 

I'm reminded of the power of purpose, passion and persistence that has not only fueled over 120 episodes of this Real Estate Lowdown podcast, but also the collective intentions of our team at First Lien Capital for the last several years.

As we navigate the intricate world of real estate investing, continually growing our portfolio with our clients at the forefront of our decisions, the stakes are high with this major HUD auction at a whole new level. With 2,700 homes to consider, the challenge is to strategically narrow this vast pool to fewer than 400 properties that align with our Win-Win investing model, a task that demands both precision and creativity. 

Operating without the cushion of a large institutional fund adds layers of complexity, but it also sharpens our resolve and resourcefulness in securing funding and closing deals.

This episode captures the spirit of preparation and the consequential moments that define character in the face of uncertainty. 

With strategies honed and espresso in hand, I approach tomorrow's pivotal auction with confidence and a dash of hope. Join me as I share my experience and some valuable strategy - without divulging all of our secret sauce - from the front lines of pre Bid Day.

Unlock elite low risk investment opportunities tailored to your priorities. Let our expert team maximize your returns while you focus on what matters most. Join our family of successful investors and create a lasting legacy of financial wealth and community impact together. Start or elevate your portfolio today. Email [email protected] or go to https://www.firstliencapital.com.

Stay connected with Bill Bymel and First Lien Capital:
Linktree: https://linktr.ee/billbymel

To learn more, visit:

https://billbymel.com/

Listen to more episodes on Mission Matters:

https://missionmatters.com/author/bill-bymel/