Join us for this episode of the Real Estate Lowdown as veteran multifamily investor, Charles Carillo, Managing Partner at Harborside Partners, pulls back the curtain on his 18-year journey in real estate investing. 

From weathering the 2008 crash to navigating today's high-interest environment, Charles shares battle-tested strategies for building lasting wealth through property ownership.

In this value-packed episode, you'll discover:
• Why holding properties through market downturns separates successful investors from the rest
• How rising interest rates are reshaping construction trends and creating new opportunities
• The critical adjustments savvy investors are making to their acquisition criteria right now
• Why the rental market is poised for unprecedented growth as homeownership becomes increasingly unattainable
• Charles' controversial inflation prediction for the next 12-24 months (and how to position your portfolio accordingly)
• The maintenance strategy that could save your cash flow during economic uncertainty

Whether you're a seasoned investor or just starting your real estate journey, Charles' insights on achieving financial freedom through strategic property investment are essential listening in today's shifting market.

Connect further with Charles Carillo at LinkedIn https://www.linkedin.com/in/charleskcarillo/ or 
Harborside Partners https://harborsidepartners.com.

As your investment partner, First Lien Capital delivers security and strong returns while making real impact. Integrity and values drive our strategy - join our successful investing family and let us create a legacy of financial and community impact together.
 
As your resolution partner, First Lien Resolutions discreetly revives underperforming and distressed asset portfolios into profitable ones, delivering calculated and customized, strategic outcomes needed to protect and maximize your investments.
 
Elevate or revive your portfolio at https://www.firstliencapital.com.

To learn more, visit:

https://billbymel.com/

Listen to more episodes on Mission Matters:

https://missionmatters.com/author/bill-bymel/

Unlock the secrets of Southern California's real estate market with investor Zihao Wang, Founder & CEO of Motiva Holdings, who shares how he defies conventional wisdom to achieve remarkable success. 

We learn about his journey from managing properties as a teenager in Pasadena to the early influences that shaped his path. Zihao's unique approach, offers insights on managing legacy tenants, forming international partnerships, and leveraging his talent for numbers to predict market trends.

We dive into the shifting dynamics of California's rental market, where high occupancy rates persist despite slight rent softening and explore the potential for strategic acquisitions in distressed markets.

It's a conversation rich with expert insights, bold predictions, and a touch of nostalgia, promising a captivating glimpse into the future of real estate investing in Southern California.

Connect further with Zihao Wang at LinkedIn https://www.linkedin.com/in/zihao-wang-mh/ or Motiva Holdings https://motivaholdings.com.


As your investment partner, First Lien Capital delivers security and strong returns while making real impact. Integrity and values drive our strategy - join our successful investing family and let us create a legacy of financial and community impact together.

As your resolution partner, First Lien Resolutions discreetly revives underperforming and distressed asset portfolios into profitable ones, delivering calculated and customized, strategic outcomes needed to protect and maximize your investments.

Elevate or revive your portfolio today. Email [email protected] or go to https://www.firstliencapital.com.
 
Stay connected with Bill Bymel and First Lien Capital:
Linktree: https://linktr.ee/billbymel

To learn more, visit:

https://billbymel.com/

Listen to more episodes on Mission Matters:

https://missionmatters.com/author/bill-bymel/

From fixing fences on his father's ranch to shaping urban landscapes, Luis Belmonte, principal at Seven Hills Properties, chronicles his unlikely path to real estate development. Drawing from his Irish-Italian roots and decades of experience, Luis reveals why he chose practical community projects over luxury developments – and how this decision shaped his success.

Beyond the blueprint, Luis breaks down the essentials of real estate investment, from internal rate of return to the delicate balance of leveraging. And reveals the hidden potential in today's office spaces while sharing hard-earned wisdom from his most memorable wins and losses.

Key Takeaways:
• Discover why focusing on practical, community-oriented projects can deliver stronger returns than luxury developments, backed by real-world examples from decades of successful deals and market cycles

• Learn the critical metrics that drive profitable development decisions, including a masterclass on evaluating internal rate of return and managing leverage risk in today's market

• Explore contrarian opportunities in the office sector, with actionable insights on identifying undervalued properties and turning market challenges into profitable ventures

Join us for this unvarnished look at real estate development through the eyes of a builder who started from the ground up.

Connect further with Luis Belmonte at LinkedIn https://www.linkedin.com/in/luis-belmonte-54257211/ or Seven Hills Properties https://www.7hp.com.

Unlock elite low risk investment opportunities tailored to your priorities. Let our expert team maximize your returns while you focus on what matters most. Join our family of successful investors creating a lasting legacy of financial wealth and community impact together. 
 
Start or elevate your portfolio today. Email [email protected] or go to https://www.firstliencapital.com to invest with us.
 
Stay connected with Bill Bymel, First Lien Capital:
Linktree: https://linktr.ee/billbymel

To learn more, visit:

https://billbymel.com/

Listen to more episodes on Mission Matters:

https://missionmatters.com/author/bill-bymel/

German immigrant Jack Bosch, Co-Founder of Orbit Investments and “Land Profit Generator”, turned his American dream into reality. In this episode, Jack shares his journey of becoming a thriving real estate entrepreneur alongside his wife Michelle and why they chose to focus on the lesser-known yet lucrative niche of land wholesaling.

Unlike the crowded house wholesaling market, land wholesaling presents unique opportunities with minimal competition and high profit potential. Jack divulges strategies that make this investing appealing to those looking for financial freedom and lower-risk investments, and why it's attracting a new wave of investors.

With Jack's personal anecdotes and strategic insights, you'll gain a fresh perspective on wealth creation through land investments and discover why land continues to be one of the most resilient and rewarding investment vehicles. 

Connect further with Jack Bosch at LinkedIn https://www.linkedin.com/in/jack-bosch-a923b59/ or go to https://www.landprofitgenerator.com to download the 30 Day Land Flipping Blueprint.

Unlock elite low risk investment opportunities tailored to your priorities. Let our expert team maximize your returns while you focus on what matters most. Join our family of successful investors creating a lasting legacy of financial wealth and community impact together. 

Start or elevate your portfolio today. Email [email protected] or go to https://www.firstliencapital.com to invest with us.

Stay connected with Bill Bymel and First Lien Capital:
Linktree: https://linktr.ee/billbymel

To learn more, visit:

https://billbymel.com/

Listen to more episodes on Mission Matters:

https://missionmatters.com/author/bill-bymel/

From drowning in nearly a million dollars of debt to mastering financial independence, Brent Kesler's journey from chiropractor to wealth-building strategist and educator will transform how you think about money. 

Despite his initial skepticism, Brent discovered a powerful path to financial freedom through Infinite Banking - a strategy that turned his substantial debt, including student loans and an airplane purchase, into stepping stones toward wealth.

In this eye-opening episode, Brent pulls back the curtain on the Money Multiplier method, revealing how specifically designed whole life insurance policies can become potent wealth-building tools. 

You'll discover how tax-deferred growth strategies that most financial advisors never mention can accelerate your journey to financial independence.

Whether you're battling debt or seeking smarter investment strategies, Brent's practical insights and remarkable transformation from skeptic to expert will equip you with actionable steps toward building lasting wealth. 

Connect further with Brent Kesler at LinkedIn https://www.linkedin.com/in/brent-kesler-324abb19/ or go to https://themoneymultiplier.com for free resources and ebook, Mapping Out the Millionaire Mystery.

Unlock elite low risk investment opportunities tailored to your priorities. Let our expert team maximize your returns while you focus on what matters most. Join our family of successful investors creating a lasting legacy of financial wealth and community impact together. 

Start or elevate your portfolio today. Email [email protected] or go to https://www.firstliencapital.com to invest with us.

Stay connected with Bill Bymel and First Lien Capital:
Linktree: https://linktr.ee/billbymel

To learn more, visit:

https://billbymel.com/

Listen to more episodes on Mission Matters:

https://missionmatters.com/author/bill-bymel/

Discover how former bankruptcy attorney, Ofer Shapira, is revolutionizing the loan trading industry with a groundbreaking AI-driven platform. Join us as we uncover the journey that led Ofer from the legal field to becoming a tech innovator, focused on transforming the way loan portfolios, including distressed and illiquid assets, are traded. 

We're unpacking the platform's unmatched ability to automate transactions, provide pricing benchmarks, and vet trading partners - all while safeguarding seller privacy. 

Explore the world of loan trading through the lens of language models and their potential to enhance the industry's matchmaking process. Imagine a scenario where buyer frustrations with varying preferences are minimized through AI models that capture nuanced details, akin to a dating app for investors. 

While these models aren't flawless, they present a significant opportunity to improve the traditional brokering process, offering a human-like engagement that aligns with business goals, streamlining the market for better efficiencies.

We'll also delve into the broader implications of global power shifts and geopolitical risks, exploring how these dynamics affect economies and financial products. Ofer shares predictions on emerging alliances and the interconnectedness of global events, highlighting the importance of staying vigilant in a rapidly changing landscape. 

Connect further with Ofer Shapira at LinkedIn https://www.linkedin.com/in/ofer-shapira/ or https://www.soteriamarket.com.

Unlock elite low risk investment opportunities tailored to your priorities. Let our expert team maximize your returns while you focus on what matters most. Join our family of successful investors creating a lasting legacy of financial wealth and community impact together. 

Start or elevate your portfolio today. Email [email protected] or go to https://www.firstliencapital.com to invest with us.

To learn more, visit:

https://billbymel.com/

Listen to more episodes on Mission Matters:

https://missionmatters.com/author/bill-bymel/

Enjoy this unique conversation with Christian Etienne, a seasoned expert in the real estate and reverse mortgage world. Recognized as an industry expert, Christian and his teams have managed and liquidated more than 80,000 real estate assets nationwide for a variety of GSEs, large banking institutions, and private equity portfolios.

From his early days in South Louisiana to his current life in the Houston suburbs, Christian's career trajectory - from title insurance to mastering the nuances of reverse mortgages - offers a rare glimpse into the challenges and responsibilities in this niche industry. 

We examine the changing landscape of the mortgage and real estate markets post-Global Financial Crisis and the pressures it faces today. Rising taxes, insurance costs, and the specter of mortgage defaults in hurricane-prone areas signal potential mortgage defaults, while the commercial real estate sector grapples with its own set of challenges amidst new retail developments and the persistent issue of vacant office spaces, all compounded by rising interest rates. 

This episode serves as a comprehensive guide for investors and asset managers, highlighting the strategic decisions necessary amidst these market fluctuations and the anticipation of future adjustments. 

Connect further with Christian Etienne at LinkedIn https://www.linkedin.com/in/cdetienne/.

Unlock elite low risk investment opportunities tailored to your priorities. Let our expert team maximize your returns while you focus on what matters most. Join our family of successful investors creating a lasting legacy of financial wealth and community impact together. 

Start or elevate your portfolio today. Email [email protected] or go to https://www.firstliencapital.com to invest with us.

Stay connected with Bill Bymel and First Lien Capital:
Linktree: https://linktr.ee/billbymel

To learn more, visit:

https://billbymel.com/

Listen to more episodes on Mission Matters:

https://missionmatters.com/author/bill-bymel/

In this episode of Real Estate Lowdown you'll hear the journey of Darcy Marler, a seasoned real estate developer and educator, who traded his IT career in South America for a life of building innovation in Canada - transforming empty lots into vibrant homes and communities.

Darcy captivates with his stories of traditional fix-and-flip ventures to breaking new ground with vacant lots and teardown properties, and so much more of literally reshaping the real estate landscape.

We explore how demographic shifts and the rigorous permit processes influence market trends, take a critical look at the risk of overbuilding and the financial hurdles of extending city infrastructure, and re-evaluate traditional development strategies amidst a rapidly changing environment.

Darcy passionately equates the development process to artistry, emphasizing personal fulfillment and community value, while also sharing his commitment to mentoring the next generation of developers. Prepare to be inspired by a forward-thinking narrative that challenges conventional approaches and encourages embracing innovation in real estate.

Connect further with Darcy Marler at darcymarler.com or LinkedIn https://www.linkedin.com/in/darcy-marler-27b81831/.

Unlock elite low risk investment opportunities tailored to your priorities. Let our expert team maximize your returns while you focus on what matters most. Join our family of successful investors creating a lasting legacy of financial wealth and community impact together. 

Start or elevate your portfolio today. Email [email protected] or go to https://www.firstliencapital.com to invest with us.

Stay connected with Bill Bymel and First Lien Capital:
Linktree: https://linktr.ee/billbymel

To learn more, visit:

https://billbymel.com/

Listen to more episodes on Mission Matters:

https://missionmatters.com/author/bill-bymel/

Welcome to 2025 friends! You know these Coffee with Bill chats are always straight talk, and as I sit here with my steaming cup of Nespresso Bianco Forte, I can't help but feel both excited and contemplative about what's in store for all of us in this fascinating industry. 

We dive into the seismic shifts reshaping both commercial and residential real estate. From game-changing rate hikes to the hidden risks lurking in bank portfolios, the traditional 'safe harbor' of real estate investment needs a fundamental reset.

I can tell you what we're seeing now is just the beginning of a transformation that will reshape how we think about real estate investing and rewrite the rules of how we do it right, and First Lien Resolutions is the innovative solution at the helm helping banks navigate these turbulent waters. 

Let's uncover:

• Why the concentration of stock market gains in a handful of companies signals a crucial return to real estate investment fundamentals
• Smart techniques to ensure your real estate deals are fundamentally sound
• How climate change is quietly transforming property values and insurance landscapes
• The surprising shift from private equity to family offices in real estate investment
• Why tomorrow's real estate technology (think autonomous drones) isn't just sci-fi anymore

At First Lien Capital, we believe in the power of investing that matters, where profits meet purpose. Through our partnership with H.O.M.E.S. Inc., we've contributed over $300K to transform the lives of young adults by providing housing, education, and career opportunities.

Unlock elite low risk investment opportunities tailored to your priorities. Let our expert team maximize your returns while you focus on what matters most. Join our family of successful investors creating a lasting legacy of financial wealth and community impact together. 

Start or elevate your portfolio today. Email [email protected] or go to https://www.firstliencapital.com to invest with us.

To learn more, visit:

https://billbymel.com/

Listen to more episodes on Mission Matters:

https://missionmatters.com/author/bill-bymel/

Ron McMahan, Founder & CEO of Foundation Specialty Finance, as well as experienced principal investor, fund manager and loan originator, is sharing lessons learned on ethical challenges and innovative solutions from over two decades in the industry. 

This episode is for the investor aligned with avoiding predatory practices and making ethical and smart investment decisions in any market.

Ron's career is marked by strategic foresight and collaboration with giants like Goldman Sachs and Fortress Investments. 

His commitment to helping families remain in their homes shines through, with a success rate twice the industry average, and his role in reshaping the landscape of distressed real estate investments is nothing short of legendary.

In this thought-provoking episode, we tackle the ethical challenges within the mortgage lending arena. Ron brings to light the importance of empathy and innovation in restructuring loans, highlighting strategies such as loan modifications and cash-for-keys that offer relief and dignity to struggling homeowners.

Through Ron's transformative approach, there's a powerful message about the essential shift toward sustainable and compassionate practices in managing distressed loans. The very principle that First Lien Capital operates from - which you can read about in Win-Win Revolution: An Insider's Guide to Investing in the Secondary Mortgage Market (https://a.co/d/ao9Cokf).

Connect further with Ron McMahan at https://foundationspecialtyfinance.com or LinkedIn linkedin.com/in/ron-mcmahan-m-s-73063729a.

Join a fund that doesn't just generate returns – it changes lives. Let our expert team maximize your returns while you focus on what matters most. Join our family of successful investors creating a lasting legacy of financial wealth and community impact together. 

Start or elevate your portfolio today. Email [email protected] or go to https://www.firstliencapital.com to invest with us.

To learn more, visit:

https://billbymel.com/

Listen to more episodes on Mission Matters:

https://missionmatters.com/author/bill-bymel/