Scott and James discuss if your investments are too concentrated.

NEW: We're on YouTube here!

Planning Points Discussed

• Utilizing Time Efficiently
• Capital Appreciation
• Purchasing Power
• Other issues (IRAs, Inflation, Financial Goals, etc.)

Timestamps:

2:30 - We're on YouTube HERE!

5:03 - Individual Context

7:32 - Budgeting

13:45 - Importance of Tracking Efficiently

19:32 - Index Fund Advantages

25:11 - Aligning Your Financial Goals

LET'S CONNECT!

James

YouTube LinkedIn Website

Scott

Facebook Twitter Website

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Scott and James discuss how to understand the stock market.

NEW: We're on YouTube here!

Planning Points Discussed

• Utilizing Time Efficiently
• Capital Appreciation
• Purchasing Power
• Other issues (IRAs, Inflation, Financial Goals, etc.)

Timestamps:

2:30 - We're on YouTube HERE!

6:31 - What is the "market"?

10:28 - Investing in the "winners"

18:09 - What % Are The Major Companies?

23:11 - Aligning Your Financial Goals

LET'S CONNECT!

James

YouTube LinkedIn Website

Scott

Facebook Twitter Website

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Scott and James discuss what insurances you need (and don't need).

Planning Points Discussed

• Utilizing Time Efficiently
• Capital Appreciation
• Purchasing Power
• Other issues (IRAs, Inflation, Financial Goals, etc.)

Timestamps:

2:30 - Insurance

7:01 - Proper Protection

10:41 - What Insurances To Avoid?

17:36 - Long-Term Care Needs

16:57 - Debt & Real Estate

25:31 - Aligning Your Financial Goals

LET'S CONNECT!

James

YouTube LinkedIn Website

Scott

Facebook Twitter Website

ENJOY THE SHOW?

Don’t miss an episode, subscribe via iTunes, Stitcher, Spotify, or Google Play.

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Have a money question you want us to answer? Submit one here

Scott and James discuss how this market impacts how we pull funds from 529 plans.

Planning Points Discussed

• Utilizing Time Efficiently
• Capital Appreciation
• Purchasing Power
• Other issues (IRAs, Inflation, Financial Goals, etc.)

Timestamps:

5:49 - Stocks & Bonds Correlation

9:58 - Cash Flow & Risk Level

14:49 - What Is A Good Rate?

18:50 - Additional Expenses

16:57 - Debt & Real Estate

21:27 - Aligning Your Financial Goals

LET'S CONNECT!

James

YouTube LinkedIn Website

Scott

Facebook Twitter Website

ENJOY THE SHOW?

Don’t miss an episode, subscribe via iTunes, Stitcher, Spotify, or Google Play.

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Scott and James discuss how to invest in stocks for beginners.

Listener Question

Sometimes I can tend to pull the trigger on things before doing enough due diligence. If I make a stock purchase and later am not sure it was the best decision, how long should I wait before selling the shares and moving on from that company.I'm not talking about buying a company and then a week later the stock price dips a little bit and that being reason to dump shares but more fundamentally if I no longer believe that a company is worth the investment how long after that point should I wait before selling the shares?

Planning Points Discussed

• Utilizing Time Efficiently
• Capital Appreciation
• Purchasing Power
• Other issues (IRAs, Inflation, Financial Goals, etc.)

Timestamps:

3:00 - Not Longer Just "It Depends"

6:26 - Fundamentals

7:48 - Appreciation v. Dividend

14:34 - Types of Investments

20:12 - JP Morgan Study

26:35 - When To Sell/Buy

27:10 - Aligning Your Financial Goals

LET'S CONNECT!

James

Facebook LinkedIn Website

Scott

Facebook Twitter Website

ENJOY THE SHOW?

Don’t miss an episode, subscribe via iTunes, Stitcher, Spotify, or Google Play.

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Have a money question you want us to answer? Submit one here

Scott and James discuss how to understand your cash flow.

Planning Points Discussed

• Utilizing Time Efficiently
• Capital Appreciation
• Purchasing Power
• Other issues (IRAs, Inflation, Financial Goals, etc.)

Timestamps:

4:16 - Income 

6:26 - Fundamentals

10:46 - Spending Isn't Negative

14:27 - Rules of Thumb

16:57 - Debt & Real Estate

21:12 - Tax Rates

25:45 - Aligning Your Financial Goals

LET'S CONNECT!

James

Facebook LinkedIn Website

Scott

Facebook Twitter Website

ENJOY THE SHOW?

Don’t miss an episode, subscribe via iTunes, Stitcher, Spotify, or Google Play.

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Have a money question you want us to answer? Submit one here

Scott and James discuss the pros and cons of using dividend investing to create passive income.

Planning Points Discussed

• Utilizing Time Efficiently
• Capital Appreciation
• Purchasing Power
• Other issues (IRAs, Inflation, Financial Goals, etc.)

Listener Question:

What is your stance on dividend investing, with the goal of reaching a point where one can live off of "passive" income from dividend ETFs? I have been reading a lot on the dividend subreddit where people are sharing their spreadsheets and screenshots of investments, and it seems like a very compelling strategy. What are the pros and cons of investing heavily in dividend ETFs with the hope of building a passive income stream?

Timestamps:

4:16 - Dividend Yield

7:27 - The Feeling Behind Dividends

10:19 - Dividends During Recessions

14:27 - Don't Just Focus On Dividends

18:52 - Total Return

21:12 - Dividend v. Capital Appreciation

LET'S CONNECT!

James

Facebook LinkedIn Website

Scott

Facebook Twitter Website

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Don’t miss an episode, subscribe via iTunes, Stitcher, Spotify, or Google Play.

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Scott and James discuss how to understand your balance sheet.

Planning Points Discussed

• Utilizing Time Efficiently
• Capital Appreciation
• Purchasing Power
• Other issues (IRAs, Inflation, Financial Goals, etc.)

Timestamps:

6:17 - Having Multiple Accounts For Organization

10:08 - Goal-Based Investing Accounts

15:33 - Debt

20:25 - Net Worth Allocation

24:29 - Restrucutre Debt

26:48 - Aligning Your Financial Goals With Your Life

LET'S CONNECT!

James

Facebook LinkedIn Website

Scott

Facebook Twitter Website

ENJOY THE SHOW?

Don’t miss an episode, subscribe via iTunes, Stitcher, Spotify, or Google Play.

Leave us a review on iTunes.

Have a money question you want us to answer? Submit one here

Scott and James discuss how to invest during a bear market.

Planning Points Discussed

• Utilizing Time Efficiently
• Capital Appreciation
• Purchasing Power
• Other issues (IRAs, Inflation, Financial Goals, etc.)

Timestamps:

3:27 - What To Do As Investors Now

6:52 - Prices Are Reflected Today

11:03 - Averages Are In Your Favor

14:27 - Recovery Statistics

17:06 - Relatively "Normal"

17:44 - Aligning Your Financial Goals With Your Life

LET'S CONNECT!

James

Facebook LinkedIn Website

Scott

Facebook Twitter Website

ENJOY THE SHOW?

Don’t miss an episode, subscribe via iTunes, Stitcher, Spotify, or Google Play.

Leave us a review on iTunes.

Have a money question you want us to answer? Submit one here

Scott and James discuss how to retire early.

Planning Points Discussed

• Utilizing Time Efficiently
• Capital Appreciation
• Purchasing Power
• Other issues (IRAs, Inflation, Financial Goals, etc.)

Timestamps:

2:05 - FIRE Movement

5:05 - Non-Traditional Retirement

7:25 - Social Security

10:09 - Additional Considerations

11:25 - Military Considerations

13:40 - Gap Fund

15:50 - What Will You Really Enjoy?

17:44 - Aligning Your Financial Goals With Your Life

LET'S CONNECT!

James

Facebook LinkedIn Website

Scott

Facebook Twitter Website

ENJOY THE SHOW?

Don’t miss an episode, subscribe via iTunes, Stitcher, Spotify, or Google Play.

Leave us a review on iTunes.

Have a money question you want us to answer? Submit one here