Household debt is at record levels as US consumers spend, spend and spend some more. And with America's interest rates set to rise again, could there be trouble ahead?

Former Federal Reserve governor Randy Kroszner tells presenter Manuela Saragosa that watching the debt problem get fixed will be like "watching paint dry" - but that it is a deliberately slow process, to avoid shocks to consumers.

We hear from retirees in the US who are struggling with debt - and one expert who says that the current workforce may not be able to rely on their pensions when they retire.

Also in the programme, Ryan Holmes, the chief executive and founder of social media managing software, Hootsuite, gives his take on whether a company can survive these days without a presence on social media.

(Image: Credit cards in a wallet. Credit: Getty Images Staff)