Mortgage prepayments just hit a 3.5-year high as softening rates spark a new wave of refinances. At the same time, ICE reports rising foreclosure activity—driven largely by FHA and VA loans. In this episode, Kathy Fettke breaks down the latest ICE First Look report, including falling delinquency rates, shifting borrower behavior, and what these trends mean for real estate investors heading into 2026.

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SOURCE: https://mortgagetech.ice.com/resources/data-reports?tagIdGroups=&requiredTagIds=161812%2C161815&activeOnly=false