In this episode, we discuss how you can obtain lifetime income from a fixed-index annuity without annuitizing your contract, and how they are also comparable to more income dedicated options. We also discuss one of the most popular and fastest growing annuities out there- the Registered Index Linked Annuity (RILAs). We detail how RILAs are structured and how you can create more market-driven structured returns in their implementation. In conclusion, we detail why the tax characteristics of certain annuities enable you to utilize them as asset accumulation tools in addition to their insurance component. Listen now to learn more! 

Links

Join our Retirement Income Masterclass to learn about the RISA® and how to use it and market it within your practice. Sign up here: www.risaprofile.com/advisors 

This episode is sponsored by Retirement Researcher https://retirementresearcher.com/. Download their free eBook, 8 Tips to Becoming A Retirement Income Investor at retirementresearcher.com/8tips

We speak with Jessica Wunder, CFP®, RICP®, CRPC® and Alana Light, CFP®, RICP® from McLean Asset Management about how the RISA® is used to transition clients into a retirement income plan. We discuss the optimal time to introduce the RISA, what happens if the RISA® points to something different than what a client is currently doing, and how the RISA® can be used by couples who are also transitioning the financial responsibilities between them as they age. Listen Now to learn more! 

Links:

McLean Asset Management: www.mcleanam.com/contact-us/

Join our Retirement Income Masterclass to learn about the RISA® and how to use it and market it within your practice. Sign up here: www.risaprofile.com/advisors

This episode is sponsored by McLean Asset Management. Visit https://www.mcleanam.com/roth/ to download McLean's free eBook, "Is a Roth Conversion Right For You?"

As in the previous episodes on annuities, Wade and Alex break down the components of Fixed Indexed annuities (FIAs). They detail the most salient features common across their contract structures and help you determine what features are right (or wrong) for what you are trying to accomplish within a retirement income strategy. They also break down the main differences and similarities between FIAs and income and variable annuities. Listen now to learn more!

Links

Join our Retirement Income Masterclass to learn about the RISA® and how to use it and market it within your practice. Sign up here: www.risaprofile.com/advisors 

This episode is sponsored by Retirement Researcher https://retirementresearcher.com/. Download their free eBook, 8 Tips to Becoming A Retirement Income Investor at retirementresearcher.com/8tips

Wade and Alex speak with Charles Pettit who runs a series of financial education courses for the public called Financial Foundations Course. While open to all, Charles developed this course to help the underserved individuals in the military and their families make more informed financial decisions. Charles shares his fascinating arc and we are honored that the RISA® has a small role to play in his very big story. Listen now to learn more!

Links

Join our Retirement Income Masterclass to learn about the RISA® and how to use it and market it within your practice. Sign up here: www.risaprofile.com/advisors **PLEASE NOTE: Since the live recording of this episode, this event has been rescheduled to August 28th and 29th.**

CSP Financial Group: https://www.cspfinancialgroup.com/

This episode is sponsored by McLean Asset Management. Visit https://www.mcleanam.com/roth/ to download McLean's free eBook, "Is a Roth Conversion Right For You?"

In this episode, Wade and Alex discuss the practicalities variable annuities. They take all, the terms from the first episode and point of their real life implication so you can  become an informed consumer if they fit your retirement income style. Listen now to learn more!

Links

Join our Retirement Income Masterclass to learn about the RISA® and how to use it and market it within your practice. Sign up here: www.risaprofile.com/advisors **PLEASE NOTE: Since the live recording of this episode, this event has been rescheduled to August 28th and 29th.**

This episode is sponsored by Retirement Researcher https://retirementresearcher.com/. Download their free eBook, 8 Tips to Becoming A Retirement Income Investor at retirementresearcher.com/8tips

Wade and Alex speak with Larry Greenwald of BlackDiamond Wealth about how he uses the RISA® to clarify his messaging to clients about their retirement income options. We dig deep into Larry’s wealth of experience where he describes how it was difficult to express to clients potential retirement income approaches and how the RISA® fast forwards that process in a clear and understandable manner. Listen Now to learn more!

Links

Join our Retirement Income Masterclass to learn about the RISA® and how to use it and market it within your practice. Sign up here: www.risaprofile.com/advisors **PLEASE NOTE: Since the live recording of this episode, this event has been rescheduled to August 28th and 29th.**

BlackDiamond Wealth: https://blackdiamondwealth.com/

This episode is sponsored by McLean Asset Management. Visit https://www.mcleanam.com/roth/ to download McLean's free eBook, "Is a Roth Conversion Right For You?"

As in the previous episodes on annuities, Wade and Alex break down the components of variable annuities. They detail the most salient features common across their contract structures and help you determine what features are right (or wrong) for what you are trying to accomplish within a retirement income strategy. They also go into some of the most frequently asked questions surrounding variable annuities. Listen now to learn more!

Links

Join our Retirement Income Masterclass to learn about the RISA® and how to use it and market it within your practice. Sign up here: www.risaprofile.com/advisors

This episode is sponsored by Retirement Researcher https://retirementresearcher.com/. Download their free eBook, 8 Tips to Becoming A Retirement Income Investor at retirementresearcher.com/8tips

First and foremost, RISA® aside- It is a wonderful episode demonstrating the power of the Hunter family!

Alex and Wade speak to the father and son combo of Brad and Hunter. Hailing from the Ozarks, they discuss how they utilize the RISA® the get to the heart of the matter with their prospects. They describe their RISA® process and how it facilitates the presentation of different retirement income options based on the individual profile. Additionally, they discuss how they then provide solutions across their firm. Three generations of financial professionals can’t be wrong! Listen now to learn more!

Links

Join our Retirement Income Masterclass to learn about the RISA® and how to use it and market it within your practice. Sign up here: www.risaprofile.com/advisors

Find out more about Brad and Hunter- https://guaranteedsafemoney.com/

This episode is sponsored by McLean Asset Management. Visit https://www.mcleanam.com/roth/ to download McLean's free eBook, "Is a Roth Conversion Right For You?"

In this week's episode, Wade and Alex break down the basic Single Premium Immediate Annuities (SPIA) and Deferred Immediate Annuities (DIA) and describe how these traditional annuities can function as a personal pension for your essential expenses in retirement. Listen Now to learn more!

Links

If you are a financial professional looking to learn more about the RISA® and Retirement Income best practices join our Retirement Income Masterclass at risaprofile.com/advisors

This episode is sponsored by Retirement Researcher https://retirementresearcher.com/. Download their free eBook, 8 Tips to Becoming A Retirement Income Investor at retirementresearcher.com/8tips

We kick off our “RISA® in Action” arc with our very own advisors, Jason Rizkallah, CFP®, RICP® and Stephen Pomanti, MS, MSFS, CFP®, ChFC®, CLU®. Coming fresh off our Retirement Income Challenge for Consumers where our participants completed over 300 RISAs, we discuss how the RISA® leads our efforts to identifying how individual preferences inform the financial planning and subsequent implementation of personal retirement income strategies.

Links

If you are an individual consumer and want to learn more about the RISA® click here to be directed to our sister firm McLean Asset Management and ask about the RISA®: https://www.mcleanam.com/start/

If you are an advisor and want to see how the RISA® can fit into your advisory firm, click here to sign up for our upcoming Retirement Income Masterclass in August: https://risaprofile.com/advisors

If you want to learn more about the RISA® in general go to https://risaprofile.com/

This episode is sponsored by McLean Asset Management. Visit https://www.mcleanam.com/roth/ to download McLean's free eBook, "Is a Roth Conversion Right For You?"