In this episode, Wade and Alex welcome Kelly Waltrich, a RISA® Advisory Board Member and one of the leading marketing figures in our industry. They discuss how the different marketing messages over the years have shifted; some for the better and others for the worst. They point out how as a consumer you can identify if someone is really interacting with you with authenticity or a veiled pitch under the auspices of having “your best interest in mind.” They also review how advisors can differentiate themselves in their messaging and their client service approach. There is plenty in this episode for both advisors and consumers. Listen now to learn more!

Links:

Intention.ly- https://intention.ly/

Retirement Income Master Class for Advisors Registration Page: https://risaprofile.com/masterclass

This episode is sponsored by McLean Asset Management. Visit https://www.mcleanam.com/roth/ to download McLean's free eBook, "Is a Roth Conversion Right For You?"

For this holiday week, Wade and Alex will recap Episode 9 of Retire With Style. The research discussed in this episode has now been published by The Alliance for Lifetime Income. Find links to this article in the show notes below.

Wade and Alex examine the RISA® Profile against a popular retirement income strategy selection tool; the Risk Tolerance Questionnaire.

Which one better accounts for:

• The new risks in retirement

Find out as we review the results from our latest research.

Links

Risk Tolerance Questionnaires And Retirement Income Concerns: https://www.protectedincome.org/research/risk-tolerance-questionnaires-and-retirement-income-concerns/

Retirement Income Master Class for Advisors Registration Page: https://risaprofile.com/masterclass

This episode is sponsored by Retirement Researcher https://retirementresearcher.com

In this episode, Alex and Wade bring in Bonnie Treichel, Chief Solutions Officer for Endeavor Retirement and key member of the Retirement Income Consortium, to discuss whether annuities can play an effective role in helping millions of Americans retire with contractual income solutions for their retirement income paycheck. We also discuss the current landscape of the retirement plan landscape and how it’s evolving to continue to meet the needs of individuals. Listen now to learn more!

Links:

Endeavor Retirement: https://endeavor-retirement.com/

Retirement Income Master Class for Advisors Registration Page: https://risaprofile.com/masterclass

This episode is sponsored by McLean Asset Management. Visit https://www.mcleanam.com/roth/ to download McLean's free eBook, "Is a Roth Conversion Right For You?"

In this episode, Wade and Alex invite Jason Fichtner to discuss how the Alliance for Lifetime Income contains a wealth of resources for both consumers and financial professionals on retirement income strategies. Jason, leads many of the research efforts for Alliance for Lifetime Income and also serves as the Chief Economist for the Bipartisan Policy Center. We discuss the main themes of retirement planning research geared towards improving dignified retirements and the release of three RISA® papers and their role in helping consumers select retirement income strategies. Listen now to learn more!

Alliance for Lifetime Income: https://www.protectedincome.org/tools-guides/

Limited Registration RISA® Masterclass for Financial Professionals: www.risaprofile.com/masterclass

This episode is sponsored by Retirement Researcher https://retirementresearcher.com/. Download their free eBook, 8 Tips to Becoming A Retirement Income Investor at retirementresearcher.com/8tips

In this episode, we welcome John Faustino, Head of Fi360 a Broadridge Company to discuss the following:

• His decision to join the RISA® Professional Advisory Board

Links:

Retirement Income Master Class for Advisors Registration Page: https://risaprofile.com/masterclass

Retirement Income Consortium:

https://www.broadridge.com/resource/asset-management/retirement-income-consortium

This episode is sponsored by McLean Asset Management. Visit https://www.mcleanam.com/roth/ to download McLean's free eBook, "Is a Roth Conversion Right For You?"

Most Americans become eligible for Medicare at age 65.  For early retirees, the subsidies provided for Affordable Care Act health insurance plans can make this an attractive source for health insurance coverage. But the way these subsidies are determined is complicated. In this episode, Wade and Alex discuss some tax planning considerations to keep in mind for those receiving health insurance through an Affordable Care Act plan. Listen to this episode to learn more!

 Read Wade's full article referenced in this episode here: https://www.advisorperspectives.com/articles/2022/11/14/tax-planning-and-health-insurance-premium-subsidies-under-the-affordable-care-act

This episode is sponsored by Retirement Researcher https://retirementresearcher.com/.

Download their free eBook, 8 Tips to Becoming A Retirement Income Investor at retirementresearcher.com/8tips

In this special episode, Wade and Alex introduce and welcome Michael Finke, Ph.D. to our RISA® Professional Advisory Board. We also speak with him on his recent article, Forget What You Know about Stock Returns   (https://www.advisorperspectives.com/articles/2022/08/22/forget-what-you-know-about-stock-returns), where we discuss the frequency (or lack thereof) in which retirees can be expect stocks to outperform bonds. We also provide alternate ways investors can capture other premiums for retirement income. Listen to this episode to learn more!

To sign up for the Retirement Income Masterclass where we discuss how you can use the RISA® for your practice; Sign up here: https://risaprofile.pages.ontraport.net/2-Day-Masterclass (This Masterclass is intended for Financial Professionals)

This episode is sponsored by McLean Asset Management. Visit https://www.mcleanam.com/roth/ to download McLean's free eBook, "Is a Roth Conversion Right For You?"

Wade and Alex discuss the foundational decisions that you need to consider as you are in the thick of the Medicare Open Enrollment Period. Is it worth reviewing this decision on a yearly basis? Is there a better choice if you plan on living in multiple places during the year? Is there a better option if you have a chronic illness? How often can you switch plans? Get answers to these questions and more for yourself or a loved one.

Join our waitlist to be notified of the next consumer Retirement Income Challenge: retirementresearcher.com/challenge 

This episode is sponsored by Retirement Researcher https://retirementresearcher.com/.

Download their free eBook, 8 Tips to Becoming A Retirement Income Investor at retirementresearcher.com/8tips

Tax Loss Harvesting is one of those "advanced" portfolio management techniques that you hear about. And with the recent market performance, we've been hearing about it a lot lately. So, we decided to bring Bob French, from Retirement Researcher, back to discuss Tax Loss (and Gain!) Harvesting - what it is, how it works, where the pitfalls are, and if you might want to incorporate it into your portfolio management strategy. Listen now to learn more!

This episode is sponsored by McLean Asset Management. Visit https://www.mcleanam.com/roth/ to download McLean's free eBook, "Is a Roth Conversion Right For You?"

Wade and Alex welcome back Bob French as they break down historical party affiliations and subsequent stock market returns across Presidential, Senate, and Congressional Elections. Do general party themes contribute to positive returns? Are they consistent throughout time? Do unified or split branches work in the stock markets favor? Does it matter?

**Register to attend our Retirement Income Challenge starting Monday, November 7th by visiting retirementresearcher.com/challenge**

This episode is sponsored by Retirement Researcher https://retirementresearcher.com/.

Download their free eBook, 8 Tips to Becoming A Retirement Income Investor at retirementresearcher.com/8tips