Doug and Carl talk about the shift from saving to spending in retirement. It’s not always easy to go from being a big saver to a big spender. Or even a little spender.

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**Disclaimer: The podcast is for informational purposes. Maybe entertainment but we won't even make such a claim. You shouldn't take the info as financial, legal, or tax advice. We aren't certified financial planners or advisors. We're not qualified for much. So get advice from professionals.**

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0:00 Introduction

1:22 New acquisitions

8:31 How often Carl & Doug review finances

18:38 Doug’s budget & expense tracking

24:53 Buying more time

29:21 Prioritizing experiences, health, quality of life

38:33 Happiness

48:05 Splurging

56:06 Don’t try to optimize

1:01:06 Support the show

1:05:51 Soundcheck - Carl & Mindy’s guest appearance