BiggerPockets Real Estate Podcast

Retiring 15 Years Early by Buying Rentals on Repeat (HELOCs!)


Listen Later

What if you could shave 15 years off your working career? Whether you love your job or hate it, having the option to retire early on a schedule you choose is something we are all working toward. Thankfully, you don’t need 100 properties to do it. Today’s guest did it with 15, slowly building a rental property portfolio and recycling his home equity so he could scale faster and reach financial freedom sooner.


Tony DeGiacomo lived with his parents for years while buying rentals. Every single dollar he made was designated for a new rental property. He knew his goal: long-term wealth through real estate, even if it took some time. Some twenty years later, he’s got 15 properties, 30 or so units, and could comfortably live off the cash flow of his first property purchases. How’d he scale his respectable portfolio? Using HELOCs (home equity lines of credit) to turn one rental into multiple.


Today, he talks about the even bigger deals he’s doing, how to make money before, during, and after a crash, and the reason he’s switched from buying to building properties for better returns. Tony can comfortably retire at 50, but will he when he’s having so much fun with real estate? No matter what he chooses, you can follow his “formula” to retire over a decade earlier.


In This Episode We Cover

How to retire 15 years earlier with a small (but scalable) rental portfolio 

How to use HELOCs (home equity lines of credit) to invest in rentals faster 

Why it’s crucial to have active income to buy real estate (DON’T quit your day job!)

Building and converting commercial properties into rentals  

Why real estate is the best “get rich slow” scheme for regular people 

And So Much More!


Check out more resources from this show on ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠BiggerPockets.com⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ and ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://www.biggerpockets.com/blog/real-estate-1153

Interested in learning more about today’s sponsors or becoming a BiggerPockets partner yourself? Email ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠[email protected]⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠.

Learn more about your ad choices. Visit megaphone.fm/adchoices

...more
View all episodesView all episodes
Download on the App Store

BiggerPockets Real Estate PodcastBy BiggerPockets

  • 4.8
  • 4.8
  • 4.8
  • 4.8
  • 4.8

4.8

16,507 ratings


More shows like BiggerPockets Real Estate Podcast

View all
The Real Estate Guys Radio Show - Real Estate Investing Education for Effective Action by The Real Estate Guys

The Real Estate Guys Radio Show - Real Estate Investing Education for Effective Action

706 Listeners

Rich Dad Radio Show: In-Your-Face Advice on Investing, Personal Finance, & Starting a Business by The Rich Dad Media Network

Rich Dad Radio Show: In-Your-Face Advice on Investing, Personal Finance, & Starting a Business

3,843 Listeners

Rental Income Podcast With Dan Lane by Rental Income Podcast

Rental Income Podcast With Dan Lane

834 Listeners

Passive Real Estate Investing by Real Estate Investing with Marco Santarelli, Investor and Entrepreneur.

Passive Real Estate Investing

969 Listeners

Lifetime Cash Flow Through Real Estate Investing by Rod Khleif

Lifetime Cash Flow Through Real Estate Investing

1,407 Listeners

Real Wealth Show: Real Estate Investing Podcast by Kathy Fettke / RealWealth

Real Wealth Show: Real Estate Investing Podcast

409 Listeners

Tax Smart Real Estate Investors Podcast by Hall CPA

Tax Smart Real Estate Investors Podcast

426 Listeners

BiggerPockets Money Podcast by BiggerPockets

BiggerPockets Money Podcast

3,079 Listeners

Real Estate Investing with Coach Carson by Chad Coach Carson

Real Estate Investing with Coach Carson

622 Listeners

BiggerPockets Business Podcast by BiggerPockets

BiggerPockets Business Podcast

693 Listeners

Ken McElroy Show by Ken McElroy

Ken McElroy Show

722 Listeners

Real Estate Rookie by BiggerPockets

Real Estate Rookie

1,834 Listeners

BiggerPockets Daily by BiggerPockets

BiggerPockets Daily

326 Listeners

PassivePockets: The Passive Real Estate Investing Show by PassivePockets, Jim Pfeifer, and Left Field Investors

PassivePockets: The Passive Real Estate Investing Show

133 Listeners

On The Market by BiggerPockets

On The Market

898 Listeners

The BetterLife Podcast by Brandon Turner and Cam Cathcart

The BetterLife Podcast

852 Listeners

The David Greene Show by David Greene

The David Greene Show

700 Listeners