Daniel Kopp, CERTIFIED FINANCIAL PLANNER, joins Spencer and Jamie on the Military Money Manual Podcast to talk about understanding your money story. Daniel introduces the 4 money scripts, which are often learned in childhood, partially true, passed down from generation to generation, and can be completely unconscious.

• Money status - is your self worth tied to your net worth?
• Money vigilance - do you save too much?
• Money worship - prevelant in the FIRE community, the idea that wealth is freedom and if you just had a bit more money, you would be happy.
• Money avoidance - do you believe money is the root of all evil?

We talk about combining money stories with a spouse and many other topics.

You can find your own Money Scripts in the test on Brad Klontz website.

Daniel Kopp is an Air Force veteran, fee only and fiduciary CFP, a writer, public speaker, and an entrepreneur. Daniel hosts the Military to Financial Planner Podcast on Spotify or Apple Podcasts.

Daniel founded the firm Wise Stewardship Financial Planning, which provides fiduciary financial advice with a special focus on young widows and widowers, as well as service members and their families. Daniel brings a unique and compassionate approach to helping those going through the worst possible life events.

Learn how to get your annual fees waived on premium credit cards from American Express and Chase in the Ultimate Military Credit Cards Course at militarymoneymanual.com/umc3.

The Platinum Card® from American Express and the American Express® Gold Card waive the annual fee for military spouses and active duty military servicemembers, including Guard and Reserve on active orders over 30 days. The annual fees on all personal Amex and Chase cards are waived for military spouse dependents of active duty troops.

If you have a question you would like us to answer on the podcast, please reach out on instagram.com/militarymoneymanual or email [email protected].

If you want to maximize your military paycheck, check out Spencer's 5 star rated book The Military Money Manual: A Practical Guide to Financial Freedom on Amazon at or at shop.militarymoneymanual.com.