Legacy Leaders

Richard Wira: Leveraging Life Insurance Policies for Success


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Richard Wira is a seasoned insurance professional with over 50 years of experience in the industry. As the managing director of Cool Springs Financial and president of Equote.com, he developed a deep understanding of the financial benefits of life insurance. He is passionate about helping small business owners attract and retain key employees through the use of life insurance policies as a long-term incentive. Richard's expertise lies in showcasing the living benefits of life insurance, such as chronic illness, critical illness, terminal illness, and long-term care coverage, which can provide financial security and peace of mind for individuals and their families. With a focus on personalized service and a commitment to educating his clients, Richard has become a trusted advisor in the insurance industry.

Listen to this informative Legacy Leaders episode with Richard Wira about Living Benefits of Life Insurance, Success and Loss Stories, Making a Difference & Building a Legacy, Using Life Insurance as a Recruitment Tool and Low-Cost Term Life Insurance.

Here is what to expect on this week’s show:

  • Discover how life insurance policies can attract and retain top talent for your small business
  • Learn about the financial benefits and long-term security that life insurance can provide to your employees
  • Explore real-life success stories and case studies of small businesses that have leveraged life insurance
  • Understand how leaving a positive legacy through life insurance can strengthen employee loyalty and commitment
  • Uncover the advantages of offering a tax-free income stream as an incentive to retain and motivate key employees

  • Connect with Richard Wira:

    Websites: https://equote.com/ , https://www.coolspringsfinancial.com/ 

    LinkedIn: https://www.linkedin.com/in/richard-wira-6400a410/ 

    Emails: [email protected] , [email protected] 


    With your Guest Host: Rod Hatley

    Rod Hatley, the founder of Hatley Law Group APC, embarked on his journey to become an estate planning attorney after experiencing a devastating seven-year probate process for his father's estate. His father's lack of preparation for passing on his assets led to lengthy delays and significant costs. Rod initially worked in personal injury litigation and served in the U.S. Navy JAG Corps, earning two Navy and Marine Corps Commendation Medals. In 1995, driven by his personal experience, he pursued a Master of Laws in tax law at the University of San Diego and shifted his focus to estate planning, trust, and probate law. Rod is licensed to practice in California and Tennessee. Outside of his legal practice, he enjoys scuba diving, snorkeling, and volunteering for charitable organizations like the American Cancer Society and Nice Guys San Diego.


    Connect with Rod Hatley:

    Website: https://hatleylawgroup.com/

    LinkedIn: https://www.linkedin.com/in/rodneyhatley/

    Facebook: https://www.facebook.com/HatleyLawGroupAPC/

    Twitter: https://twitter.com/rodneyhatley

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    Legacy LeadersBy Stan Miller & Katie Beth Hand

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