Interest rates have reached a peak. At least, that’s the consensus among many experts who expect rates to start to fall in the near future. So how can borrowers and savers prepare?

This week on the Friends With Money podcast, Money’s Tom Watson is joined by Rachel Wastell, personal finance expert at financial comparison website Mozo, to discuss the possible timing and impact of any future rate cuts.

• What is the Reserve Bank saying?
• When are economists expecting rates to fall?
• Are banks already adjusting their rates in anticipation?
• Is there anything mortgage holders can do to prepare?
• What should savers consider doing now?

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