Ripple CEO sits down with CoinDesk from Consensus Miami.

Ripple CEO Brad Garlinghouse joins CoinDesk Live at Consensus 2026 in Miami with a wide-ranging conversation from the Bullish-Equiniti deal to Ripple's own institutional push. Plus, why he is not an XRP maxi and his stand on AI in the modern workforce.

00:34 Bitcoin Above $80K and the Bullish-Equiniti Deal

01:21 Tokenization's "Magical Moment"

02:01 Hidden Road and XRP as Institutional Collateral

02:13 Coinbase Layoffs and Crypto's Speculation Problem

02:55 Why Ripple Sees AI as a Growth Accelerant, Not a Cut

03:57 AI Isn't the ‘Boogeyman’

05:06 How Ripple Uses AI Across Finance, Marketing, and Code

06:04 U.S. Crypto Market Structure

07:18 Ripple's Brand and the XRP Army

08:11 Why Tribalism Hurts Crypto: It's a Multi-Chain World

09:03 Ripple's Mission for XRP Adoption, Liquidity, and Trust

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This interview was hosted by Jennifer Sanasie and Sam Ewen.