In this episode we go through the basics about the taxation of ordinary brokerage accounts at an elementary level and answer questions from Brian and Jamie about taxation of intermediate savings and tax location approaching retirement.  Links:

Tax Schedules for Ordinary Income:  2021 Tax Brackets and Other Tax Changes (investopedia.com)

Long-Term Capital Gains Information and Tax Schedules:  Capital Gains Tax 101  (investopedia.com)

Bogleheads on Investing Episode 032:  Phil DeMuth, host Rick Ferri (podbean.com)

Using the Zero Percent LTCG's Rate In Retirement:  Never Pay Taxes Again - Go Curry Cracker!

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In this episode we answer a question from Melissa about a Merriman Four-Fund Combo Portfolio, a question from Tony about a whole lot of stuff and then move to our weekly portfolio reviews of the sample portfolios you can find at The Risk Parity Radio Portfolios Page

Additional Links:

Merriman Retirement Portfolio:  6 Steps to the Ultimate Retirement Portfolio | Paul Merriman

Analysis Tweaking The Merriman Portfolio:  Backtest Portfolio Analysis (portfoliovisualizer.com)

Long Term Treasuries/Stock Market Comparison:  Backtest LT Treasuries Portfolio Analysis (portfoliovisualizer.com)

Correlation Comparison of GNR and PDBC:  Correlations Comparison (portfoliovisualizer.com)

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In this episode, we answer a question from Mark about preparing for his impending retirement and begin our analysis of the SPDR Long Term Corporate Bond Fund, SPLB, using David Stein's Ten Questions to Master Investing:

1.  What is it?
2.  Is it an investment, a speculation, or a gamble?
3.  What is the upside?
4.  What is the downside?
5.  Who is on the other side of the trade?
6.  What is the investment vehicle?
7.  What does it take to be successful?
8.  Who is getting a cut?
9.  How does it impact your portfolio?
10.  Should you invest?

Links:  

Episode 68 And Links:   Risk Parity Radio Episode 68

Asset Correlation Analyzer:   Asset Correlations (portfoliovisualizer.com)

Episode 14 (Bonds Part One):  Risk Parity Radio Episode 14

Episode 16 (Bonds Part Two):  Risk Parity Radio Episode 16

SPLB Fact Sheet:  Fact Sheet:  SPDR® Portfolio Long Term Corporate Bond ETF

SPLB Summary Prospectus:  Summary Prospectus for SPLB

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In this action-packed bonus episode we answer listener questions from Javen, Tim, Julie, Don and Jacob about an experimental portfolio, valuation metrics and academic studies on risk parity, variations on the Risk Parity Ultimate sample portfolio, highly correlated meat products and total bond funds.  Relevant Links:

Javen S XVZ link:  How Does Barclays’ XVZ ETN Work? | Six Figure Investing

Javen S Portfolio Backtest:  Backtest Portfolio Asset Allocation

Berkeley Academic Paper:  risk parity111111.pdf (berkeley.edu)

Managing Multi-Asset Strategies Chapter 4:  Chapter-4-from-Managing-MultiAsset-Strategies-2018.pdf - Google Drive

The All-Weather Story:  All-Weather-Story.pdf

Risk Parity Ultimate Variants:  RPU Portfolio Backtest

The Mega REIT Correlation Matrix:  Asset Correlations

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We begin this episode by answering questions from Claudia, Jane and Richard, about bond tents, Roth IRAs for teenagers and long-term treasury bonds, then set up for a couple new episodes to be made in the future with Jason and Erik, and then moving to our weekly portfolio reviews of the sample portfolios you can find at The Risk Parity Radio Portfolios Page

Additional links:

Michael Kitces Bond Tent Article:  The Portfolio Size Effect And Optimal Equity Glidepaths

Early Retirement Now Data Sets:  EarlyRetirementNow SWR Toolbox v2.0

Early Retirement Now SWR Series #34:  Using Gold as a Hedge against Sequence Risk

Bond Convexity Article:  High Profits at Low Rates: The Benefits of Bond Convexity – Portfolio Charts

Father McKenna Center:  Home - The Father McKenna Center

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We begin this episode with two emails from Maggie and Dominic and then move on to the second half of an analysis of the ETF IVOL, the Quadratic Interest Rate Volatility and Inflation Hedge ETF, as suggested by listener Boone B.  For the analysis, we use David Stein's Ten Questions to Master Investing:

1.  What is it?
2.  Is it an investment, a speculation, or a gamble?
3.  What is the upside?
4.  What is the downside?
5.  Who is on the other side of the trade?
6.  What is the investment vehicle?
7.  What does it take to be successful?
8.  Who is getting a cut?
9.  How does it impact your portfolio?
10.  Should you invest?

Additional Links:

Portfolio Visualizer Analyzer By Asset Class (for Dominic):  Backtest Portfolio Asset Class

IVOL Information Page:  IVOL | IVOL (ivoletf.com)

IVOL Asset Correlation Analysis:  IVOL Correlations

Portfolio Analysis of All Seasons vs. All Seasons w/IVOL:  Backtest All Seasons Portfolios

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In this episode we take in emails from Anita, Ethan, Julie, Jeff and Ron and discuss structured products, small-cap value funds, using risk-parity portfolios for intermediate goals and experimenting with leveraged portfolios and bitcoin.  And THEN we have our weekly portfolio review  of the portfolios you can find at The Risk Parity Radio Portfolios Page

Additional links:

Correlation matrix of small-cap funds:  Small Cap Asset Correlations

Assorted Portfolios With And Without Leverage At Optimized Portfolios:  Optimized Portfolios Page 

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We begin this episode with our monthly rant -- this time about crystal balls and the CAPE ratio and the move on to the first half of an analysis of the ETF IVOL, the Quadratic Interest Rate Volatility and Inflation Hedge ETF, as suggested by listener Boone B.  For the analysis, we use David Stein's Ten Questions to Master Investing:

1.  What is it?
2.  Is it an investment, a speculation, or a gamble?
3.  What is the upside?
4.  What is the downside?
5.  Who is on the other side of the trade?
6.  What is the investment vehicle?
7.  What does it take to be successful?
8.  Who is getting a cut?
9.  How does it impact your portfolio?
10.  Should you invest?

Links:

Article: Why You Shouldn't Rely Only On The Shiller CAPE Ratio To Predict Market Valuation – Wes Moss

Article:  Crystal Balls and CAPE - Financial Symmetry, Inc.

Article:   Does Your Wealth Manager Need a Crystal Ball... or Just Balls of Steel? (linkedin.com)

Article:  Is the Market Overvalued or are the Measuring Gauges Broken? - Articles - Advisor Perspectives

IVOL Summary Prospectus:  Quadratic Interest Rate Volatility and Inflation Hedge ETF

IVOL Information Page:  IVOL | IVOL (ivoletf.com)

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In this mailbag extravaganza we tackle questions and comments about podcast humor, intermediate-term investing with the Golden Ratio portfolio, tax-loss harvesting, bonds and dogs and cats living together, AND do our weekly and monthly portfolio reviews of the the sample portfolios you can find at Sample Portfolios | Risk Parity Radio

Additional links:

Asset Correlation Calculator:  Asset Correlations (portfoliovisualizer.com)

Money For The Rest Of Us Podcast About Bonds:  Why in the World Would You Own Bonds? | Money For The Rest of Us

The Mass Hysteria Caused by Dogs and Cats Living Together:  dogs-and-cats-living-together-mass-hysteria

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In this episode we follow up on Episodes 64 and 66 by applying a process with which to approach retirement to listener Chuck H's situation.  Links to help you with your retirement portfolio issues:

The Best Free Retirement Spending Calculator:  RETIREMENT SPENDING – Portfolio Charts

Income Tax Brackets for 2021: 
2021 Tax Brackets and Other Tax Changes (investopedia.com)

Capital Gains Tax Brackets for 2021:  Capital Gains Tax (investopedia.com)

Qualified Dividends Info:  Qualified Dividend Definition (investopedia.com)

Go Curry Cracker Tax Strategy:  Never Pay Taxes Again - Go Curry Cracker!

Mad Fientist Roth Conversions and More:  How to Access Retirement Funds Early (madfientist.com)

Taxation of Gold:  Metal, Money, and the Measurable Value of Gold – Portfolio Charts

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