Risk Parity Radio

In this episode, we answer emails from Adam, Amit, Jeffrey and Kevin.  We discuss  alternative theoretical withdrawal strategies and tools to model them, practical considerations for withdrawals, milkshakes, the differences between the sample portfolios and their withdrawal percentages, Torqemada, modeling leveraged accumulation portfolios, the ups and downs of growth funds and value funds, and Kevin's desires for More Cowbell.

Links:

Monte Carlo simulation with a life expectancy withdrawal strategy:  Monte Carlo Simulation (portfoliovisualizer.com)

Portfolio Charts Retirement Spending Calculator:  RETIREMENT SPENDING – Portfolio Charts

YouTube Tutorial For Retirement Spending Calculator:  Tutorial #1: Portfolio Charts Retirement Spending Calculator - YouTube

Ben Felix Video On Using Leverage:  Investing With Leverage (Borrowing to Invest, Leveraged ETFs) - YouTube

Portfolio Visualizer Simulated Accumulation In Three Portfolios:  Backtest Portfolio Asset Allocation (portfoliovisualizer.com)

Sample M1 Leveraged Portfolio (and others):  M1 Pies: Manage and Optimize Your Portfolio Like a Pro (choosefi.com)

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In this episode we address emails from Alexi, Ron, Niklas, Jody and Brian.  We discuss levered portfolios, Spinal Tap, the fabulous generosity of our listeners, currency risk, website data improvements, and options for a 20-something with or without leverage. 

And THEN we our go through our weekly portfolio reviews of the seven sample portfolios you can find at Portfolios | Risk Parity Radio.

Additional links:

REIT Episodes:  Podcast #19 and Podcast #21| Risk Parity Radio

Mega REIT Correlation Matrix:  Asset Correlations -- lotsa REITS

Simplify SPYC ETF:  SPYC Simplify US Equity PLUS Convexity ETF | Simplify

Alexi's Leveraged Portfolio:  Backtest Portfolio Asset Allocation (portfoliovisualizer.com)

Alexi's Portfolio Correlation Matrix:  Asset Correlations (portfoliovisualizer.com)

Unicorn Bay Correlation Analyzer:  Asset Correlations for Free | Unicorn Bay

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In this episode we answer emails from Spencer, Hannalore, Keith and Claire.  We discuss a new article at Portfolio Charts, leveraged intermediate treasury bonds and their possibilities and implications, and invitations for ads.

Links:

Ingredients Article:  Three Secret Ingredients of the Most Efficient Portfolios – Portfolio Charts

Bias-Variance Dilemma Episodes:  Podcast #49| Risk Parity Radio; Podcast #64| Risk Parity Radio; Podcast #66| Risk Parity Radio

Hannalore's Seeking Alpha Article:  TYA: A Better Version Of TLT And My Top Fixed-Income Pick (NASDAQ:TLT) | Seeking Alpha

TYA Fund Page:  TYA Simplify Risk Parity Treasury ETF | Simplify

Portfolio Visualizer Analyzer Analysis of TYD:  Backtest Portfolio Asset Allocation (portfoliovisualizer.com)

Keith's Bogleheads Forum Link:  Modified versions of HFEA with ITT and Futures / Lifecycle Investing with Modern Portfolio Theory - Bogleheads.org

Keith's Beta Article Link:  Betting against Beta (and Gamma) Using Government Bonds - Federal Reserve Bank of New York - FEDERAL RESERVE BANK of NEW YORK (newyorkfed.org)

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In this episode we answer emails from Mark B, Matt, Kevin, Arun and Danny.  We discuss GBTC, my idiosyncrasies, the G-Fund in the TSP, SWAN and More Cowbell, the mechanics of using a risk-parity portfolio for intermediate accumulation, a 3 liter bottle of Chianti, and the limitations of the data set in portfolio visualizer.

And THEN we our go through our weekly portfolio reviews of the seven sample portfolios you can find at Portfolios | Risk Parity Radio and zero in on the diversification benefits of the Risk Parity Ultimate portfolio.

Additional Links:

TSP G-Fund:  G Fund composition | Thrift Savings Plan (tsp.gov)

Episode 123 re additional SWAN analysis:  Podcast #123 | Risk Parity Radio

Portfolio Charts Article About March 2020 Portfolio Performances:  Asset Allocation in the Most Painful Month – Portfolio Charts

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In this episode we answer questions from Stephen (Superb Diamond Range), Alan, Chris, Neil, and Esek.  We discuss my limitations, the failings of my podcast, the crypto-currency PAXG, using leveraged ETFs for accumulation and the latest in the Risk Parity Radio YouTube Tutorials.  Enjoy!

Links:  

ChooseFI M1 Levered Risk Parity Portfolio:  Experimental RPR Lever | M1 Finance

Introduction to the Accelerated Permanent Portfolio:  Episode #8 | Risk Parity Radio

Introduction to the Aggressive Fifty Fifty Portfolio:  Episode #10| Risk Parity Radio

Introduction to the Levered Golden Ratio Portfolio:  Episode #103 | Risk Parity Radio

New YouTube Tutorial:  Tutorial #3: Portfolio Visualizer Asset Allocation Backtester - YouTube

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In this episode, first off we address emails from Patrick, Frank, Hannelore, Peter, and Thomas and Angela.  We discuss allocating the Golden Ratio sample portfolio at M1 Finance, minimum meaningful allocations to gold and treasury bonds, where we find Safe Withdrawal Rate calculations and how to buy the Risk Parity Radio NFTs.

And THEN we our go through our weekly portfolio reviews of the seven sample portfolios you can find at Portfolios | Risk Parity Radio

Additional Links:

M1 Golden Ratio Sample Portfolio:  Golden Ratio | M1 Finance

Falling Upward:  Falling Upward: A Spirituality for the Two Halves of Life by Richard Rohr | Goodreads

Portfolio Charts SWR Calculator:  WITHDRAWAL RATES – Portfolio Charts

Michael Kitces Interview:  An Interview With Michael Kitces - Motley Fool Answers | The Motley Fool

Peter's Instructions for destroying the Death Star:

- I put ETH into my Coinbase Wallet (the Coinbase Wallet app is separate from a regular Coinbase account)

- Clicked purchase on the NFT in OpenSea, which provides a QR code

- Scanned the code with the Wallet app, which initiated the multi step process to transfer the ETH to Polygon, this is where the gas charges are paid

- Once the transfer is done there were a couple of more steps between OpenSea and the Wallet app and the purchase was complete

Thomas's Instructions for destroying the Death Star:

1) I went to the Risk Parity Radio NFT openseas page, then activated the google chrome extension Metamask to purchase ETH(polygon). They use Moonpay as the platform to take care of the transaction (they also require a picture of your driver's license and selfie for "security purposes")

2) I purchased 30$ minimum which charges $3.99 for this transaction.

3) My first attempt was flagged on my debit card (Wells Fargo, had to approve Moonpay) Second transaction went through and within 1 minute I could see ETH(polygon) in my Metamask wallet.

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In this episode we answer emails from Justin, David, Paul, Ted and "Mycontactinfo".  We discuss the new LifeGoal risk-parity based funds and other commercial concoctions, my availability for consulting, our awesome audience, dealing with a 457b Top Hat Plan and the theoretical underpinnings of most things in the universe, including financial markets.

Links:

LifeGoal Funds Page:   About LifeGoal Investment (lifegoalinvestments.com)

Comparison Analysis of AQRIX:  Backtest Portfolio Asset Allocation (portfoliovisualizer.com)

IRS Top Hat Plans Page:  Non-Governmental 457(b) Deferred Compensation Plans | Internal Revenue Service (irs.gov)

"Misbehavior of Markets" Book:  The (Mis)Behavior of Markets by Benoît B. Mandelbrot | Goodreads

YouTube Mandelbrot Set Video:  Eye of the Universe - Mandelbrot Fractal Zoom (e1091) (4k 60fps) - YouTube

"More Than You Know" Book:   More Than You Know | Columbia University Press

"Risk Savvy" Book:  Risk Savvy: How to Make Good Decisions by Gerd Gigerenzer | Goodreads

Propecting Mimetic Fractals:  The Fractal Lens - Prospecting Mimetic Fractals

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In this Barry-Barry-nice episode, we address an email from "Mandy" about her transition to retirement.  We discuss minimizing the taxes with long-term capital gains rates, a proposed NTSX-based portfolio, preferred shares funds and how to think about setting your personal withdrawal rate in a flexible way that matches your actual expenses.

Links:  

NTSX-Based Portfolio Analyses:  Backtest Portfolio Asset Allocation (portfoliovisualizer.com)

Article re Preferred Shares Funds:   Preferred Stock ETFs: Taking A Closer Look At PFFD, PFFR, PSK | Seeking Alpha

PFFV Fund Page:  Variable Rate Preferred ETF (globalxetfs.com)

Risk Parity Radio YouTube Channel:  Risk Parity Radio - YouTube

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In this episode we celebrate our latest patron Jake, announce our latest YouTube Tutorial, and then get to some emails from Ben, Andy and Keith, where we discuss accumulation portfolios and transitions, Andy's mania for Risk Parity Radio NFTs and what to do about ONL. 

Then we finish up with our weekly portfolio reviews of the seven sample portfolios you can find at Portfolios | Risk Parity Radio and look at the textbook performance of treasury bonds on Friday.

Additional Links:

New Tutorial on Portfolio Visualizer Backtester:  Portfolio Visualizer Ticker Symbol Backtester Tutorial - YouTube

New Crypto Access at Interactive Brokers:  Trade Crypto for Less Coin | Interactive Brokers LLC

Risk Parity Radio NFTs at Opensea!:  Risk Parity Radio - Collection | OpenSea

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In this episode we answer emails from Stephen, James, Randy and David.  We address a proposed 70/20/10 portfolio construction, rebalancing UPRO/TMF portfolios, portfolio constructions with trading strategies, and potential future rants. 

Then we discuss our NFT experiment, what you might consider for Giving Tuesday and Lessons and Carols.

Links:

Stephen's Interview of Me:   ‎Superb Diamond Range: Frank Vasquez of Risk Parity Radio (The Financial Series) | #49 | Risk Parity Investing | podcast | superb diamond range on Apple Podcasts

Gold Episodes:    Podcast #12 and Podcast #40| Risk Parity Radio

Portfolio Charts Portfolio Analyzer:   MY PORTFOLIO – Portfolio Charts

Randy's website:  Dual Momentum Systems

Bias-Variance Dilemma Episode:  Podcast #49| Risk Parity Radio

Money For The Rest Of Us BITO Episode:  Should You Invest in a Bitcoin ETF? | Money For The Rest of Us

Polygon Network Links:  Polygon 

Father McKenna Center Giving:   Donate - Father McKenna Center

Father McKenna Center Lessons and Carols Program:   Lessons and Carols - Father McKenna Center

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