Fintech Leaders

Ryan Graciano, Credit Karma Co-Founder - Scaling to 140 Million Users, Turning Crisis into Opportunity, Leading Product Innovation From CTO to CPO


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Miguel Armaza interviews Ryan Graciano, Co-Founder and Chief Product Officer of Credit Karma, one of the most successful fintech companies serving over 130 million customers. Credit Karma was bought by Intuit for $7.1bn in 2020, marking one of fintech’s largest acquisitions ever. Ryan began his journey as CTO after a brief stint at IBM and helped build Credit Karma from the ground up since 2007.


In this episode, we discuss:

  • Key technical decisions that shaped Credit Karma's success
  • Ryan's vision for the future of AI in personal finance
  • Lessons from raising capital and building the company during the global financial crisis
  • How to create excitement and drive organizational transformation... and a lot more!


Want more podcast episodes? Join me and follow Fintech Leaders today on Apple, Spotify, or your favorite podcast app for weekly conversations with today’s global leaders that will dominate the 21st century in fintech, business, and beyond.

Do you prefer a written summary? Check out the Fintech Leaders newsletter and join 70,000+ readers and listeners worldwide!

Miguel Armaza is Co-Founder and General Partner of Gilgamesh Ventures, a seed-stage investment fund focused on fintech in the Americas. He also hosts and writes the Fintech Leaders podcast and newsletter.

Miguel on LinkedIn: https://bit.ly/3nKha4Z

Miguel on Twitter: https://bit.ly/2Jb5oBc

Fintech Leaders Newsletter: bit.ly/3jWIp

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Fintech LeadersBy Miguel Armaza

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