Sergej Kotliar is the CEO of Bitrefill, while Matt Ahlborg recently created PPQ.AI to enable millions of users to experience LLMs without expensive subscriptions. But how are bitcoin payments doing? In this episode, they present their latest stats. Time stamps: 00:00:48 – Introducing Sergej Kotliar and Matt Aalborg

00:02:20 – Bitrefill’s Lightning Network Experience & Payment Trends

00:04:13 – Shift from Bitcoin Maximalism to Multi-Chain Usage

00:05:47 – Tron, Ethereum, and Payment Method Comparisons

00:10:04 – Defining Post-Maximalism

00:11:08 – Changing Morality and Ideology in Bitcoin

00:13:12 – Proof of Reserves & Bitcoin Company Transparency

00:14:15 – Bitrefill’s Payment Method Rankings

00:18:00 – Payment Method Percentages & Dashboard Usage

00:20:21 – Decline in On-Chain Bitcoin Payments

00:24:46 – Popular Wallets for Bitrefill Purchases

00:27:53 – Bitrefill’s Business Growth & Marketing

00:29:04 – Adoption Pace & Decentralization Tradeoffs

00:31:35 – Centralized vs. Decentralized Chains & Security

00:33:51 – Stablecoins’ Role in Crypto Payments

00:35:25 – Bitcoin as Store of Value vs. Stablecoins as Medium of Exchange

00:36:26 – American Influence & “Never Spend Your Bitcoin” Narrative

00:38:47 – Bitcoin Spending Trends & Storage Habits

00:43:34 – Crypto Usage Beyond Bitcoin & Banking Systems

00:44:24 – Bitrefill’s Current Offerings & eSIM Growth

00:47:50 – Integration with Traditional Payment Networks

00:49:29 – Loss of libertarian ethos and Bitcoin community fragmentation.

00:51:41 – Support for Privacy Coins & Chain Selection

00:57:36 – Monero Usage on PPQ.AI & Regulatory Perceptions

01:00:01 – Liquid Bitcoin & Its Limited Adoption

01:05:16 – NFTs, Gambling, and Network Effects in Crypto

01:07:14 – Changing Narratives & Post-Rationalization

01:09:34 – Bitcoin’s Utopian Vision & Real-World Challenges

01:13:06 – Decentralization’s Gradual Growth & VPN Analogy

01:17:18 – PPQ AI: Naming, Features, and Privacy

01:22:03 – AI Model Variety & User Experience on PPQ AI

01:25:02 – Image & Video Generation with AI

01:27:22 – AI’s Impact on Employment & Content Creation

01:29:42 – AI, Automation, and Crypto Payments for Robots

01:34:02 – How PPQ.AI Handles User Data & Privacy

01:37:22 – Memory Features & User Profiling in AI

01:39:19 – Bitrefill’s Vision for the Future

01:40:29 – PPQ.AI’s Business Model & Growth

01:44:18 – PPQ.AI Model Access, Subscriptions, and Competitors

01:52:03 – PPQ.AI’s Elevator Pitch & Referral Program