In this episode of It Takes A Village with Delina Medhin, we welcome back Yanely Espinal, a financial educator and storyteller who’s transforming the way we think about money. Yanely is known for her popular YouTube channel MissBeHelpful and her bestselling book Mind Your Money, where she shares her journey from paying off $20,000 of debt in 18 months (on a 40k/year salary living in NYC) to becoming a leading voice in financial education. Her mission is to make financial concepts accessible and actionable, and she brings that same energy to our conversation.

Yanely breaks down key financial topics including saving and investing, the benefits of high-yield savings accounts, and various types of investments. We dive into the differences between stocks and bonds, explore the advantages of having a certified financial planner or advisor (and why they should be fiduciaries), discuss Roth IRA as an investment and how your taxes are affected. She also offers insights into investing specifically for creative entrepreneurs, showing how you can build wealth while pursuing your passions.

Whether you're just starting out or looking to refine your investment strategy, this episode is packed with practical tips and inspiring advice. Tune in to learn how to manage your financial health, embrace a growth mindset, and make smart decisions to secure your financial future.

More about Yanely:

Yanely Espinal is a Brooklyn-born ball of energy! She's an educator with a gift for storytelling and a passion for explaining financial concepts in a straightforward way. 

While working as an elementary school teacher, she decided to change her financial life by paying off $20,000 of debt in just 18 months. In 2015 she started MissBeHelpful, a YouTube channel that now has over 4 million views, to help others learn the money skills she never learned in school. Her book, Mind Your Money, was released in May of 2023 and quickly became an Amazon Bestseller, with thousands of copies sold in the first month.

Yanely is the Director of Educational Outreach for Next Gen Personal Finance, a nonprofit working to ensure that every high school student gets a full semester of personal finance education. She's also the host of Financially Inclined from Marketplace, a video podcast for teens about money lessons for living life your own way!

Connect with Yanely:

@missbehelpful

Get her book at mindyourmoneybook.com

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