After realising his passions aligned with property, people, finance, and problem-solving, Toast Finance Founder Scott Baker upped and left a 20-year career in retail fashion to pursue mortgage broking. With no exact plan set in stone, just grit—and a knack for connecting with people fueled him—, he took the first step towards a new adventure. Buying his first property in his late 20s, he has since then built a successful business with a strong triple-threat blend of top-tier customer service, deep client connections, and financial literacy.

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