On this episode, Sabine VdL interviews Sebastien Gaudin, co-founder and CEO of CareVoice, an embedded HealthTech InsurTech platform that has gown fast to become a leader in their category across Asia through their platform the CareVoiceOS open platform which delivers a modern insurance infrastructure solution to connect and manage multiple health services providers to shape bespoke health engagement journey for micro-customer segments. Sebastien’s mission is to reinvent the healthcare and insurance spaces. Merging the two to deliver tailored experiences for users and payers. Sabine and Sebastien talk about the recent category paper they wrote ‘Embedded Health: The next growth frontier for insurance’,  discussing why embedded health is such an important topic for the health and insurance markets today? What are the winning business models we have seen emerge in recent years? What are the top capabilities needed to build a digital health ecosystem?