Wondering what seller credits are and how they can help reduce your out-of-pocket expenses when buying a home? In this episode of 'The Brutally Honest Loan Officers,' Stephen and Derick break down everything you need to know about seller credits, how they’re negotiated, and why they’re making a comeback. Learn how you can use seller credits to buy down interest rates, cover closing costs, and get the most out of your home purchase. Plus, we share real examples of how buyers are benefiting in today’s market.