CPA Bob Wheeler says that, “We all deal with financial issues and choices every day. Most of what we learned about money came from our family. How they thought and reacted to money choices shaped our thinking today.

But, have you ever stopped to consider that maybe they didn’t know what they were doing? Maybe you set unrealistic goals based on other’s ideas and mandates. If you are overwhelmed with credit card debt, can’t seem to save money and feel hopeless and afraid just thinking about money – it is time for a change.”

It’s time to stop financial self-sabotage and go for it. You need to identify false beliefs and prevail over them. It requires some work, you need to hear what you’re telling yourself and change it. Listen to the undervoice. You need to know where they came from and how you got where you are today.