You've heard about Index Universal Life (IUL) policies, and the benefits sound great: Who wouldn't like the sound of getting to enjoy (limited) climbs in the stock market while being protected against crashes.

But these policies have real dangers too many people don't know about, like losing cash value or even the policy, and are not great for practicing IBC.

Thankfully you don't have to be one of those people. Because in this episode I'll tell you what you need to know when considering IULs. I'll also reveal sneaky things agents have said and done to lure unsuspecting clients so they won't be able to hook you into something you'll regret.

Listen now!

Show highlights include:

• How I went from mesmerized to "wide awake" about the reality of IULs. (2:28)
• Why IULs become a "ticking time bomb" ready to blow up when clients need them most. (4:37)
• The real-life nightmare lurking behind the first policy loan clients took from a IUL. Don't let this debilitating expense surprise you too. (8:38)
• Experienced attorney–with more than 300 cases in four years–reveals red flags to look for to keep yourself out of financial harm's way. (9:44)
• Simple reason you can't be diversified if you're only in the stock market. And how to truly diversify instead. (12:28)
• Shady recommendations used by real agents. Run away if you ever hear these used on you! (13:03)
• Shocking truth: Why a lot of agents and reps don't really understand the products they sell. (18:33)

Reach out to me: [email protected] https://www.linkedin.com/in/valerie-laroque-lacp-b569509 Infinite Banking Mastery (infinitebankingnorthwest.com)