Gold surged 50% in 2025 breaking above $4,000 driven by geopolitical fears, central banks buying 1,000+ tonnes annually, and rate cuts, but gold's long-term real return is only 0.5-1% annually versus stocks' 6-7%—turning $10,000 into $13,000 with gold versus $60,000 with stocks over 30 years—making it useful only as a small 5% portfolio allocation for crisis insurance rather than a core wealth-building strategy since it produces no cash flow or compounding income.

🚀 Loving the show? Leave a 5-star rating & review on Apple Podcasts, Spotify, or YouTube to help more people discover it!

📩 Want to master your money in 5 minutes or less each week? Join the Master Money Newsletter → Sign up here

🎧 Like this show? You'll love our other podcast: The Personal Finance Podcast

📲 Follow Andrew Giancola on Social Media:

🔥 Thanks for tuning in! See you next episode.

Learn more about your ad choices. Visit megaphone.fm/adchoices