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PK Gupta, a father, husband &amp; property investor, shares his knowledge on building PASSIVE INCOME through property investing. 
Learn FREE Strategies and Market Insights backed by data and experience. Each episode provides essential tactics on buying Top 5% Growth &amp; High Cashflow Property and growing your portfolio WITHOUT wasting months doing "research", spending weekends at inspections OR dropping $10-20k on Buyers Agents each time. 
This podcast is for people who want to remove financial stress so they can do the things they LOVE, with the people they LOVE.

PK Gupta, a father, husband & property investor, shares his knowledge on building PASSIVE INCOME through property investing. Learn FREE Strategies and Market Insights backed by data and experience. Each episode provides essential tactics on buying Top 5% Growth & High Cashflow Property and growing your portfolio WITHOUT wasting months doing "research", spending weekends at inspections OR dropping $10-20k on Buyers Agents each time. This podcast is for people who want to remove financial stress so they can do the things they LOVE, with the people they LOVE.

PK Gupta, a father, husband &amp; property investor, shares his knowledge on building PASSIVE INCOME through property investing.&nbsp;
Learn FREE Strategies and Market Insights backed by data and experience. Each episode provides essential tactics on buying Top 5% Growth &amp; High Cashflow Property and growing your portfolio WITHOUT wasting months doing "research", spending weekends at inspections OR dropping $10-20k on Buyers Agents each time.&nbsp;
This podcast is for people who want to remove financial stress so they can do the things they LOVE, with the people they LOVE.

Aus Property Mastery with PK

Prepare to embark on an exciting journey into the realm of hot property markets with Terry Ryder and Tim Graham! Terry & Tim from Hotspotting, are dedicated to providing the most accurate and unbiased research to help investors make informed decisions on where to buy. The Hotspotting Podcast brings you the latest data, trends, and market statistics, along with in-depth discussions on growth areas and the larger factors impacting Australia's property landscape. 

Terry & Tim regularly feature special guests from around Australia to share their industry insights and expertise to help investors cut through the noise.

Whether you're a seasoned investor or a first-time buyer, this show is a must-listen for anyone looking to build their knowledge and make smarter investment choices. Terry Ryder, with over 35 years of experience as a specialist researcher and writer in residential property, offers expert insights that are completely independent and free from outside influences. Tim Graham has been a buyers agent and mortgage broker for over 13 years along with working in real estate all over the world.

Join us on the Hotspotting Podcast and discover the hottest opportunities in the Australian property market today!

Prepare to embark on an exciting journey into the realm of hot property markets with Terry Ryder and Tim Graham! Terry & Tim from Hotspotting, are dedicated to providing the most accurate and unbiased research to help investors make informed decisions on where to buy. The Hotspotting Podcast brings you the latest data, trends, and market statistics, along with in-depth discussions on growth areas and the larger factors impacting Australia's property landscape. Terry & Tim regularly feature special guests from around Australia to share their industry insights and expertise to help investors cut through the noise. Whether you're a seasoned investor or a first-time buyer, this show is a must-listen for anyone looking to build their knowledge and make smarter investment choices. Terry Ryder, with over 35 years of experience as a specialist researcher and writer in residential property, offers expert insights that are completely independent and free from outside influences. Tim Graham has been a buyers agent and mortgage broker for over 13 years along with working in real estate all over the world. Join us on the Hotspotting Podcast and discover the hottest opportunities in the Australian property market today!

Prepare to embark on an exciting journey into the realm of hot property markets with Terry Ryder and Tim Graham! Terry &amp; Tim from Hotspotting, are dedicated to providing the most accurate and unbiased research to help investors make informed decisions on where to buy. The Hotspotting Podcast brings you the latest data, trends, and market statistics, along with in-depth discussions on growth areas and the larger factors impacting Australia's property landscape. 

Terry &amp; Tim regularly feature special guests from around Australia to share their industry insights and expertise to help investors cut through the noise.

Whether you're a seasoned investor or a first-time buyer, this show is a must-listen for anyone looking to build their knowledge and make smarter investment choices. Terry Ryder, with over 35 years of experience as a specialist researcher and writer in residential property, offers expert insights that are completely independent and free from outside influences. Tim Graham has been a buyers agent and mortgage broker for over 13 years along with working in real estate all over the world.

Join us on the Hotspotting Podcast and discover the hottest opportunities in the Australian property market today!

Hotspotting

Straight Up is about delivering content that is straight forward and bottom line the cold hard truth. With that people want to make changes in their lives, but don’t know how to do it, or simply they chose to not listen because it isn’t what they want to here. We are here to give you the truth and the tools you need to change your life one day at a time. This podcast will encourage you to take a deep look at yourself in the mirror and ask yourself are you really giving it all you have? Are you being honest with yourself? Are you making changes and taking action? Are You? Straight Up!!!

Straight Up

Industry experts break down the latest news &amp; trends in employee benefits, healthcare reform, regulations and compliance, designed to empower executive decisions.

Industry experts break down the latest news & trends in employee benefits, healthcare reform, regulations and compliance, designed to empower executive decisions.

Benefits Executive Roundtable

MU Review

The small business podcast that brings you tips, tricks and techniques to grow your small business through digital marketing. Plus inspiring interviews with other business owners who share their stories from successes to struggles.
@WestCoastCyberChick

The small business podcast that brings you tips, tricks and techniques to grow your small business through digital marketing. Plus inspiring interviews with other business owners who share their stories from successes to struggles. @WestCoastCyberChick

West Coast Cyber Chick

Glimpse into the career questions that the women behind Empowered Women Series have.Empowered Women Series is on a mission to get more women into positions of power in order to build a more just, equitable and peaceful world. We interview inspiring, successful women to help you get answers to career questions that you can't find on the internet. What questions do you have? Send us your questions, and follow @EmpoweredWomenSeries on Instagram and Youtube.&nbsp;

Glimpse into the career questions that the women behind Empowered Women Series have.Empowered Women Series is on a mission to get more women into positions of power in order to build a more just, equitable and peaceful world. We interview inspiring, successful women to help you get answers to career questions that you can't find on the internet. What questions do you have? Send us your questions, and follow @EmpoweredWomenSeries on Instagram and Youtube. 

Coach Purnima

Listen to Retire South Shore Radio each week as Mark Rowlette and Jordan Rich talk about case studies where South Shore Retirement Service’s holistic approach to retirement and insurance strategies were the right solution to the problems facing retirees of today and tomorrow.

Retire South Shore Radio

The B. Lifted Up! radio show is a faith based motivational lifestyle program created to elevate and encourage listeners to pursue their spiritual gifts. This weekly, one-hour radio platform will explore topics, guests and issues on stewardship to build generational wealth and serve your community with the backdrop of the best gospel and inspiration music. Hosted by Alfred Edmond Jr. and Dee Marshall.

B. Lifted Up!

The RTO Superhero Podcast delivers direct, practical guidance for leaders working under the 2025 Standards. Each episode breaks down the Outcome Standards, Compliance Requirements and Credential Policy into clear steps you can use in daily operations. You get straight answers on training quality, assessment integrity, student support, workforce readiness and governance. No fluff, just clear actions that lift performance and reduce risk. You will learn how to: ✅ Build evidence that aligns with Outcome Standards ✅ Strengthen assessment systems and training delivery ✅ Support students through the full training cycle ✅ Manage RTO workforce and credential obligations ✅ Handle governance, risk and continuous improvement with confidence Perfect for CEOs, compliance managers and VET professionals who want clarity, accuracy and practical direction.

The RTO Superhero Podcast delivers direct, practical guidance for leaders working under the 2025 Standards. Each episode breaks down the Outcome Standards, Compliance Requirements and Credential Policy into clear steps you can use in daily operations. You get straight answers on training quality, assessment integrity, student support, workforce readiness and governance. No fluff, just clear actions that lift performance and reduce risk. You will learn how to: ✅ Build evidence that aligns with Outcome Standards ✅ Strengthen assessment systems and training delivery ✅ Support students through the full training cycle ✅ Manage RTO workforce and credential obligations ✅ Handle governance, risk and continuous improvement with confidence Perfect for CEOs, compliance managers and VET professionals who want clarity, accuracy and practical direction.

RTO Superhero: Compliance That Drives Quality

Are you ready to scale your real estate business? Ariel Herrera from AnalyticsAriel reveals how to quickly grow your real estate business using automation, analytics, and artificial intelligence. Discover how you can streamline your processes and save costs with easy to use tools and technologies. This podcast will deliver actionable advice with a mix of solo shows and interviews of real estate professionals that implemented systems to scale their businesses. This show is not for super technical people. It is a high-level view of technology trends everyday investors, agents, general contractors, property managers and others in the real estate industry can follow. Start listening and hit subscribe to learn how to grow your business with technology! Visit analyticsariel.com, and follow us on Instagram, @analyticsariel.

Tech in Real Estate

If you are a techie at heart who wishes to assume more of a leadership mantle, hop on the Techie Leadership Show to find out how to be a better leader. 

It won't happen overnight but each show is designed to help you become 1% better than you were before listening. 1% improvement might not sound much but considering this is a daily show it adds up pretty fast. Compounding leadership improvement is the fastest way to enjoying professional success across the board.

And remember to share, rate and subscribe. Your opinion matters.

If you are a techie at heart who wishes to assume more of a leadership mantle, hop on the Techie Leadership Show to find out how to be a better leader. It won't happen overnight but each show is designed to help you become 1% better than you were before listening. 1% improvement might not sound much but considering this is a daily show it adds up pretty fast. Compounding leadership improvement is the fastest way to enjoying professional success across the board. And remember to share, rate and subscribe. Your opinion matters.

Techie Leadership

This podcast by global professionals for global professionals discusses all aspects of moving abroad and restarting a career in a new country. We interview immigrants who dared to move abroad and start a new life and successful global leaders who know the path of success for those daring overseas. It is about the struggles of immigrants as they deal with identity issues, language and accents, the need to belong, cultural adaptation, building a career in a new corporate world, and finding a path to growth, development, and career advancement.

Seasoned with an Accent _The Voice of the Global Professional

这是我的个人播客Podcast:《慢公司》系列，和特邀主播“遥远”一起，在巨大的变化中，用我们自己的视角去重新聊聊商业，聊聊创新。

这是我的个人播客Podcast:《慢公司》系列，和特邀主播“遥远”一起，在巨大的变化中，用我们自己的视角去重新聊聊商业，聊聊创新。

这是我的个人播客Podcast:《慢公司》系列，和特邀主播“遥远”一起，在巨大的变化中，用我们自己的视角去重新聊聊商业，聊聊创新。

慢公司

Jessica Orcsik explores the Art, Artists & Business in this vulnerable podcast, that discovers our in-depth truth, passion & love for entertainement.

Jessica Orcsik explores the Art, Artists &amp; Business in this vulnerable podcast, that discovers our in-depth truth, passion &amp; love for entertainement.

ArtArtistBiz's Podcast

Tips and strategies that can help you grow your business - fast, using SEO. Are you so busy keeping up with daily tasks as an entrepreneur that your business had stopped growing? Do you wish that you had more time to devote to future growth but find your hands so full of essential business work that you can’t seem to get ahead? In this podcast 15-year blogger, Paula Rollo shares strategic 5 minute tips that you can implement today. Making sure your business continues to grow so that you avoid business plateaus and blogger burnout. Topics include: SEO, site speed, content, making money blogging and a lot more SEO.

Quick SEO Tips: the 5 Minute Podcast

We all have opinions.  Speaking Truth to Power is our way of sharing ours in a straightforward, unfiltered manner.   We hope this will inform, entertain, and educate.  Join us with your mind open for discussion on everything from The Constitution, Raw Society, Law, Interviews, etc.

We all have opinions. Speaking Truth to Power is our way of sharing ours in a straightforward, unfiltered manner. We hope this will inform, entertain, and educate. Join us with your mind open for discussion on everything from The Constitution, Raw Society, Law, Interviews, etc.

Speaking Truth to Power

Le podcast numéro 1 sur la Reconversion. Je suis Clervie Rose ancienne avocate d’affaires, j'ai tout plaqué pour réaliser mon rêve. Et ça a été la meilleure décision de ma vie.&nbsp; Si toi aussi, tu as choisi une carrière par défaut ou pour faire plaisir à ton entourage, tu te demandes ce que tu fais encore dans ton job.&nbsp; Découvre ici chaque lundi des invités qui te ressemblent et qui racontent leur success story pour, à ton tour, oser la reconversion.

Le podcast numéro 1 sur la Reconversion. Je suis Clervie Rose ancienne avocate d’affaires, j'ai tout plaqué pour réaliser mon rêve. Et ça a été la meilleure décision de ma vie.  Si toi aussi, tu as choisi une carrière par défaut ou pour faire plaisir à ton entourage, tu te demandes ce que tu fais encore dans ton job.  Découvre ici chaque lundi des invités qui te ressemblent et qui racontent leur success story pour, à ton tour, oser la reconversion.

Oser la Reconversion

The Jaded 80s Baby Podcast puts a spotlight on businesses and entrepreneurs while encouraging money education. Entrepreneurs come from all walks of life, so you’ll hear from musicians, CEOs, investors, and more. You'll be entertained, and hopefully, you'll learn something along the way! Follow the show on Instagram, Facebook, and Twitter, @jaded80sbaby

Jaded 80s Baby

Manoa Community Church | Sermons

My Podcast is offering a platform for small, upcoming and established business owners from the Caribbean, U.S.A , Africa and around the world. We are giving our Kings and Queens a platform to tell the world about their their business and their products. We will have entrepreneurs in all walks of life, promoting their business and inspiring other upcoming entrepreneurs. So if you are open to having a great time with some amazing guest with awesome views and opinions Please do not forget to subscribe and become a sponsor so that we can keep elevating.

K is 4 Knowledge

Hackers del talento quiere mostrarle al mundo el porqué poner en el centro a las personas en las empresas genera crecimiento empresarial y social.

A través de conversaciones con VPs de Talento, CEOs, expertos e influenciadores conocemos la historia de vida tal cuál de cada invitado, es una carta a la vulnerabilidad y al crecimiento ( Lado A). 

El lado B es una conversación sobre virtudes, humanizar las compañías, futuro del trabajo, HR, nuevas tecnologías . 

Hackers del Talento es el podcast líder en HR en LATAM y queremos que sea tu guía para crear mejores trabajos.

Hackers del talento quiere mostrarle al mundo el porqué poner en el centro a las personas en las empresas genera crecimiento empresarial y social. A través de conversaciones con VPs de Talento, CEOs, expertos e influenciadores conocemos la historia de vida tal cuál de cada invitado, es una carta a la vulnerabilidad y al crecimiento ( Lado A). El lado B es una conversación sobre virtudes, humanizar las compañías, futuro del trabajo, HR, nuevas tecnologías . Hackers del Talento es el podcast líder en HR en LATAM y queremos que sea tu guía para crear mejores trabajos.

Hackers del Talento con Ricardo Pineda

A show hosted by me, David Ventura, a specialist in training, educating and consulting on practical strategies for harnessing the power of Key Account Management (KAM) in SME’s today. I am also the principal KAM consultant and Managing Director of www.kamguru.com. 

In a world of diminishing customer loyalty, what can business leaders do to retain their top customers, while still adding value. In this podcast I explore some hands-on tips and tactics you can implement today – to remarkably shift your sales culture in your business.

The episodes are designed to challenge your thinking and preconceptions of “sales”. They will teach you techniques for:

- protecting your most important customers from competitors; 
- building & maintaining profitable partnerships with your key contacts; &
- developing the strategies, systems & skills to deliver customer growth (i.e. identify, retain and grow your top ten customers).

I am joined by business leaders who have learnt to radically shift their culture and attitude towards sales, and empower their business with the ability to grow rapidly from within. I also invite experts in the fields of leadership, coaching and customer experience to share their insights into the psychology of sales, organisational culture and leading business growth. 

In the modern, digitally-heightened business world we operate in today, can you afford to be flippant about your top customers, and why they choose to work with you? No, you cannot.

I invite you to subscribe to KAMCast and listen openly as I challenge you to reimagine your customer success protocols and relationship strategies.

A show hosted by me, David Ventura, a specialist in training, educating and consulting on practical strategies for harnessing the power of Key Account Management (KAM) in SME’s today. I am also the principal KAM consultant and Managing Director of www.kamguru.com. In a world of diminishing customer loyalty, what can business leaders do to retain their top customers, while still adding value. In this podcast I explore some hands-on tips and tactics you can implement today – to remarkably shift your sales culture in your business. The episodes are designed to challenge your thinking and preconceptions of “sales”. They will teach you techniques for: - protecting your most important customers from competitors; - building & maintaining profitable partnerships with your key contacts; & - developing the strategies, systems & skills to deliver customer growth (i.e. identify, retain and grow your top ten customers). I am joined by business leaders who have learnt to radically shift their culture and attitude towards sales, and empower their business with the ability to grow rapidly from within. I also invite experts in the fields of leadership, coaching and customer experience to share their insights into the psychology of sales, organisational culture and leading business growth. In the modern, digitally-heightened business world we operate in today, can you afford to be flippant about your top customers, and why they choose to work with you? No, you cannot. I invite you to subscribe to KAMCast and listen openly as I challenge you to reimagine your customer success protocols and relationship strategies.

A show hosted by me, David Ventura, a specialist in training, educating and consulting on practical strategies for harnessing the power of Key Account Management (KAM) in SME’s today. I am also the principal KAM consultant and Managing Director of www.kamguru.com. 

In a world of diminishing customer loyalty, what can business leaders do to retain their top customers, while still adding value. In this podcast I explore some hands-on tips and tactics you can implement today – to remarkably shift your sales culture in your business.

The episodes are designed to challenge your thinking and preconceptions of “sales”. They will teach you techniques for:

- protecting your most important customers from competitors; 
- building &amp; maintaining profitable partnerships with your key contacts; &amp;
- developing the strategies, systems &amp; skills to deliver customer growth (i.e. identify, retain and grow your top ten customers).

I am joined by business leaders who have learnt to radically shift their culture and attitude towards sales, and empower their business with the ability to grow rapidly from within. I also invite experts in the fields of leadership, coaching and customer experience to share their insights into the psychology of sales, organisational culture and leading business growth. 

In the modern, digitally-heightened business world we operate in today, can you afford to be flippant about your top customers, and why they choose to work with you? No, you cannot.

I invite you to subscribe to KAMCast and listen openly as I challenge you to reimagine your customer success protocols and relationship strategies.

KAMCast - Key Account Management Strategies for Business Leaders

A New Leece On Life highlights creators of all kinds to help dreamers become inspired to take the first step towards achieving their goals.

A New Leece On Life

BCB Live is the radio show and podcast of BCB Transport trucking company based out of Mansfield, Texas. BCB's main focus is the safety of our drivers and others on the road, and that is reflected by our show where we discusss safe driving tips, awareness, spacing, and more! On BCB Live our hosts Sir Rick, Drive Safe Dave, Buckle Up Bob, and The Producer talk to listeners and drivers about safety in the trucking industry, rock trivia, days in the office, and much more. Listen to the BCB Live radio show here: https://live365.com/station/BCB-Live-a85611

BCB Live

Hlaðvarp um rekstur, samskipti, stjórnun og starfsframa

Ræðum það...

לפני כמה שנים ביום בהיר אחד - אסרו על קטשופ היינץ, ככל הנראה הקטשופ המפורסם בעולם, להיקרא קטשופ בישראל. הסיבה הייתה שבישראל מי שקובע מה נקרא קטשופ הוא מכון התקנים. אותו מכון תקנים נשלט בין היתר על ידי נציגי עובדים ומפעלים ישראליים. העובדים והיצרנים הם המתחרים של היינץ, ולכן הם קבעו שאסור להיינץ להיקרא קטשופ, מתוך הנחה שזה יפגע להם במכירות.

באותה מידה - במשך לא מעט שנים - היה מאוד קשה לייבא תה לארץ. התקן, אשר שירת את חברת התה המובילה בארץ - אסר על שימוש בשקיקים (תיונים) הסגורים בסיכת מתכת, שיטה שהייתה נהוגה בחו”ל. כך יצרנית מקומית בעצם מנעה תחרות באמצעות מכון התקנים, מה שהוביל להתייקרות התה שכולנו שותים.

מכון התקנים הוקם מתוך חזון ומטרה ראויים להערכה - לשמור על פני הישראלים מפני מוצרים פגומים ובעייתים. לדאוג לכך שכשנקנה מוצר חשמל - לא נצטרך לדאוג משריפה בבית. לדאוג שכשנקנה מאכל - לא נדאג מהרעלה.

אך בגלל המבנה של  מכון התקנים, בגלל הניהול שלו על ידי תעשיינים מקומיים ועובדים - הוא גוף מועד לפורענות. מה שגם מלכתחילה לא ברור למה צריכים תקנים ישראלים ייחודיים. האם התקנים שמספיק טובים כדי לשמור על האירופאים והאמריקאים לא מספיקים לנו?

*****

אחת ההוצאות היקרות ביותר של המדינה היא קצבאות זקנה. מדי שנה הביטוח הלאומי משלם בערך 35 מיליארד שקל קצבאות זקנה ושארים. בגסות מדובר על בערך 10% מתקציב המדינה. אך הביטוח הלאומי מבחינה כלכלית הוא לא בדיוק ביטוח. שכן אמנם מי שמקבל היום קצבת זקנה שילם ביטוח לאומי כל השנים, אבל הסכומים שהוא שילם לא קרובים ללהספיק כדי לכסות את מה שהוא מקבל. בנוסף, למרות שיש מס נפרד לביטוח לאומי - הוא לא ממש מנוהל בנפרד מתקציב המדינה.

לכן, מבחינה כלכלית ביטוח לאומי הוא לא ביטוח - הוא סתם עוד קצבה.

אף אחד מאיתנו לא רוצה חלילה לחשוב על כמה קשה למבוגרים עניים. מבוגרים עניים, כמו נכים הם אוכלוסייה קשת יום שגם לא ממש יכולה לעבוד ברובה. ולכן, מאוד חשוב לדאוג להם בבגרות אם הם סובלים ממצב כלכלי קשה. ולכן מפלגות רבות קוראות להעלות את קצבת הזקנה.

מה שרובן לא אומרות - הוא שהמבוגרים שלא נהנים מפנסיה שמנה - מקבלים במקביל לקצבת זקנה גם השלמת הכנסה למבוגרים. למעשה הקצבת זקנה הייתה תחליף לפנסיה בימים בהן לא הייתה פנסיה במדינה. אך היום - מיליונרים ומיליארדרים מקבלים קצבת זקנה שעולה הרבה כסף למדינה. קצבת זקנה שכשאנחנו נצא לפנסיה - לא יהיה מי שישלם אותה, כי הביטוח הלאומי משלם כל שנה יותר מכמה שהוא גובה.

תחשבו כמה יכלנו לעזור למבוגרים העניים יותר, אם היינו מבטלים הדרגתית, ולא במכה את קצבת הזקנה, אך מעלים את השלמת ההכנסה למבוגרים לסכום ראוי יותר ובמקביל היינו חוסכים לא מעט כסף שיכל לשמש לחינוך, לרווחה, או אולי אפילו להישאר בכיס שלנו - האזרחים העובדים.

*****

אלו בדיוק הדברים עליהם אנחנו מדברים בפודקאסט.

תמיד הרגשתם שאתם רוצים לדעת עוד על כלכלה, אבל אין דרך נוחה? שנקל הוא הפודקאסט בשבילכם. 

בפודקאסט עידן ארץ ורועי שוורץ תיכון, שני כלכלנים, שעוסקים כבר מעל חמש שנים כל אחד בהנגשת כלכלה בכלי התקשורת המובילים, בין היתר - TheMarker, Ynet, N12, גלובס, מאקו ויותר חשוב מכך - בפייסבוק ובטוויטר, איפה שהקוראים באמת נמצאים היום - מדברים על כלכלה בשפה פשוטה ולא מפחידה, כך שכל אחד יוכל להבין.

”זאת הכלכלה, טמבל”, למרות שהחדשות הן בד”כ על ביטחון, או מציגות את הפוליטיקה כטלנובלה, ולמרות שכלכלה הוא לא מקצוע הנלמד בבתי הספר, הכלכלה קובעת כל כך הרבה בחיינו.

כשאנחנו צעירים אנחנו לומדים בבית ספר ובאוניברסיטה - כדי להעלות את כושר ההשתכרות בעתיד. אחר כך אנחנו משרתים בצבא, מה שמבחינה כלכלית הוא מס, כמו בכסף, רק בעבודה, ואז אנחנו תקועים שעות רבות בפקקים בדרך לעבודה, רק כדי לעבוד בערך חצי מהשעות בהן אנחנו ערים, כדי לחסוך כסף לפנסיה.

כל הדברים האלו - הם בעצם הכלכלה. אנחנו בשנקל לא חושבים שהכלכלה פחותה מהביטחון, חינוך או רווחה. אנחנו מאמינים שהיא הכלי כדי לאפשר לנו את הטוב ביותר מכולם. אנחנו מאמינים שבאמצעות מדיניות כלכלית נכונה, אך במקרים רבים לא אינטואיטיבית - השמים הם הגבול וישראל תוכל להשיג הכל.

לכן, אנחנו נהנים ללמוד על כלכלה וללמד על כלכלה. אנחנו מאמינים שככל שהציבור יבין יותר בכלכלה הוא לא ”יקנה” הבטחות ריקות מתוכן של פוליטיקאים. ככל שהציבור יבין יותר בכלכלה - המצב של כל אזרח בישראל ישתפר. ולכן, אנחנו כאן.

אז בואו תשמעו את השנקל שלנו על כלכלה.

לפני כמה שנים ביום בהיר אחד - אסרו על קטשופ היינץ, ככל הנראה הקטשופ המפורסם בעולם, להיקרא קטשופ בישראל. הסיבה הייתה שבישראל מי שקובע מה נקרא קטשופ הוא מכון התקנים. אותו מכון תקנים נשלט בין היתר על ידי נציגי עובדים ומפעלים ישראליים. העובדים והיצרנים הם המתחרים של היינץ, ולכן הם קבעו שאסור להיינץ להיקרא קטשופ, מתוך הנחה שזה יפגע להם במכירות. באותה מידה - במשך לא מעט שנים - היה מאוד קשה לייבא תה לארץ. התקן, אשר שירת את חברת התה המובילה בארץ - אסר על שימוש בשקיקים (תיונים) הסגורים בסיכת מתכת, שיטה שהייתה נהוגה בחו”ל. כך יצרנית מקומית בעצם מנעה תחרות באמצעות מכון התקנים, מה שהוביל להתייקרות התה שכולנו שותים. מכון התקנים הוקם מתוך חזון ומטרה ראויים להערכה - לשמור על פני הישראלים מפני מוצרים פגומים ובעייתים. לדאוג לכך שכשנקנה מוצר חשמל - לא נצטרך לדאוג משריפה בבית. לדאוג שכשנקנה מאכל - לא נדאג מהרעלה. אך בגלל המבנה של מכון התקנים, בגלל הניהול שלו על ידי תעשיינים מקומיים ועובדים - הוא גוף מועד לפורענות. מה שגם מלכתחילה לא ברור למה צריכים תקנים ישראלים ייחודיים. האם התקנים שמספיק טובים כדי לשמור על האירופאים והאמריקאים לא מספיקים לנו? ***** אחת ההוצאות היקרות ביותר של המדינה היא קצבאות זקנה. מדי שנה הביטוח הלאומי משלם בערך 35 מיליארד שקל קצבאות זקנה ושארים. בגסות מדובר על בערך 10% מתקציב המדינה. אך הביטוח הלאומי מבחינה כלכלית הוא לא בדיוק ביטוח. שכן אמנם מי שמקבל היום קצבת זקנה שילם ביטוח לאומי כל השנים, אבל הסכומים שהוא שילם לא קרובים ללהספיק כדי לכסות את מה שהוא מקבל. בנוסף, למרות שיש מס נפרד לביטוח לאומי - הוא לא ממש מנוהל בנפרד מתקציב המדינה. לכן, מבחינה כלכלית ביטוח לאומי הוא לא ביטוח - הוא סתם עוד קצבה. אף אחד מאיתנו לא רוצה חלילה לחשוב על כמה קשה למבוגרים עניים. מבוגרים עניים, כמו נכים הם אוכלוסייה קשת יום שגם לא ממש יכולה לעבוד ברובה. ולכן, מאוד חשוב לדאוג להם בבגרות אם הם סובלים ממצב כלכלי קשה. ולכן מפלגות רבות קוראות להעלות את קצבת הזקנה. מה שרובן לא אומרות - הוא שהמבוגרים שלא נהנים מפנסיה שמנה - מקבלים במקביל לקצבת זקנה גם השלמת הכנסה למבוגרים. למעשה הקצבת זקנה הייתה תחליף לפנסיה בימים בהן לא הייתה פנסיה במדינה. אך היום - מיליונרים ומיליארדרים מקבלים קצבת זקנה שעולה הרבה כסף למדינה. קצבת זקנה שכשאנחנו נצא לפנסיה - לא יהיה מי שישלם אותה, כי הביטוח הלאומי משלם כל שנה יותר מכמה שהוא גובה. תחשבו כמה יכלנו לעזור למבוגרים העניים יותר, אם היינו מבטלים הדרגתית, ולא במכה את קצבת הזקנה, אך מעלים את השלמת ההכנסה למבוגרים לסכום ראוי יותר ובמקביל היינו חוסכים לא מעט כסף שיכל לשמש לחינוך, לרווחה, או אולי אפילו להישאר בכיס שלנו - האזרחים העובדים. ***** אלו בדיוק הדברים עליהם אנחנו מדברים בפודקאסט. תמיד הרגשתם שאתם רוצים לדעת עוד על כלכלה, אבל אין דרך נוחה? שנקל הוא הפודקאסט בשבילכם. בפודקאסט עידן ארץ ורועי שוורץ תיכון, שני כלכלנים, שעוסקים כבר מעל חמש שנים כל אחד בהנגשת כלכלה בכלי התקשורת המובילים, בין היתר - TheMarker, Ynet, N12, גלובס, מאקו ויותר חשוב מכך - בפייסבוק ובטוויטר, איפה שהקוראים באמת נמצאים היום - מדברים על כלכלה בשפה פשוטה ולא מפחידה, כך שכל אחד יוכל להבין. ”זאת הכלכלה, טמבל”, למרות שהחדשות הן בד”כ על ביטחון, או מציגות את הפוליטיקה כטלנובלה, ולמרות שכלכלה הוא לא מקצוע הנלמד בבתי הספר, הכלכלה קובעת כל כך הרבה בחיינו. כשאנחנו צעירים אנחנו לומדים בבית ספר ובאוניברסיטה - כדי להעלות את כושר ההשתכרות בעתיד. אחר כך אנחנו משרתים בצבא, מה שמבחינה כלכלית הוא מס, כמו בכסף, רק בעבודה, ואז אנחנו תקועים שעות רבות בפקקים בדרך לעבודה, רק כדי לעבוד בערך חצי מהשעות בהן אנחנו ערים, כדי לחסוך כסף לפנסיה. כל הדברים האלו - הם בעצם הכלכלה. אנחנו בשנקל לא חושבים שהכלכלה פחותה מהביטחון, חינוך או רווחה. אנחנו מאמינים שהיא הכלי כדי לאפשר לנו את הטוב ביותר מכולם. אנחנו מאמינים שבאמצעות מדיניות כלכלית נכונה, אך במקרים רבים לא אינטואיטיבית - השמים הם הגבול וישראל תוכל להשיג הכל. לכן, אנחנו נהנים ללמוד על כלכלה וללמד על כלכלה. אנחנו מאמינים שככל שהציבור יבין יותר בכלכלה הוא לא ”יקנה” הבטחות ריקות מתוכן של פוליטיקאים. ככל שהציבור יבין יותר בכלכלה - המצב של כל אזרח בישראל ישתפר. ולכן, אנחנו כאן. אז בואו תשמעו את השנקל שלנו על כלכלה.

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