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If you're looking to buy or sell a Kalamazoo home, get all the information and the latest updates, tips, and tricks from Scott Ashbaugh your professional Kalamazoo Michigan Real Estate Agent.

If you are looking to buy a home, make sure you’re not being fooled by these common lies about home loans. Selling in the Kalamazoo area? Get a home value report Buying in the Kalamazoo area? Click here for full MLS access We get lots of questions and requests from our clients pertaining to all aspects of real estate. Our request today is, “Help me better understand home loans and the home loan process.” National surveys show that there are several lies out there that people accept and believe. These include: It takes an 800 FICO score to qualify for a home. You can absolutely qualify for a home if your FICO score is below 800. You need to put 20% down on a home. There are programs out there that offer financing without a down payment. There is a “no.” There may be a “no” today if there is some issue with your financial background, but the experts that we are going to hook you up with will walk you through exactly what you need to do to get you on the fastest path to get you qualified for a home loan. If you go through these steps, it’s not a “no.” It is simply a “when.” It’s very important that right up front you clearly understand what type of property you are looking to buy because you have to qualify for a loan and the type of property you want to buy has to qualify for that type of loan. We want to make sure we are getting you qualified and prepared for the right kind of loan, so helping us understand exactly what you are looking for right away is very beneficial.   No matter what position you’re in, we’ll find out what makes the most sense for you. Your FICO score, debt-to-income ratio, career, and household income may open you up to another type of loan. These factors are going to change bi-weekly, so experts are going to walk you through where you are today and walk you through all of the different loan packages that are out there. Some people will have no money to put down, but can afford a house payment, while others will have up to 20% or more to put down. No matter what position you’re in, the loan experts we are going to hook you up with will walk you through all of your options to figure out what is going to make the most sense for you. If you have any questions, please don’t hesitate to reach out to us. We would be happy to help you!

The Truth About Home Loans

It’s possible to sell your home on your own, but what should you know beforehand? Here are three things to be prepared for. Selling in the Kalamazoo area? Get a home value report Buying in the Kalamazoo area? Click here for full MLS access Because the market in West Michigan is so hot right now, a lot of home sellers have been asking me whether it would be a good idea to sell their homes on their own. Can you sell your home on your own? Absolutely. But here are three things you should be prepared to do: Prepare for a lot of online marketing. When we list a home, we upload that listing to approximately 1,100 different websites. Let me be clear: a posting on Craigslist and sticking a ‘for sale’ sign in front of your house will not generate enough traffic on your home. In this day and age, everybody is looking online and where they look can vary drastically. For this reason, you have to make sure that your home is listed online on a wide range of sites and that it’s presented in the best possible light. Prepare to let strangers into your home. Should you let just anybody into your house? You have to determine whether these are qualified buyers who have been approved for a loan, or simply looky-loos with nothing better to do than visit your house. A lot of sellers who are working without agents have told us that many of the people who ask to look at their home have asked questions like, “Would you consider renting the property?” or, “Would you be interested in doing a lease option or land contract?” These are indications that these buyers have not gone through the process of getting a pre-qualified for a proper loan. A real estate agent will be sure to check the credentials of any buyer before they let them into your home. Prepare for legal paperwork and negotiation. There is a lot of federal, state, and local documentation to take care of when selling a house. This is in addition to the proper title work that needs to be done and ensuring that all of the paperwork is properly filed at closing. It’s important to make sure that everything is disclosed and documented the right way so that in case the buyer has any problems after closing, you won’t be at any legal risk. It’s the job of a real estate agent to handle all of this so that you don’t have to. Are you prepared to handle all of the legal paperwork on your own? It's certainly possible to sell your home ‘for sale by owner’ but before you decide to do this, make sure you understand everything involved in a home sale transaction. Statistically, a real estate professional will be able to sell your home for more money in a quicker time frame while saving you all of the hassle in the process. If you have any other questions about selling your home in the Kalamazoo area, don’t hesitate to reach out by phone or email. I’d be happy to help you!

The Drawbacks of Selling Your Own Home

Today I wanted to share the story of Alma, a homeowner from San Antonio who found her dream home using the NAEA System, and working with her own expert adviser. Selling in the Kalamazoo area? Get a home value report Buying in the Kalamazoo area? Click here for full MLS access Also, check out the full documentary here! I wanted to share a great clip from a real estate documentary that I was privileged to be part of. In this part of the documentary, a buyer with high standards and big goals find her dream home with the NAEA System and an expert adviser.  Alma, a self-described “picky buyer,”  was coached by her expert adviser and was able to find a home with all the features she wanted. Alma said she thought of this home as the next-to-last resting place for her.   She wanted it to be perfect, and her expert adviser delivered. Alma also talks about moving from San Antonio and not being able to come to travel back and forth for certain things, and how her expert adviser was able to give her peace of mind by taking care of them. Thanks for taking the time to get another taste of the documentary! If you have any questions about the NAEA System or the Kalamazoo real estate market, give me a call or send me an email. I’d be more than happy to help you out in any way I can.

How an Expert Adviser Helped a Buyer Find Her Dream Home

Selling in the Kalamazoo area? Get a home value report Buying in the Kalamazoo area? Click here for full MLS access I was privileged to make a real estate documentary recently, and I wanted to share a few pieces of advice from it today.  Typically, the public does not understand that real estate agents are seen as a commodity. Part of our responsibility is to educate you about the scope of the real estate process. A lot of people don’t understand what a properly trained real estate agent can and should do, so if they are working with an agent who is not handling things correctly, they think, “This is the way it is and I don’t have any other choice. Aren’t all real estate agents the same?”  For most people, selling your home is the largest transaction you will make in your lifetime. That is your home equity on the line, not your agent’s. You don’t want to take any chances. You only want the biggest payoff possible when you sell your home.  I am a dairy farm kid. I worked in engineering and plant management, and my exit strategy was to invest in real estate. Then I got tired of dealing with real estate agents, so I learned from some of the top agents, Michael Reese and Jay Kinder from NAEA, and became one myself.  "I focus on getting the job done right." Recently, I picked up two houses that had been listed by another agent from a different brokerage. Both properties had sat on the market for over 400 days and failed to sell. The homeowners contacted me and I was able to sell both properties in two weeks. One went for over asking price, and the other sold close to asking price. My clients asked what it was that I did differently than their previous agent, and I couldn’t answer. I don’t know what other agents do. I focus on getting the job done right. The National Association of Expert Advisors uses the minds of the top Realtors and teams in the United States to improve systems for success. They have learned 115 different variables in the home selling process. By maximizing those variables, your agent can help you sell at the top of the market.  Just last year, my brokerage helped over 4,000 clients with their real estate transactions. I am happy to have helped so many people succeed. If you have any questions, give me a call or send me an email. I would be happy to help you!

Check Out Get Real Featuring Scott Ashbaugh

.embed-container { position: relative; padding-bottom: 56.25%; height: 0; overflow: hidden; max-width: 100%; height: auto; } .embed-container iframe, .embed-container object, .embed-container embed { position: absolute; top: 0; left: 0; width: 100%; height: 100%; } There are many great Kalamazoo area home for sale. Click here to perform a full home search, or if you're thinking of selling your home, click here for a FREE Home Price Evaluation so you know what buyers will pay for your home in today's market. You may also call me at (269) 569-5521 for a FREE home buying or selling consultation to answer any of your real estate questions. Hey everyone, today I want to talk to you a little about what we saw in the real estate market in 2014, and what we can expect to happen in the coming year. In many aspects, 2014 was a lot like 2013. Our economy has continued to warm up, buying and selling activity has continued to grow, and we have burned through many of our distressed properties. Things seemed to be moving along at a steady pace, until the 4th quarter of 2014, that is. Not only here in Kalamazoo, but nationally, things started to explode. What caused this huge increase in market activity? Well, the fact that interest rates are at historic lows was a major factor, as well as a leveling off in home prices. In 2015, economists are in unanimous agreement that interest rates will rise. By how much and when, we aren't sure, but most economists predict rates to rise by about 1% in the next year. So, if you have been thinking about buying or selling your home, now is the time when conditions are shaping up perfectly for you. Give us a call or send us an email, and let's set up a time to sit down and talk about your goals. We are just as committed as you in trying to reach them.

What Are We Going to See in Real Estate in 2015?

Kalamazoo Real Estate Podcast with Scott Ashbaugh

If you are looking to buy or sell a home, get all the information and the latest updates, tips, and tricks from Brace Homes - your professional Grand Rapids Real Estate Agents.

The latest numbers are in for the Grand Rapids real estate market. What can you expect as a buyer or seller this September? Buying a home? Click here to perform a full home searchSelling a home? Click here for a FREE Home Price Evaluation Call me at (616) 447-7025 for a FREE home buying or selling consultation As we begin September, let’s take a look at what’s happening in the Grand Rapids and Michigan real estate markets.  Right now, there are 2,007 homes for sale. That number is a little higher than normal. There are 1,730 pending home sales. In other words, there are almost the same number of homes for sale as there are under contract.  So far this year, 8,476 homes have sold at a rate of about 1,060 homes a month. That means our market has a total of 1.89 months of inventory.  If we look specifically at Kent County, there are only 1,500 properties for sale and 1,355 pending sales. So far this year, 6,700 homes have sold in Kent County at a rate of 838 home sales a month, leaving Kent County with 1.81 months of inventory.  What do all of these numbers mean for you?  Inventory has gone up slightly as we head into fall. With school starting, people are too busy to concentrate on real estate as much as they did this summer. Since inventory is slightly higher, buyers have a better selection now than they’ve had all year.  “ Slightly higher inventory means buyers have more options to choose from. ” If you’re thinking of buying a home, now may be the time to seize the market.  If you are thinking of selling your home, there is still a lot of action in our market, which means you have a great opportunity to sell. Keep in mind that inventory has increased a little, so there may not be as many multiple offer situations as there were this summer.  If you have any other questions about buying or selling a home in our current market, just give me a call or send me an email. I would be happy to help you!

Your September Market Updates for Grand Rapids

Is waiting to buy a home costing you money? I’m afraid so, and there are two big reasons why. Buying a home? Click here to perform a full home searchSelling a home? Click here for a FREE Home Price Evaluation Call me at (616) 447-7025 for a FREE home buying or selling consultation Is waiting to buy a home costing you money? The answer is yes, and there are two main reasons why.  The first is price appreciation over time. Property values are rising every day now, and supply and demand is pushing prices upward. The longer you wait, the more you’ll be missing out on a better home price.   The second reason is interest rates are also rising. A 1% increase in interest rates decreases the average homebuyer's affordability by about 10%. That means if you want your mortgage payment to stay the same, you will have to buy a less expensive home. In other words, your buying power drops 10%. The Fed announced that they would be aggressive with interest rates this year, and they have more planned increases in the future.  For a more detailed look at how interest rates are expected to impact the market in the coming months, you can click here. For a look at home price expectations for 2017, click here. Don’t get caught on the sidelines in our market. With both prices and interest rates moving up, every day you wait is costing you more money. Don’t get caught on the sidelines.  If you have any questions or are interested in purchasing a property, give us a call or shoot us an email. We’d love to help you out.

Why You Should Consider Buying Now Instead of Waiting

Spring has officially sprung in the world of real estate and I wanted to stop by with an update on the Grand Rapids market. Low inventory and high demand make now a great time to be a home seller. Buying a home? Click here to perform a full home searchSelling a home? Click here for a FREE Home Price Evaluation Call me at (616) 447-7025 for a FREE home buying or selling consultation Spring's officially here, so I wanted to take a minute to update you on the important factors currently trending in our market.  As of the end of March in Kent County, we have 939 properties for sale, which is extremely low. In our market in the last 12 months, 10,212 properties sold, giving us a rate of roughly 851 homes sales per month. That means we have about 1.1 months of inventory, which is extremely low. The market currently has 1,240 pending sales as well. When you step back and take a big-picture look at our market, it's an absolutely amazing time to sell your house since buyer demand is high and inventory is low, pushing prices up.  High demand and low inventory make now a phenomenal time to sell a house. On the other hand, if you're buying a home, you want to hurry and try to buy one before interest rates keep going up. Prices are going up as well, so the longer you wait, the more difficult it will be to find a home and the more it will cost you. If you'd like any more detailed information about your specific area or you're ready to buy or sell a home here in the Grand Rapids market, give me a call or send me an email soon. I'd love to help you out!

Grand Rapids Spring Market Update

If you need a reputable contractor for any type of project or service at your home, we have a great list of people to put you in contact with. Buying a home? Click here to perform a full home searchSelling a home? Click here for a FREE Home Price Evaluation Call me at (616) 447-7025 for a FREE home buying or selling consultation I’ve recently found myself running into clients who hired contractors to do work for them, and unfortunately, it seems that many of them overpaid and were taken advantage of. I wanted to be sure to take this chance to let you know that if you have any projects coming up, I have a list of reputable contractors that includes everyone from electricians, plumbers, roofers, to anyone else you might need. We’ve vetted them through years of experience. We have a great list of reputable contractors from over the years. I’d be glad to send you a list of reputable vendors for any job you need to have done. Similarly, if you know someone who you think is an absolutely amazing contractor, I’d love for you to share their name with me so I can continue to refer a list of wonderful people who do amazing work for my clients. If you have any projects upcoming, don’t hesitate to give me a call or send me an email. I’d love to set you up with a great contractor.

Let Us Connect You With Great Contractors

I’m here to wish you all a merry Christmas. I hope your holiday season is wonderful. Buying a home? Click here to perform a full home searchSelling a home? Click here for a FREE Home Price Evaluation Call me at (616) 447-7025 for a FREE home buying or selling consultation I just wanted to quickly reach out to you today with some holiday greetings. My video crew has digitally placed a Santa hat on my head just for the occasion. “ We are grateful for your support. ” So let me wish you a very merry Christmas, to you and your entire family. We are grateful for your support, whether it be in the past, present, or future. If you have any questions for us, we’re always here to answer them. All you’ve got to do is give us a call or send us an email. We look forward to hearing from you.

We Wish You a Merry Christmas

Grand Rapids Real Estate Podcast with Mark Brace

Kick your military transition into overdrive. #RuckSackHack digs deep to unleash your skills in your ruck! #RuckSackHack uses military training and experience to develop world class business solutions and provide leadership to select industries and verticals. Refer a transitioning military Veteran, ...

Register for BootCamp LIVE NOW http://bit.ly/2cB2665 Can you imagine a world where there is no physical CASH? This brave new world is much closer than you think! On this episode of the RuckSackHack Podcast, we talk about the #Blockchain and Decentralized Finance also known as #DeFi Be sure to grab the book #TheEnsuingRecession to take full advantage of the tips so you get yourselves ready for this brave new world where your "cash" will be dispensed as "digital currency" with which to make purchases. Purchase The ENSUING RECESSION on #Amazon here Register for BootCamp LIVE NOW http://bit.ly/2cB2665

Decentralized Finance and Your Wallet TRAINING

THE TOP REASON MOST ENTREPRENEURS FAIL The Top Reason most Entrepreneurs fail at their ventures is lack of the willingness to TAKE ACTION! What exactly does taking action mean you ask? Well, it starts off with holding of on making a decision. Before you know it, every facet of their business becomes infected with inactioncosis. This is especially true for early to mid-stage businesses looking to scale! Problem is the skill set required to scale is what made them want to strike out on their own in the first place. If you’re an entrepreneur and find yourself putting of mission-critical decision, in 2020, the best advise is to TAKE ACTION. Register for BootCamp LIVE NOW RuckSackHack Accelerator empowers Entrepreneurs to take action in order to move their businesses forward. What action will you take today? Register for BootCamp LIVE NOW http://bit.ly/2cB2665

THIS is the Top Reason Most Entrepreneurs...

Hack # 47 Why Do Entrepreneurs Like Training? - 8/27/2017 Register for BootCamp LIVE NOW  Why Do Entrepreneurs Like Training If you ever want to see a bunch of entrepreneurs in action, visit one of the entrepreneurial training "accelerators" popping up all over the place. What is it about these training that appeal to entrepreneurs? I don't know but I ran into lots of entrepreneurs at the Daymond John's Success Formula training info session this weekend in St. Petersburg Florida. You should see the hunger for knowledge from this would be and seasoned entrepreneurs. The training info session was well put together. You know how it is when you are just experiencing something for the first time. Some of these entrepreneurs were just there to check it out. Others were there to get motivated to move their ideas and themselves to the next level. One entrepreneur told me with the training they will be in a position to get mentored so they could reach their potential audience and customers. When I asked how many leads do you currently have? the answer I got was none. When I asked how many emails have you sent? the answer I got was none. When I asked what's you sales? the answer I got was zero!!! Say it ain't so!!! Yet this entrepreneur is willing to pay money to get the knowledge to take them to "the next level?" Is it me or is something wrong with this picture? Comment below. Don't forget to like, share and subscribe to our YouTube Channel at RuckSackHack Podcast Follow us on Twitter, Instagram and Like Us on Facebook Why Do Entrepreneurs Like Training? Are you an entrepreneur looking for the best training? Checkout RuckSackHack Accelerator LIVE Q&A Chat lines are open. Comment below Comment below. Go to our Patreon site at Podbum Community Follow us on Twitter Visit our website at RuckSackHack Apply to RuckSackHack Business Startup Accelerator Program RuckSackHack Accelerator Copyright 2017, RuckSackHack Podcast. All Other Rights Belong To Their Respective Owners. Fair Use Analysis Does Not Mean An Endorsement of Products, Programs or Events. Training, Entrepreneurs, Accelerator, BootcampRegister for BootCamp LIVE NOW http://bit.ly/2cB2665

Hack #47 Why Do Entrepreneurs Like Training?  - 8/27/2017

Why Do Entrepreneurs Know How and When To Talk? 8/12/2017Hack #46 Register for BootCamp LIVE NOW Have you heard people talk, talk talk but take no action?How does it feel to be on the receiving end of all that talk?Entrepreneurs on the other hand like to take action, then talk later.Which style is right depends on your audience.Obviously, if you need to do a lot of convincing to gain buy-in, your best bet is to"socialize" the topic and desired outcome.Suggest, recommend and "think our loud" the objective, taking note of key objections, concerns and feedback. What good does it do to talk, talk, talk? On the contrary, talking is natural. So, it makes sense to listen to people talk.It's when you don't hear anything that you should be concerned.Talking is especially important when it comes to team dynamics. Some team members talk, while others listen. Just because someone on a team does not talk, does not mean they don't know how to talk. Consider a team of four entrepreneurs. If one is the talkative and the rest are not, who would you assume is the leader of the pack?Now, reverse the scenario and three members are talkative but one is not. Again, who would you assume is the leader?Talk is cheap but action is expensive.Next time you are in a room, observe who is doing most of the talking and who is taking note. At the end, ask questions of the note taker. You would be amazed at what you'll discover. I'd like your thoughts on this topic. Do you talk more and why? If you don't talk a lot why? How does talking impact leading?Don't forget to subscribe to the RuckSackHack Podcast. Be sure to like, share and subscribe to our YouTube channel. Follow us on Facebook, Instagram and blog. Today's Topic: Why Do Entrepreneurs Know How and When To Talk? - 8/12/2017 Comment below. Go to our Patreon site right now to support this channel  Subscribe to RuckSackHack YouTube Channel Hey Veterans! You got questions about transition, launching a business,  career change or just anything? RuckSackHack is doing #LIVE #Q&A So join and chat you questions. We will try our very best to respond. If you know the answer to any of the questions, feel free to help a Veteran out ok! Much appreciated. Subscribe to RuckSackHack YouTube Channel  Follow us on Twitter @RuckSackHack Subscribe to our blog Visit our website Apply to RuckSackHack Business Startup Accelerator Program Register for BootCamp LIVE NOW http://bit.ly/2cB2665

Why Do Entrepreneurs Know How and When To Talk? 8/12/2017

Hack #45Becoming The Entrepreneur You Were Meant To Be  It's not as sexy as they make it to be: Entrepreneur! What if I told you it is, would that change your mind in wanting to become an Entrepreneurs? Some people say entrepreneurs are born not made. While there is truth to some of that, some entrepreneurs did not actually achieve their fame until later in life.  So is there a secret sauce to becoming an entrepreneur? I don't know. However, I know it takes a lot of discipline to become good at something. Here are a few tips I learned on my way to becoming an entrepreneur: First, be yourself. Don't try to be like the famous entrepreneurs you see talked about everywhere. I won't mention their names so you can focus on being you. Second, trust your instincts. Do you ever have that tingling feeling sometime that makes you feel you've just discovered a better mouse trap? Perhaps you have. But you just brushed it off. Take an inventory of ideas and table them for later. Third, be hungry. Have you noticed entrepreneurs all share a common trait? They are all restless and always looking to outdo themselves. Think about it. That's what keeps them hungry. You too can be a hungry entrepreneur. Just don't hold a sign on the street corner. lol. Finally, listen to your critics.We all have them. Critics, haters or strategic advisors. Listen to them. They have seen some people fall and fumble. So, don't brush off criticism, even if they are not constructive. Give them a head nod and take note. Register for BootCamp LIVE NOW Enjoy your self. Don't forget to subscribe to the RuckSackHack Podcast.Like, share and subscribe to our YouTube channel, on Twitter, Instagram and Facebook. Be sure to checkout and become a patron on our Patreon site. Today's Topic: Becoming The Entrepreneur You Were Meant To Be - 8/6/2017 Comment below. Go to our Patreon site right now to support this channel   Subscribe to RuckSackHack YouTube Channel Hey Veterans! You got questions about transition, launching a business,  career change or just anything? RuckSackHack is doing #LIVE #Q&A So join and chat you questions. We will try our very best to respond. If you know the answer to any of the questions, feel free to help a Veteran out ok! Much appreciated. Subscribe to RuckSackHack YouTube Channel  Follow us on Twitter at http://www.twitter.com/RuckSackHack Subscribe to our blog at http://rucksackhack.blogspot.com Visit our website at http://www.rucksackhack.com Apply to RuckSackHack Business Startup Accelerator Program Register for BootCamp LIVE NOW http://bit.ly/2cB2665

Hack #45 Becoming The Entrepreneur You Were Meant To Be - 8/6/2017

RuckSackHack

Paul Moore and Sivilay Kounlabout are two Social Media Business Moguls that help people free the world from concern through teaching, mentoring and inspiration. This media empire was started by Brian Brown. Brian was a work at home funnel hacker and a little bit of a Napoleon Hill nut. Brian loves t...

The one business technique that sets you apart from 87% of everyone else in your field... Special guest John Pate joins the Freedom Ninjas this week!

This is important - Live Show - February 9, 2021

This week, the Freedom Ninjas talk about what a Desire is and how knowing intimately what your desires are can change your life. Join us live every week by dialing into the Freedom From Concern podcast every Tuesday!

Desires vs. Wants - February 2, 2021

In honor and memoriam of our friend, brother and original Freedom Ninja, Brian Brown, the Freedom From Concern podcast continues. We officially introduce Freedom Ninja, Sensei Siv as co-host and drop some powerful nuggets to set your 2021 on the correct path.

Live Show - "THINK ABOUT YOUR SPIRIT" - January 26, 2021

In this episode of freedom from concern podcast 103
Mr senseisiv and Sal Jumawan
disscuss essential business mindset tips from the book
by John Haremza Right or Almost Right
stay tuned while we go over

instant gratification vs 
how to commit to the process

knowing the outcome is part of the formula
and patience is knowing the outcome

mindset  you vs you and 

importance of humility 
income producting acitivies connect engage followup 
how money is in the pockets of other

Check out Siv Kounlabout and Sal Jumawan
@yourfriendsiv
@sal.jumawan
@freedomfromconcern
google BrianBrowntv

#103 how to avoid the downward spiral of your business shrinking

In this episode of freedom from concern podcast 101
Mr senseisiv and Sal Jumawan
disscuss some more business mindset tips from the book
by John Haremza Right or almost Right
stay tuned while we go over;
The importance of the little things in life like an apple a day in the Jim Rohn quote an apple a day will change your life 

 “luck versus faith most and how people don’t see opportunity 

Tools versus people in business letting the tools do the work for those common questions

FOMO fear of missing out the importance of urgency 

How to start replacing the time on the phone with technology

Napoleon Hill "you are what you think about most often" 

Napoleon Hill "thoughts are things "

The importance of expectations off of the radar 


The importance of getting back up when you’re knocked down 


everything depends on action and execution how to get clear on what actions to take

Check out Siv Kounlabout and Sal Jumawan
@yourfriendsiv
@sal.jumawan
@freedomfromconcern
google BrianBrowntv

freedom from concern episode 102

Freedom From Concern

Donna Spector, DVM, DACVIM, is The Expert Vet! This show is for dog and cat owners as well as vet techs and other veterinarians, who need help diagnosing, understanding and treating complicated medical conditions and nutrition issues. The show offers detailed explanations of medical conditions and D...

A ground-breaking new test to identify early kidney disease in cats

Detecting Kidney Disease Early

Everything you need to know about dogs and bladder stones and infections

Bladder Stones and Infections in Dogs

Dr. Donna explains that urinary crystals are the biggest health issue in cats

Urinary Crystals in Cats

Dr. Donna Spector talks about diets for cancer patients and what sorts of foods to include

Diets for Cancer Patients

Prevalence of C-DIFF bacteria and its potential to turn deadly

Deadly Potential of C-DIFF Bacteria

The Expert Vet™

Step by Step -  เรียนการลงทุนหุ้น และ Trade หุ้นยังไงให้ได้กำไร?

เรียนหุ้นแบบขั้นบันได สู่ความสำเร็จในการลงทุนอย่างถูกวิธี | Investment Blueprint

วิธีเลือกหุ้น ให้ถูกตัวแบบพื้นฐาน [EP.28] Investment Blueprint

ภาพใหญ่วิธีเลือกหุ้น หรือสินทรัพย์ ที่จะเข้าลงทุน [EP.27] Investment Blueprint

ความสำคัญของภาพรวมเศรษฐกิจ [EP.22] Investment Blueprint

Position Size อย่างง่าย [EP.13] Investment Blueprint

แก่นสำคัญเรื่องสัดส่วนที่พอดี [EP.12] Investment Blueprint

Investment Blueprint

Water Rescue is a podcast series on "Water Rescue".
We will have discussions on water rescue, flood rescue, related training and equipment.

Water Rescue

The Father's Midrash is where a group of dads gather once a week to read, interpret and discuss how the Bible impacts the role of fatherhood.

Discuss topics like: Two are better than one, seeking out friendship, companionship in marriage, being known in relationships, David and Jonathan, integrating the development of deep relationships, pursuing God’s dreams, assuming you know God’s will, the tragedy of not seeing your dream come to fruition, reaping what you sow.

13- Ecclesiastes 4-6

Discuss topics like: Solomon as a role model, is progress an illusion?, remembering the sacrifice of others, theology behind Ecclesiastes, is everything really vanity?, is everything meaningless?, thinking about eternity, where our meaning comes from.

12- Ecclesiastes 1-3

Discuss topics like: Do not forsake your friends, contrasting neighbors to brothers, the importance of geographical proximity, asking friends for favors, be in the position of need, a father is someone who investigates, examining your actions as a father in your children’s actions, rebuking friends, knowing facts before a rebuke, jealousy between friends, jealousy is greater than wrath, not stirring up jealousy. 

11- Proverbs 27-28

Discuss topics like: Personality vs. Character, having a seat of honor, honoring others, self promotion, building your kids up without making them prideful, uncovering what God has hidden, giving God the glory, paying attention to what the Bible pays attention to, the culture of the Kingdom, do you really believe the Bible is the word of God, having a Bible reading plan, Bible study vs. relationship with God, the balance between discipline and religion, the difference between “I have to” and “I want to."

10- Proverbs 25-26

Discuss topics like- not toiling for wealth, how wealth can get away from you, enjoying your work, having a conversation with a fool, interacting with foolish people, judging if someone is a fool, the difference between fatherless and orphan, how to help the fatherless, how to save fathers, disciplining your children, physical discipline for your child, motive for disciplining your kids, raising your kids in your ways, watching injustice happen.

09: Proverbs 23-24

Father's Midrash Podcast

Ray and Donna Reish of Character Ink Bring You Material on Character Training From Their Seminar and Blog!

Character Ink Introduction

Raising Kids With Character

莫邪会在每周为大家更新电商内容，
 由浅入深的介绍电商知识。

电脑登陆ju1tang.com  全球好货一件代发
 莫邪微信：imoye008

【莫说电商】共享经济模式究竟是什么鬼？

淘宝店铺：d调e季风； 
 莫邪微信：imoye008；微博@莫邪说电商

【莫说电商】话说Facebook在美国妥妥干起了淘宝

微博 @莫邪说电商
 微信 imoye008
 公司微信 tyzx022

【莫说电商】关于网络红人们的经济学

聚e堂：ju1tang.com 一件代发
 公司微信：tyzx022


【莫说电商】流量不足？不怕!来听听社群电商的案例

由此点击
 莫邪微信：imoye008
 公司微信：tyzx022


【莫说电商】论美学、情怀与电商

【莫邪说电商（第一季）】深入浅出聊电商（已完结）新的节目请移步第二季

Sunday sermons from Northfield Baptist Church.

We Are Family

The Palm Sunday Plea

Happiness Happens Today

Growing Up

Joy in the Journey

Northfield Baptist Church Messages

 关注微信公众号：岚景日语（lanjing-riyu）了解更多精彩哦，加群562865386岚景日语1群   大家好 我是嵐景国际日语的 青木，大家叫我青木老师就可以，これから私はこの番組を担当し、皆に日本のそれぞれの風景を紹介させていただきます。从今后的节目里，我将向大家介绍日本各地的风光，带领大家游遍日本，让大家领略日本各地不一样的风情。 

 关注微信公众号：岚景日语（lanjing-riyu）了解更多精彩哦，加群562865386岚景日语1群   
 大家好 我是嵐景国际日语的 青木，大家叫我青木老师就可以，これから私はこの番組を担当し、皆に日本のそれぞれの風景を紹介させていただきます。从今后的节目里，我将向大家介绍日本各地的风光，带领大家游遍日本，让大家领略日本各地不一样的风情。 

奇葩日本—和服文化

葉子：日本的JK制服

关注微信公众号：岚景日语（lanjing-riyu）了解更多精彩哦，加群562865386岚景日语1群 大家好 我是嵐景国际日语的 青木，大家叫我青木老师就可以，これから私はこの番組を担当し、皆に日本のそれぞれの風景を紹介させていただきます。从今后的节目里，我将向大家介绍日本...

青木：日本何去何从

山峦奇葩事：日本AV文化

玩转日本，你想了解的日本都在这里

This is Rootdown.us' podcast where we offer up tidbits of information on acupuncture and the community.  From little pieces of the CEUs' we offer on Rootdown to discussions from known acupuncturist, this is your destination to get a taste of what Rootdown has to offer.  You can view the podcast on i...

Dr. Don Lee, L.Ac., QME, DNBAO, CSCS, who specializes in Orthopedics and is on the Board of Trustees at Yo San University, discusses his perspective on education and the integration between Eastern and Western Medicine. He also shares some sage advice to aspiring practitioners.

An Interview with Dr. Don Lee, L.Ac. hosted by Dr. Brady Chin, L.Ac.

Dr. Greg Sperber, BMBS, MTOM, MBA, L.Ac., DAOM, Director of Clinical Services, at Pacific College of Oriental Medicine, discusses his book, Integrated Pharmacology, Combining Modern Pharmacology with Chinese Medicine, the FDA’s Current Good Manufacturing Practices (cGMPs) for herbs and gives excellent practice building advice.

An Interview with Dr. Greg Sperber, L.Ac. hosted by Dr. Brady Chin, L.Ac.

Robert Chu, PhD, L.Ac., QME, shares his expertise in the Master Tung Acupuncture method.

An Interview with Dr. Robert Chu, L.Ac. hosted by Dr. Brady Chin, L.Ac.

Dr. John Chen, L.Ac., recognized authority on Western pharmacology and Chinese herbal medicine, discusses the FDA’s Current Good Manufacturing Practices (cGMPs) for herbs and the importance of herbal safety.

An Interview with Dr. John Chen L.Ac. hosted by Dr. Brady Chin, L.Ac

Discover what Qi is and where it flows in the human body. Join Rootdown.us as Pamela Maloney discusses Acupuncture and Kinesiology, the science of human movement, and how they relate to the flow of Qi in connective tissue. An interview hosted by Dr. Brady Chin L.Ac.

Dr. Pamela Maloney, LAc: Anatomy of Movement: In the Flow of Qi

Rootdown.us

This time line, titled "African American Freedom Struggle Timeline: An International Human Rights Perspective," appeared in the April 2008 edition of OAH Magazine of History.

Human Rights/Civil Rights Time Line

Below are links to reports developed to provide models of action research reports for educators participating in the Teaching American History Grant module on Civil Rights/Service Learning. The documents use data collected from module participants to report on the success and needs of the module. Note the appreciation of confidentiality in the reports (names and other identifying information are removed from the report) and note that this report is based solely on assessments appearing in the form of action research reports. A true action research report would address many pedagogical elements in addition to assessment data (e.g., instructional design and delivery, student participation and attitudes toward instructional delivery). Phase I: "Plan of Action"Phase II: "Data Plan"Phase III: "Data Collection"

Sample Action Research Reports

Lecture: Michael S. Green, Ph.D. — "Civil Rights in Las Vegas"

I highly recommend the StoryPath unit plan by Margit McGuire titled "Freedom's Summer." During this unit, students become personally involved with civic education and the Civil Rights Movement of the 1950s and 1960s. The unit is targeted at students in grades 5-8. The curriculum and teacher's guide (including all needed resources) is available for free online. For teachers hoping to teach similar concepts (e.g., service learning, civic responsibility, making community change) in the younger grades, I recommend the StoryPath unit titled "The Park." It is also available for free online.

StoryPath: Freedom's Summer

I also highly recommend the resources from Teaching Tolerance, a project of the Southern Poverty Law Center that provides educational resources to teachers. All their kits are free to teachers, paid by generous gifts from supporters of the Center. In addition, they publish a biannual magazine about teaching tolerance in the classroom. The magazine is also available free to educators. A list of their kits is available online and you may order kits using this form.

Training Podcasts / Page 103

Kalamazoo Real Estate Podcast with Scott Ashbaugh

Grand Rapids Real Estate Podcast with Mark Brace

RuckSackHack

Freedom From Concern

The Expert Vet™

Investment Blueprint

Water Rescue

Father's Midrash Podcast

Raising Kids With Character

【莫邪说电商（第一季）】深入浅出聊电商（已完结）新的节目请移步第二季

Northfield Baptist Church Messages

玩转日本，你想了解的日本都在这里

Rootdown.us

Civil Rights and Service Learning

理财秘籍

游永济

Одитинг - без проблем и границ

Solyabeashow's podcast

Amharic: Initiating Spiritual Growth in the Church -Audios, Videos and Articles

BraveHearts Radio

Welcome To Your Leadership

Bigger Cash Flow Podcast

FM冬阴卡夫卡

Summer League

三分钟教授电台之人工智能

Chicago Real Estate Podcast with Vergis Eiland

Good News Fellowship Church Podcast

安静看书学习的背景音乐

Grandma Says So!

秒杀中式英语：地道表达告别尴尬

Grammar-Land by M.L. Nesbitt

Real Estate Investing

Leader Up

Selection Bullet Points

On the Table - Topics for Toastmasters Podcast

Sound Optometry