What seems like a small business decision, choosing between a SIMPLE IRA and a 401(k), can quietly shape everything from your personal retirement strategy to your firm’s employee retention. 

The truth? It’s not just about cost. It’s about control, flexibility, and future-proofing your business and your finances.

Whether you’re a solo entrepreneur or managing a team, your retirement plan structure says a lot about your growth mindset.

In this episode of Retirement Unlocked, Larry Heller, CFP®, CDFA®, explores the practical trade-offs business owners face when deciding how much control they want, how much complexity they can handle, and how much opportunity they may be unknowingly leaving on the table.

Here’s what you can expect from this release:

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