The Ramsey Show

Smart Money Decisions Often Mean Sacrificing Today for Tomorrow

Listen Later

📈 ⁠Are you on track with the Baby Steps? Get a Free Personalized Plan⁠

📱 Watch the full episode for free in the Ramsey Network app.

Dave Ramsey & Jade Warshaw answer your questions and discuss:

  • How do we handle debts when dissolving a family business?

  • Our mortgage is going to be 50% of our income

  • Is it necessary to at some point get a credit card?

  • Is it ok to enjoy our money while we're still young?

  • Our landlord is starting to become hostile; should we move?

  • When is an emergency fund no longer necessary?

    Next Steps:

    ✅ ⁠Help us make the show better by taking this short survey!⁠

    📞 Have a question for the show? Call 888-825-5225 weekdays from 2–5 p.m. ET or ⁠send us an email.⁠ 

    💰 ⁠Hurry—Your chance to win $5k is almost over! Enter the Ramsey Cash Giveaway today!⁠

    💵 ⁠⁠⁠⁠Sign up for a free training with our EveryDollar team! ⁠

    🎟️ ⁠⁠⁠⁠Dave Ramsey and John Delony are going on tour this month! Get tickets today⁠⁠


    Connect with our Sponsors:

    • 🛒 Stop paying more and start shopping smarter at ⁠Aldi⁠

    • 🌱 Get 10% off your first month of⁠ BetterHelp⁠

    • 📱Go to ⁠Boost Mobile⁠ to switch today!

    • 🏥 Learn more about⁠ Christian Healthcare Ministries⁠

      • 🏡 Get started today with⁠ Churchill Mortgage⁠

      • 🔒 Get 20% off when you join ⁠DeleteMe⁠

      • 🏦 Go to⁠ FAIRWINDS Credit Union⁠ for an exclusive account bundle!

      • 🥗 Save 15% on your first ⁠Field of Greens⁠ order with code RAMSEY

      • ⛨ Find top Health Insurance Plans at ⁠Health Trust Financial⁠

      • 💸 To find out more about student loan refinancing, check out⁠ Laurel Road⁠

      • 💻 Visit⁠ NetSuite⁠ today to learn more

      • 🗂️ Use promo code RAMSEY for 18% off at ⁠The Nokbox⁠

      • 💵 Learn more about ⁠Timothy Plan⁠

      • 🏛 Get started with ⁠YRefy⁠ or call 844-2-RAMSEY

      • 🔐 Visit⁠ Zander Insurance⁠ for your free instant quote today! 


        Explore more from Ramsey Network:

        💸 ⁠The Ramsey Show Highlights⁠

        🧠 ⁠The Dr. John Delony Show⁠

        🍸 ⁠Smart Money Happy Hour⁠

        💡 ⁠The Rachel Cruze Show⁠

        💰 ⁠George Kamel⁠

        🪑 ⁠Front Row Seat with Ken Coleman⁠

        📈 ⁠EntreLeadership⁠


        ⁠Ramsey Solutions Privacy Policy⁠

        Learn more about your ad choices. Visit megaphone.fm/adchoices

        ...more
        View all episodesView all episodes
        Download on the App Store
        The Ramsey ShowBy Ramsey Network
        • 4.5
        • 4.5
        • 4.5
        • 4.5
        • 4.5

        4.5

        36,932 ratings

        More shows like The Ramsey Show

        View all
        Money Guy Show by Brian Preston and Bo Hanson

        Money Guy Show

        3,098 Listeners

        The EntreLeadership Podcast by Ramsey Network

        The EntreLeadership Podcast

        4,314 Listeners

        Ramsey Everyday Millionaires by Ramsey Network

        Ramsey Everyday Millionaires

        3,646 Listeners

        Get Your Hopes Up with Christy Wright by Christy Wright

        Get Your Hopes Up with Christy Wright

        2,218 Listeners

        Front Row Seat with Ken Coleman by Ramsey Network

        Front Row Seat with Ken Coleman

        2,504 Listeners

        Suze Orman's Women & Money (And Everyone Smart Enough To Listen) by Suze Orman Media

        Suze Orman's Women & Money (And Everyone Smart Enough To Listen)

        4,427 Listeners

        The Rachel Cruze Show by Ramsey Network

        The Rachel Cruze Show

        3,719 Listeners

        DIY Money | Personal Finance, Budgeting, Debt, Savings, Investing by Quint Tatro & Daniel Czulno, CFP® a passionate look at everything money from budgeting, savings, investing, stocks, bonds, debt. For those that enjoy Dave Ramsey, Jill On Money, Smart Money, BiggerPockets it’s worth a listen!, Bleav

        DIY Money | Personal Finance, Budgeting, Debt, Savings, Investing

        889 Listeners

        Borrowed Future by Ramsey Network

        Borrowed Future

        6,491 Listeners

        The Personal Finance Podcast by Andrew Giancola

        The Personal Finance Podcast

        1,334 Listeners

        The Ramsey Show Highlights by Ramsey Network

        The Ramsey Show Highlights

        740 Listeners

        The Dr. John Delony Show by Ramsey Network

        The Dr. John Delony Show

        6,788 Listeners

        The Fine Print with George Kamel by Ramsey Network

        The Fine Print with George Kamel

        777 Listeners

        Financial Coaching for Women: How To Budget, Manage Money, Pay Off Debt, Save Money, Paycheck Plans by Vanessa and Shana | Budget Besties | Bougie On A Budget | Dave Ramsey Fans

        Financial Coaching for Women: How To Budget, Manage Money, Pay Off Debt, Save Money, Paycheck Plans

        234 Listeners

        Smart Money Happy Hour with Rachel Cruze and George Kamel by Ramsey Network

        Smart Money Happy Hour with Rachel Cruze and George Kamel

        3,067 Listeners

        Real Estate the Ramsey Way by Ramsey Network

        Real Estate the Ramsey Way

        171 Listeners