At year end LOTS of families may think, "Let's just have some food delivered." These services are on-trend but not often in the budget when you add all those fees. Bobbi and Joe explain why the cost gets inflated so much when food is delivered, and share specific solutions on how to lower the costs.

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Now that legislators have agreed on a new stimulus plan, it is time to find out who will benefit and how much relief is coming. Bobbi and Joe break it down and share their advice.

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What started off as a few months of "not traveling" has stretched nine on for nine months. TONS of us now have learned the process for cancelling trips and have rescheduled flights. But now the question looms for 2021: with a vaccine on the way, do you cancel travel or rebook? We'll tackle a recent piece that dives into this topic on today's show.

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Bobbi and Joe wrap up the week that was by sharing their highlights from episodes on everything from gift card scams and luxury splurging to student loan debt changes. Plus the hosts answer a listener question on the best place to put retirement money after a 401(k)'s pre-tax limit has been hit.

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A recent CNBC piece details student loans by age group with some shocking numbers (especially among older people). We'll share the numbers AND talk about strategies to pay down debt, whether you're a borrower or employer, on today's show. Adam Carroll, the creator of the CNBC documentary Broke, Busted, and Disgusted on student loans joins us with his perspective. Enjoy!

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The Federal Reserve meeting yesterday was expected to be met with disapproval by the stock market because of their expected "dovish tone." What the heck is a dovish tone? Why does a Fed meeting matter? We won't have the outcome (we recorded yesterday), but YOU'LL know what to look for when you hear about the Federal Reserve in the future because we'll outline lots of the terms and consequences with the host of the Build a Bigger Life podcast, Adam Carroll.

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If things are going well for you this year, you may be feeling that pent up urge to splurge. Lifestyle and shopping expert Amy E. Goodman joins us to share her advice on when it is okay to spend big on a luxury item. She'll share the story of her own splurge and why it was worth it.

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Gift cards are in the news...and not for any good reason. Lifestyle journalist Amy E. Goodman joins us to tackle the latest tricks that scammers are using to help separate you from your hard earned cash. We'll cover how the scams work and tricks to keep yourself and your wallet safe this holiday season.

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Good news for people who are lucky enough to have a job...LOTS of companies are working hard to distribute bonuses this year. That brings up two questions: 1) how the heck are companies able to give bonuses and WHY would they work hard to do it; and 2) If you're lucky enough to be on the receiving end of a bonus what do you do with it? We'll share our strategies for better bonus savings and more on today's podcast.

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Joe and Bobbi share their highlights from the previous week, and what to watch for in the week ahead. Plus, in our listener question segment they share their advice on the best ways to get to your financial goals.

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