When it comes to online shopping, we've quickly become experts at undermining our long-term financial goals.

Making better decisions that prevent us from going further into debt and increase our overall cashflow is the key to getting what we want.

This week on the Friends With Money podcast, Money's Michelle Baltazar chats with financial educator, The Broke Generation podcast host, and author Emma Edwards about the 3 ways you can start to improve your spending habits.

• The importance of financial psychology
• Slow down your purchase decisions
• The good, bad, and ugly of buy-now-pay-later
• Stick to your budget, but you can have several

Link:

Go to moneymag.com.au for your chance to win one of Emma's new books

#friendswithmoney #michellebaltazar #emmaedwards #goodwithmoney #thebrokegeneration

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