Credit card companies are masters at dangling shiny objects — “100,000 bonus points,” “free flights,” “VIP lounge access.”

It’s tempting to believe these offers will save you thousands, but are they really worth it?

For most physicians, the answer lies somewhere between ignoring every offer and becoming the person with 75 credit cards.

Today's guest, Jeff Wenger, has spent the last six months researching credit card rewards to find the sweet spot—strategies that deliver real value without turning financial optimization into a part-time job.

Listen in as we break down the math, the pitfalls, and the practical strategies for making your everyday spending work harder for you.

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